Marlin/Phoenix CCJ on HSBC OD debt now want SD - Charging Order objection - ***WON***

[molly13]

Thanks all for your input.

 

Letter sent to MCS again today, informing them of account in dispute.

 

Will wait to see what comes back.

 

Regards

 

Molly:-)

[Guest jsa12]

jsa I did send my letter to that PO box in Coventry, recorded delivery, but surprise, surprise it has not been signed for...

 

 

they can take a while to appear on the post office website so check back even after a few weeks.

[molly13]

Hi,

 

Well, should I be honoured or what??

 

Who said DCA's don't care?

 

Received a letter today from Mortimer Clarke Solicitors offering me a fantstic offer of 20 % off outstanding debt, as I'm such a good payer and derserve a reward:lol:

 

 

Oh what to do...

 

Do I accept their 'generous' offer or do I stick with my £1 pm CCJ? (Apart from the fact that I haven't got any extra money lying around.)

 

I read somewhere that Phoenix was now dissolved, so maybe it is something to do with that?

 

 

Regards

Molly:-)

[silverfox1961]

OOH LOOK-Free toilet paper

[t_ony]

Wait until the 14 days has expired & then ring up on the 15th day

[PGH7447]

Send 80p and thank them, and state you now consider the debt paid as per their offer

[jimbo45]

Hi there

PLEASE NOTE that any company with SARL in its setup is NOT A UK COMPANY so in any case why should struggling taxpayers pay ANYTHING to these utter leeches who contribute ABSOLUTELY NOTHING to the UK economy except just MORE misery for individuals.

 

A Société à responsabilité limitée, also known by the

acronym SARL (sometimes SÀRL or Sàrl), is a private limited liability corporate entity that exists in France, Switzerland, Luxembourg, Macau, Algeria, Morocco, Tunisia, and Lebanon and has commerce as its purpose.

 

 

These wretched businesses buy debts for PENNIES in the pound and then send the money overseas / off shore without paying any (or very little) UK tax.

 

At least if debts are sold -- still a DISGUSTING PRACTICE - lets ensure that the companies buying them are 100% based in the UK paying UK tax.

 

Cheers

jimbo

[harrassed senior]

I agree wholeheartedly

[molly13]

Hi,

 

Thank you all for the comments.

 

Silver Fox - Unfortunately their paper is not luxurious enough and far too hard for my delicate bottom:oops:

 

 

t_ony - Good idea, but I bet they are like DFS and will be extending their faboulous offer.

 

 

PGH - Like it

 

jimbo - totally agree with you. In fact at the re-determination hearing the DJ seemed to have some time on his hands and actually checked Companies House on his PC and because Phoenix Recoveries was stated without the (UK) bit or stated with the sarl bit, can't remermber which way round it was, but he did say that 'here we have a company that is NOT registered'. So he did not actually accept that Phoenix (UK) Ltd Sarl was a company registered in the UK. He only awarded the £1 pm due to the fact that Marlin was stated on the claim.

But I agree, this disgusting practice should be banned.

 

 

In the meantime I am awaiting my loyalty card from Marlin.

 

Regards

Molly:-)

[mrjoolz]

Does anyone have the bank account details to pay money into MCS (against my HSBC debt). Many thanks

[Bazooka Boo]

Did they indeed! Well once they have unlawfully repudiated the agreement, they cannot simply issue you with a valid DN, as there is no contract??/

 

I just wish to rectify this bad debt advice I gave, it now transpires that if you are issued with a defective DN, and you make them aware of this, they CAN issue you with a correct valid DN, sorry folks...

[molly13]

Hi BB,

 

In this case they terminated the agreement on the back of an invalid DN, and I accepted unlawful repudiation.

 

As 42 man says in #6, if they have terminated the agreement, how can they then issue a new DN, when there no longer is an agreement?

 

Regards

Molly:???:

[Bazooka Boo]

In this case they terminated the agreement on the back of an invalid DN, and I accepted unlawful repudiation.

As 42 man says in #6, if they have terminated the agreement, how can they then issue a new DN, when there no longer is an agreement?

 

Yes I agree, but it somehow now appears that they can re-issue an effective DN if the first one is defective, there are a couple of threads on here about it, if I could just remember where!

 

Or I could be thinking of something completely different? Oh god, I'm not even old and already I'm as forgetful as my mother!