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    • Yee I mentioned after the new regulations. Depends if the amount off to date will take that threshold below £50k
    • In short you never communicate with a Debt Collector, they have no power here at all. The snotty letter is only used to respond to a properly worded Letter Before Claim. The only time you would be recommended to contact the PPC is to send the snotty letter. You do nothing but keep the tripe they send you unless you receive a letter before claim.
    • Probably to do with the Creditor accepting the reduced payments claim as part of the IVA. - Thats my guess anyway.  As for the mount outstanding... 60k is incredible and im pretty sure a DRO wouldnt cover that much even after the new legislation.    For you @Alfy - Please stay headstrong and stop worrying. My viewpoint on debt with debt collectors is simple. You are a figure on a spreadsheet loaded into a database for them to run a collection cycle through.  They dont care about emotions or your situation, they just care about paying off their shareholders and trying to turn a profit.  They use varying tactics to increase the pressure on you to the point where you will break. People then fall for this an either cave in to DCAs before doing their own due diligence on the debts that are purchased or turn to IVAs like you have.    They are better ways to handle this and Im glad you feel better after a good nights sleep - I hope you can keep it up. 
    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
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Ex landlord wants to sue us for £7k!


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Thanks for the advice! He is indeed a fool. We all have bank statements proving we paid all rent, although we did underpay him by £80 which was an honest mistake (he says it was £2k).

 

We were heavily reference checked (i.e 3 months worth of bank statements, multiple references) so I beginning to wonder if he planned this...He now claims he knew nothing about us and that we turned up on his doorstep to move in!

 

We don't qualify for legal aid (even though we are all broke). How can we get representation in court?

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He now claims he knew nothing about us and that we turned up on his doorstep to move in!

ROFL. Any chance you could scan, anonymise and post the counter claim? If nothing else it might give a few people a laugh.

 

You don't need to be represented. Honestly you can do it yourself. I was scared at first but, after the preliminary hearing, just felt empowered. The best advice I can give you is to go to your local county court and explain your situation to someone there. Tell them that you'd like to sit in on a couple of landlord and tenant claims. You should be allowed to as the hearing is intended to be public, albeit in chambers rather than court.

 

FWIW a woman followed my former ll and I into court and sat there throughout the hearing. The judge never battered an eye lid. If he'd enquired he would've discovered that she was my wife but he didn't enquire because he didn't care.

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Don't be nervous of County Court, its very informal. Still to be taken seriously of course, but informal.

 

I go all the time, and I used to be terrified of showing myself up. You just have to make sure you know what you are there for, you understand what you are arguing, and make sure you have your court bundle indexed easily so you can get to the information you need quickly - those big yellow post its work a treat! Take another complete indexed copy to give the judge in case he's lost his - it does happen and makes you look like a saint.

 

Take your time to answer any questions and the best advice I can give anyone in this situation is to run through your mind what you want to say BEFORE it comes out of your mouth. And take a deep breath before you go in. Don't be drawn into arguments, don't let the other side make you angry. The judge will assist you as he will recognise you are not a legal expert.

 

Sounds like your landlord is not an expert in anything except fiddling, and from what I've read on your thread he's going to fall flat on his face. With any luck he'll realise that before any hearing and go away.

 

Good luck and let us know how you get on because it helps other posters on here to see the outcomes.

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I've no idea but I would imagine that they're fairly common going on the number of threads about them.

 

Your best bet is to talk to the staff at your local county court. I'm guessing here but I think that once you've seen a couple of landlord and tenant cases, not necessarily TDS, a large number of them will be the same as yours: One side just going through the motions in an attempt to get what they're entitled to with the other side a completely clueless idiot making a fool of themselves.

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I've no idea but I would imagine that they're fairly common going on the number of threads about them.

 

Your best bet is to talk to the staff at your local county court. I'm guessing here but I think that once you've seen a couple of landlord and tenant cases, not necessarily TDS, a large number of them will be the same as yours: One side just going through the motions in an attempt to get what they're entitled to with the other side a completely clueless idiot making a fool of themselves.

 

Thanks :-)

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Sorry DT I've just realised you're not the OP for this thread. My advice about going to the court is the same but your case isn't quite as clear cut as the OP here in that your ex-ll isn't counter claiming with a load of made up stuff

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  • 5 weeks later...
  • 2 weeks later...

Hi,

 

One more thing now. As previously updated, it's been allocated to fast track. We've supplied our disclosure list. The landlord has completely missed the deadline and not supplied anything.

 

Just wondered if anyone knew what this meant? It's a longshot, but guess this doesn't mean we can automatically put in a judgement against him?

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Excellent instructions and details about how fast track claims are dealt with. Explained in really simple terms.

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex305_web_0409.pdf

 

If LL is missing deadlines, I don't think judge is going to be too pleased. This does not mention what happens if defendent does not return the disclosure list, but does mention the next stage (pre-trial checklist). In particular read p6 and p7 - you could be lucky and judge will "strike out" his claim, but I am not sure what happens then. If LL is not following the procedures, judge may well just award a judgment in your favour.

 

You have included legal fees and costs in your claim, haven't you?

Edited by Kentish Lass

Kentish Lass

Information given is based on my knowledge and experience and is not to be considered as legal advice

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