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    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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Lowell and Barclaycard debt poss SB'd


Azuma
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by the way... i received this letter 6 days after the date on the letter!! lol and they tell me i have to reply within 10 days!! WTF? i'm fed up of these losers, and will take this all the way if i have to... will let you know what they come back with following my CCA request, as: 1. i'm pretty sure it's SB'd and 2. they have not provided any proof the debt is owed by me... losers!! looking forward to seeing what they respond with :)

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If it's any comfort I had the threat of an SD in October giving me ten days to offer payment so I CCa'd them.It's now a month on and a few days ago I received a full and final settlement letter - no CCA though.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/226203-lowell-crawls-under-their.html

 

I know the debt is getting close to being statute barred so it seems we are at about the same stage - I'll watch the thread with interest.

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Azuma, personally, I wouldn't worry.

You say the debt is statute barred and they say you attempted payment 5 years ago.

Attempted by definition means that an action has not taken place and the action in this case is a payment. To nullify the Statute Barred period, you either have to acknowledge the debt in writing or make a payment, an attempt is simply not good enough and they know it. They also know that if you do get served a SD and you go to court with it, they will have to prove that it is not statute barred and clearly they cannot.

Put simply, by claiming such they are committing fraud and they certainly wont want to expose that to a Judge.

A CCA request may tell you what the debt is and once received, a SAR to the original creditor should confirm its statute barred status.

 

Worry not my friend, usual bluff, bluster and copious quantities of bovine poo from this bunch.

Edited by Belaflat

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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thanks for the responses guys, i'm still waiting for a response, but i will post up whatever crud they send me :) - i would enjoy seeing them squirm in court though lol (that is if they even turned up)... thanks again people!!

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Call them back and record the call...get them to verify that you made a payment 5 years ago....then send them a SAR, this should show up a screen shot of the payment made, if it doesn't show a payment being made then give the tape recording and their correspondence to the OFT (they will be very interested in this).......Red are well known for attempting to chase statute barred debts....

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42Man, they didnt say that he had made a payment, they said he had attempted a payment. I fail to see how an attempted payment can be recorded in any form. I have now seen several posts where Lowells have claimed this as a get out from the statute barred defence.

Perhaps we need to be looking at a way of taking them to task over this.

I know that some posters have successfully challenged this by quoting the fraud act and asking for proof. Lowells soon slunk back into the drains then.

Also reading back on the post, the date of assignment is some years after this alleged payment attempt. How many debts come with full details such as that.

I have yet to see one post where this is the case.

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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What a laugh...what does 'attempted payment' mean ? He got his debit card out of his wallet, but dropped it at the last moment, then the phone went dead ? or maybe the cheque made it through the letterbox then was lost somewhere between Lowells post room and the paying-in department.....lol...as you say Bela, the OP should challenge....

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Clownells cannot go anywhere with this so called ''Attempted '' Payment. The debt has to be acknowledged in WRITING or by a payment. An attempted payment does NOT count. Its a figment of their imagination just like their imaginary ''Licensed Field Agents''

 

They arent called the Leeds Losers for nothing. If they are foolish enough to take this any further you can look forward to a huge payout FROM them

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  • dx100uk changed the title to Lowell and Barclaycard debt
  • dx100uk changed the title to Lowell and Barclaycard debt poss SB'd
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