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    • hi all, i will list my curmcumstance first then list the details of the penalty charge - we are 2 diabled people being affected by the cost of living crisis and are skint etc. i am disabled with mobility issues(arthritis in knees and ankles and gout) and cant operate car pedals anymore so i let a friend up the road use my car in exchange for her driving me about. its a good arrangement as i get a 'chauffer' and she gets the use of car. the car is parked in her drive which is better as i was refused a disabled space (even on appeal) and too much congestion to park the car outside my house. my friend is vulnerable as she has suffered depression and suicidal thoughts since the loss of her mother a few years back, she is dyslexic, she is a carer for one of her sons that is disabled due to mental illness and mobility. she lives in a council house and cannot work. we went to iceland ..attracted by the 10items for £10 offer - we've never been there before. a large artic lorry was parked accross the car park blocking the view of one of the parking signs and blocking the disabled bays where the pay&display machine is. by the time she helped me out of the car and then went to see if it was pay&display then came back to me at the car she said she thinks it was pay even for disabled, so we looked for change in the car which we didnt have (she normally goes asda which dont need to pay for parking)so then we said we'd either go get change or go to asda...so then by the time it took her to help me back in and get out the car park took 15 minutes...5 minutes overstay past the 10minutes grace. the letter from excel parking came through and i sent it back giving her name as driver (before i saw on here that you shouldnt name the driver) then i appealed explaining what happened (lorry blocking etc) and even said we were being descriminated (advised by citizen advice)as we are disabled and 15minutes is not long enough for a crippled disabled man and a woman with dyslexia to read and understandd the sign and get out, then back in the car and look for change then get out the car park in 15minutes. i even explained she was a vulnerable person on anti-depressants and even sent a photo of medication and said if you need a doctors note then let me know....the appeal was rejected. i've emailed iceland over 50 times and they just wont tell excel to cancel this charge - they are ignorant and ive even asked them why they have a webpage saying 'iceland combatting the cost of living crisis' pretending to help their customers and they wont comment...they'd rather put more stress and anxiety on an already suicidal vulnerable person just to get money out of them..so their 'help' during this crisis is a lie as it wont even extend to disabled customers. she has now received 2 letters from DCBL saying she owes £170 for 5minutes of overstay. the last one is a final demand. as she cant read or write very well ive sent a recorded letter to DCBL (as advised by citizen advice) asking not to attend the property due to a vulnerable woman inside the property as it will only exasperate the situation, they have ignored it and basically said we dont care, you still owe. could anyone please advise - we are not very good with letters or these situations and are slow on the uptake.   1 The date of infringement? 28th dec 2023   2 Have you yet appealed to the parking company yet? [Y/N?] yes   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide]cant do that - will have to get my son to do it when he visits   Has there been a response? yes   Please AS A PDF FILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]cant do that - will have to get my son to do it when he visits   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] yes   What date is on it? 15th january 2024   Did the NTK provide photographic evidence? yes   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'scant do that - will have to get my son to do it when he visits   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] not on the front - maybe on the back but cannot find the letter now   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] yes   5 Who is the parking company? excel   6. Where exactly [Carpark name and town] did you park? gravesend in iceland    
    • Hi Dave, I had no updates on this PCN since my last post in July 2019.  I received no further communications from the parking company.  I changed my address in May 2022. Thanks, I will send a letter to Excel parking to inform about the change in the address. 
    • I have a BMW Advanced Car Eye 3 Pro - I think it's 50/50  In any case, none of the documents / photos sent in the SAR showed a ticket on the car. 
    • I've seen on your other thread that you say you moved in 2022. It is essential you tell the parking company about your new address. Every couple of months or so we get someone here who moves, doesn't tell the other party they're in dispute with, court papers turn up at the old address, the Cagger doesn't know anything about this and doesn't defend, they lose by default - and end up with a backdoor CCJ. So get a quick letter off to Excel - Dear Simple Simon, Re: PCN no.XXXXX will you please note that I no longer live at XXXXX and that my new address is XXXXX. Yours, XXXXX Invest in a 2nd class stamp and get a free Certificate of Posting from the post office.
    • Yeah thanks guys - I'm just going to ignore them now.  Can't be ar$ed digging around in the loft!  Can I still send them a notice not to send people to our door?   I know we did 10 years ago but not sure if that's still a "thing"!
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Elsinore v Citi Cards***WON & PAID***


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Hi there, im fairly new to all this but i am currently taking HSBC to court for around £1500 but i am very wary of doing the same with Citi cards as i have read that they are actually contesting the claims?! i have sent the usual 2 letters before court action asking/demanding they pay me the £763 that they have charged me (including interest). I have recieved a letter from a Mark Clibbens saying that "it may take between three and six weeks as they (statements) are retrieved from our archives" blah,blah and that he will confirm in writing the outcome, so what i want to know is do i to to moneyclaim online? Please,please can you/anyone help or advise me? Many thanks-Craig

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Hello Craig, yes Citi are exceptional in the way they are contesting claims for unlawful charges, but, no matter what they say, you have just as much right to reclaim from them as from any other credit card company or bank.

 

However, you are calling the shots, it's your timetable and if they cannot produce the information which they are required to do in 40 days, then they will be in default.

 

On the other hand, you have stated a precise amount which you wish to reclaim, suggesting that you already have the appropriate statements. If so, then you can press on with your claim.

 

Start a thread for this claim and, if you are unsure of how to proceed, there will be some experienced Site Helpers and claimants around to assist you.:)

 

Elsinore

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Go here - http://www.consumeractiongroup.co.uk/forum/citicards/, scroll down to the bottom of the page and just underneath the list of threads you'll see a 'new thread' icon.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 1 month later...

Elsinore,

 

Have you got a court date yet?

 

Im just about ready to submit my AQ. Thanks again for your advice regarding their defence they sent to me.

Lloyds TSB - £2808 Settled in full 15/11/06

HSBC - Settled £810.56 in full 11/11/06

BarclayCard - Data Protection Act sent 05/09/06

Failed to privide information - Complaint issued to the Information Commissioners Office 12/10/06

NatWest - £54 settled in full 15/11/06

Capital One - Prelim Letter sent 16/10/06

LBA sent 30/10/06

CitiCards - Prelim Letter sent 29/09/06

LBA sent 10/10/06

Claim issued 04/12/06

Acknowledged 07/12/06

StyleCard - Cheque for £130.00 recieved 20/10/06 - FULL SETLLEMENT!

RFS - Settled in full £494 08/1/07

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Elsinore

 

I'm a little bit ahead of you but i was wondering if i could borrow for a little bit of advice re: what to say in court.... my post is below yours on board....

------------------------------------------------

barclays - £2369 - 07/08 LBA letter sent, offered part payment, of £1000, 21/09 MCOL raised

cahoot - £400 - refused refund, LBA sent

marbles - £690 - settled in full!!!!!

citicard - £800 - LBA sent, offered part payment of £372

captial one - £700 - LBA sent, offered part payment of £256

mbna - estimated £1500 - awaiting response to Data Protection Act letter. still not received full set of statements so sent letter of complaint - awaiting response

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  • 2 weeks later...

Phoned court today to see how things were going. as it is 2 months since I submitted my AQ. Clerk has promised to call me back to advise status, when she locates the papers!:o Apparently they are overwhemed with claims, to the extent that they are farming some out to other courts.

 

Citi did not send me a copy of their AQ, even though I sent them a copy of mine. Surely an oversight on their part:rolleyes:, there can't possibly be anything in it that they wouldn't want me to see before court, can there?

 

I'll write to the court and ask for a copy to be sent with the order.

 

Els

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No doubt they've requested transfer to Salford in their AQ, hence why they haven't sent you a copy. You can request one from the court though.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Michelle, my friendly, neighbourhood court clerk duly phoned back to say she had found my case papers and it had been allocated to small claims court. No need to write in for a copy of Citi's AQ she said, because she had added a note to the file for a copy to be sent with the order. But it will still be a week or two before I get it!

 

Michelle apologised on behalf of the court for the delay. She was pleasant, helpful and efficient. Very refreshing!:)

 

Els

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She was pleasant, helpful and efficient. Very refreshing!

 

Bizarre I come across one in B&Q today as well - so much so he prompted me to write a letter of praise to the manager - I have no experience of this!:D

Consumer Health Forums - where you can discuss any health or relationship matters.

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Bizarre I come across one in B&Q today as well - so much so he prompted me to write a letter of praise to the manager - I have no experience of this!:D

 

 

Hi,

 

Hmmm! Letter of praise!!!??

 

Now that is a new concept!:lol:

 

It will never catch on!

 

 

Jeff.

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Preliminary Hearing 12th April 2007. Extracts from the order as follows:

 

1. The claim is allocated to the Small Claims Track.

2. The claim shall be listed for a preliminary hearing on the first available date with a time estimate of 10 minutes at which the judge will consider how the calim should be conducted.

The preliminary hearing is required because the court wishes to assess and limit the amount of disclosure that may be required to determine the issues

Usual bits about non-attendance and rights to apply.

 

No copy of Citi's AQ though, so my court friend let me down! I'll write for a copy, pointing our that not to have one prior to the prelim will put me at a disadvantage.

 

Els

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Dear Sirs

 

Re Claim NoXXXXXXXX Elsinore v Citi Cards

I have received the order from the Court setting a date for a preliminary hearing on 12th April 2007.

 

I would be grateful if you would supply me with a copy of the Defendant’s Allocation Questionnaire. I sent a copy of my AQ to the Defendant on 23rd January 2007 but to date the Defendant has not returned the courtesy by sending me a copy of its AQ.

 

For me to be to be denied a copy of the Defendant’s AQ will put me at a disadvantage when attending the preliminary hearing and will prevent me from putting forward informed arguments.

 

Yours faithfully

 

Els

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  • 3 weeks later...

I've PM'd you.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Els,

 

Didn't realise yours was today!

 

Best of luck mate

 

Kano

Lloyds TSB - £2808 Settled in full 15/11/06

HSBC - Settled £810.56 in full 11/11/06

BarclayCard - Data Protection Act sent 05/09/06

Failed to privide information - Complaint issued to the Information Commissioners Office 12/10/06

NatWest - £54 settled in full 15/11/06

Capital One - Prelim Letter sent 16/10/06

LBA sent 30/10/06

CitiCards - Prelim Letter sent 29/09/06

LBA sent 10/10/06

Claim issued 04/12/06

Acknowledged 07/12/06

StyleCard - Cheque for £130.00 recieved 20/10/06 - FULL SETLLEMENT!

RFS - Settled in full £494 08/1/07

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