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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
    • Also, have you told us how much you paid for this vehicle? Are there any other expenses you have incurred – insurance, inspections et cetera? How far away from the dealership do you live?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ccj to with welcome.now dispute


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looks to me like he:

 

borrowed cash (750)

borrowed payment protection premium insurance (924.35)

borrowed acceptance fee money (75)

 

I would say he should have signed for three 'borrowings' hence multiple loan agreement???

 

what do ya thinks???

 

Did the default notice come with a WITHOUT PREJUDICE LETTER??

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This is were it gets complicated, the way I see it is the cash he borrowed is the loan and the PPI is the additional interest that is included. The acceptance fee is a charge and not subject to the interest. However this is not what is in the class of a mulitple loan agreement. I could be wrong as it is debateable.

 

 

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Wayne, I have no clue on when Post is due back and im not that well up on court proceedings. I only know what I myself have experienced and I have never been to court so although not much I can advise this post will bump you up and also if you have any dorectv questions for me that I can possibly help with please ask and if I do not know I will honestly say so.

 

 

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i know ozzy,

thats what i admire,

you give your advice and won't take on something you can't.

thats what i've been saying in jdenes thread.

we are limited as to advice.

 

it's difficult for those who are at critical stages,

 

when they've been taken through things step by step and then.

 

.bang court dates there or letters need doing and they don't know where to turn.

 

post has been amazing,

 

and noone can deny him a break but for people in these situations its a hard thing to take,

 

do you not think theres a member of site team out there to step in for a few days?

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I totally agree wayne esp with the part about preparing for court alot of us heavily rely on the advice given here and its abit scary when it just disappears :eek: Although ozzy is doing wonders! :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I totally agree with you both, it does need somone to step in and help as its unfair on ppl at the critical stage. all they can do id post for help and hope they get it. As for jdenes thread I have no clue on what to advise so I explained this on the thread and left alone.

 

 

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getting completely lost in all this welcome stuff now.

 

i've been trying to read when i can,

as i consider i'm going to have try to get there myself on this.

 

everyones help is so appreciated,

but theres too many cloudy points to stand up in court.

beyonds thread seems to be the norm. noone sees it as worth pursuing or the expense involved is ridiculous.

 

my scanners gone bang, so will post statements up at weekend... thanks emanevs.

 

i know people have worked out agreements hundreds of times on here,

but to double check it...where do we go to know its right..

 

.. i'm in court in 2 weeks or so and i'm relying on mine been unenforceable because of this.

 

ozzy has sais hes glad to do it..

hes been a star but he also says he would be disapppinted if people didn't check the advice they've been given on here.

 

very good advice,

 

hes right, but where is the place to check?

 

especially if you're dumb like me. i'm getting a little worried for court.

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Im not sure were else you could go Wayne, Sols want loadsa money.... CAB in my opinion are not trained enough although do a fantastic job, you could try their and you may hit it lucky that your advisor in your branch is a legal wiz and knows the process and how to work out the agreements etc. . worth trying.

 

 

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cab a load of rubbish. now i'm on my own again. i'm never going to be able to put together all this stuff i need to take to court for the set aside hearing at start of march.

It seems all the arguements i'm putting forward aren't that relevant....anyone help:confused:

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