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    • The first thing is to let the surgery know that you didn't enter your car registrtaion when you visited and ask them to confirm to Euro that you were a patient on that day and Euro should cancel. The quicker you do that before matters escalate, the more lkely that they will cancel. You could suggest that  they put up a sign reminding drivers to enter their vrm. thank you for posting the whole of the PCN which confirms that it does not comply with the Protection of Freedoms Act 2012 Schedule 4 Section 9 in two ways. [2][e] of S9 states (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges; Your PCN does not. All it does is to ask the driver to pay which is not enough. In addition under [2][a] the PCN should specify the period of parking. Instead it gives the arrival and departure times of the car as it passes the ANPR cameras which is not the same. That means that you as keeper are not liable to pay the PCN only the driver is now liable. Courts do not accept that the keeper and the driver are the same person so proving who was driving will be difficult for Euro.
    • Pro peace/anti war/anti-atrocity marches which included many Jewish protestors carrying banners (as previously linked)  decrying the atrocities of Israel and the IDF such as 'Not in my name' 'Never again to ANY people'   Although a very small handful of unconscionable Hamas supporters were among the many MANY thousands of pro peace protestors, even they displayed nothing like the hatred and violence demonstrated by the 100 or so far right rabble who attacked police, tried to attack the peaceful protestors and then attempted to violently breach the cenotaph itself. The pro peace/end atrocities in Palestine protests have remained largely peaceful despite ongoing atrocities by the state of Israel and the IDF.   Even today, unarmed starving civilians in a supposedly safe camp in Gaza were murdered by shelling and bombing from afar by Israeli forces, while violent Israeli settlers have forcefully deposed more Palestians from their homes and lands on the west bank with the aide and support of Israeli military forces - just as the Israeli forces are forcibly relocating civilians in Gaza with even more horrors, atrocities and violence. These atrocities by the IDF in Gaza include starvation, forced relocation, bombing homes, health centers and refugee camps, denying food water and medical support, murdering journalists and health workers and the mass murder of women and children  .. are growing alarmingly and horribly reminiscent of some of the similar but wider scale utterly monstrous genocidal atrocities by Nazis on the Jewish people, which makes these actions by Israel and the IDF even more unconscionable and deplorable.  
    • Hi all, I was wondering what peoples thoughts / advice is for my following situation. Unfortunately, I have been caught speeding on the m6 - 56mph in a temporary 40 zone. I did not realise that the speed for the current stretch I was on, was reduced to a 40, I knew that some parts was bought down to 50mph but not 40. Ultimately, it is on own fault for not being more focused at the time.  I was wondering whether anyone caught doing similar speeds over the limit have been offered a speed awareness course. My letter states that the records show I have not met the criteria for a speed awareness course, which I feel is harsh given this is my first offence & the threshold for consideration is upto 53mph as stated below, our speed narrowly exceeded the limit and falls within the guidelines set out by the National Police Chief Council (NPCC) up to: 31 mph in a 20 mph area 42 mph in a 30 mph area 53 mph in a 40 mph area. Could I argue that my speedometer is not entirely accurate as such I should be considered in the 53mph bracket above and considered for a speed awareness course?  
    • Hi dx, Thanks for getting back to me about my queries. Why do think making token payments to my nationwide CC is the best approach?  Also, in general how often do nationwide go for CCJs themselves? Thanks again
    • Hi, She said the machine actually tells you how much you have to pay and you pay on your card. I've actually emailed evology who make the machine to ask for an explanation as to how this can happen - in essence it is 1min over! With regards to the 8 mins one, she is adamant the the machine said no charge when she left - her ex-boyfriend was with her in the car and he confirmed this so god knows what is going on. Worth chancing the set aside? With regards to G24, not done anything yet - not sure I want to alert them to the other address - should I just write and confirm the Scottish address with no reference to anything else? Thanks for your time FTMDave. T.
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Motor Insurance Cancelled With No Notice


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Just Been And Checked My Email And Found Out My Motor Insurance Has Been Cancelled.

 

Its A New Policy, About Three Months.

 

I Sent In My No Claims Bonus For Which They Never Received It.

They Said They Would Phone Marks And Sparks And Get Confirmation On The Phone.

 

Nowi Hav No Insurance

 

I Pay Monthly So That Close Premium Finance Are Involved.

 

Ive A Feeking I Am Going To Get Shafted On Some Sort Of Short Fall.

 

Right Some Advice

 

The Email Saying They Were Going To Cancel My Insurance Was Sent On The 16 June

Insurance Was Cancelled On 16 June.

Does Not A Recorded Letter Need To Be Sent To Confirm Receipt Of This. An Email With 12 Hours Notice Does Not Cut The Mustard.

I Could Have Been Driving Down From Scotland

 

It Was The Broker Who Cancelled The Insurance, All Payments Were Up To Date

 

So I Have Been Left With No Insurance Or Adaquate Notice To Cancel, Payments Up To Date

 

Can I Do Any Thing About This

 

Ive Requested Details Of There Complaints Dept

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I think its common practice to cancel policies when no NCD has been received, though it would be better all round for the insurer to chase it or charge additional premiums whilst waiting.

 

I think you have been treated unfairly, and i also think the FOS would agree.

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Meny Thanks

 

What About Giving 12 Hours Notice To Cancel By Email

 

I Thought They Had To Send A Recorded Letter Saying They Would Cancel On Xyz Date

 

Being The Insurer Would Be Liable For Any Accidents Being The Policy Holder Was Not Informed

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The letter doesn't have to be sent recorded delivery, however I believe they do have to send a letter to the last known address giving 7 days notice of cancellation!

 

An email on the day the policy is cancelled is totally unacceptable!!!!!!

Edited by shudder
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If you were paying by DD they could not take any increased payments for the removal of your ncd without your authority. Our company writes to advise of the increase and to call etc to confirm that you are ok to pay the extra. If no response they send the cancellation letter.

 

Agreed that emailing cancellation is a no no.

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  • 2 months later...

My boyfriend's car insurance was cancelled for no proof of NCB. We had recieved a few letters and contaceted our previous insurer regarding NCB.

A month passed and we went on holiday . On our return their was a letter saying my credit card was refunded half the premium. The other half was on cost of cover , brokers fees and commision and admin charge which amounted to £100.

My boyfriend contacted the company NCI insurance services and was told as soon as he got the proof to fax it or mail it and they could reinstate the policy. A few days later and during which time he was commuting by train to work I faxed the proof of NCD and phoned them only to be told a new policy costing £270 would be taken out.

I want to complain as I didnot recieve a written notice of cancellation . Moreover I have not been refunded the entire amount I should have been . I did not receive a terms and condition booklet and didnot get a chance to reinstate the policy.

Will I be able to get some of these fees refunded? I have since paid out for a new policy with another insurer as I did not want to deal with these rip off merchants!!!

Tracy

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