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    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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HSBC - Metropolitan Collectino Services....


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Hi,

 

I used to have a HSBC credit card, but the debt was passed over the Metropolitan Collection Services as i went to prison and could not pay it. when i was released i started a payment plan with MCS £30 per month as im not working (this started almost 2 years ago).

 

I owe them about £1300. Im not working so can not afford to up the payments, but have worked out that i will be paying this for years to come!!

 

I wanted advice on making an offer to them, i was thinking about offering them £400 - £450 to close the account. (this i will have to beg and borrow to get)

 

what are my chances and does anyone have a template letter i could use?

 

kindest regards

 

D

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Hi,

 

How old is the card, are there any charges you could re-claim, have you thought about sending them a CCA.

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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If making a full and final offer I would offer circa 8%, hoping to pay circa10%. But that is just me personally and there are no guarantees that an offer would be accepted.

 

As said previously there may be charges etc you can claim back.

 

Cheers.

UF.

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

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The account is about 7 years old well the credit card account was, but it was closed and the debt handed over to MCS.

 

You mention something about claiming charges back from them, what charges can i claim back and how would i go about finding out.

 

I really just want the account closed, hence making them an offer to settle.

 

thanks for everyones help

 

D

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Often any late payment charges/fees and PPI charges can be claimed back. There is a tutorial for these.

 

If you just wanted shot of them though then F&F offers might be the quickest way..... other people will post their opinions.....

 

Cheers

UF

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

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