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ccj to with welcome.now dispute


stepwayne
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LETS DECODE THIS

 

AMOUNTOF LOAN £2159.81 WITH A £500 CASH ADVANCE TOTAL £2659.8

THAT EQUATES TO

MONTHLY REPAYMENT £124.26

INTEREST £1813.48

TOTAL PAYABLE £4473.29

 

INSURANCE

 

PPI £891.26

health care £150 (what the hell is this crap)

 

TOTAL £1041.26

 

THIS EQUATES TO

 

MONTHLY PAYMENT £48.64

INTEREST £709.94

TOTAL PAYABLE £1751.20

 

SO ADD THE TWO INTERST TOGETHER TO GIVE £2523.42

 

SO ADD £2523.42 WITH

LOAN £2659.8

HEALTH CARE £150

PPI £891.26

ACCEPTANCE FEE £75

 

GRAND TOTAL £6299,48

 

DEVIDE BY 36 TO GIVE A MONTHLY PAYMENT OF £174.98

 

 

THE AGREEMENT IS OUT BY £72.92

 

THE AGREEMENT IS CRAP

 

WHERE IS THE CHARGE FOR CREDIT FOR THE LOAN AND INSURANCE CRAP

 

THEY NEED SEPERATE BOXES

 

WHERE IS THE TOTAL CHARGE FOR CREDIT

 

ITS NOT HEADED PERSONAL LOAN REGULATED BY THE CCA 1974

 

I COULD GO ON AND ON

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Wayne

 

Sorry to hijack your post, but I was waiting for POst to come back online.

 

 

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I need your help rather sharpish on my Black Horse thread that you helped out on before. Can you look in for me asap, defence by tomorrow!!!!!

 

 

Sorry Wayne

 

S.B.

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so lets crack on with this agreement

 

this again is one bad agreement to totally confuse (even for me)

amount of loan £2192.69 (b) and £1000 (D) TOTAL £3192.69 over 36 MONTHS AT 44.40 % APR HIGH GIVES

MONTHLY REPAYMENT £148.62

INTEREST CHARGE £2157.95

TOTAL PAYABLE £5350.64

 

INSURANCE

 

TOTAL £1238.62

MONTHLY PAYMENT £57.66

INTEREST £837.18

TOTAL PAYABLE £2075.80

 

£2175.95 PLUS

£837.18 INTEREST ON LOAN AND INSURANCE

 

TOTAL £3013.13

 

JUST ABOUT THERE SO

 

£2192.69 WITH £1000 CASH LOAN TOTAL £3192.69

INSURANCE £1238.62

INTEREST £ 3013.13

ACCEPTANCE FEE £75

 

GRAND TOTAL PAYABLE £7519.44

 

DEVIDE BY 36 TO GIVE A MONTHLY FIGURE OF £208.87

 

WELCOME HAVE TOTAL PAYABLE £7430.36

 

THE DIFFERENCE IS 89 QUID

 

DO YOU HAVE A STATEMENT OF PRICE

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