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    • I've spoken with a number of others who have confirmed their issues MUST be from new leaks from lyca, not the october '23 leak. That the regulator is NOT on this is shameful  
    • We dont expect a minimum in donation - Anything you can offer helps us to run the site and keep it free for others in need similar to you.  The fact that you have is amazing! ❤️ thank you so much! 
    • I absolutely will, I cannot thank you all enough for always being on hand with sound advice. I couldn't have done any of this without you, genuinely.  I cannot afford to donate much right now, so please do not think the amount I have donated is in any way reflective of what I feel is right because it isn't. I don't have a million pounds to donate right now, nor will I ever most probably, but I do promise that when I am back on my feet a bit more, I will donate again x
    • Sorry - Spoke to soon...    So great news!  - They should remove it in 28 days. Hopefully it should be enough to ward off any further issues with account closure etc  What you need to do is keep this letter and use it should any further account be closed from this further point. You can actually challenge it and provide the evidence - Should give the provider course to reconsider. May even beable to take it to your old bank etc     Also ask for confirmation from MCB that they will not be placing another CIFAS marker going forward to cover all bases.    Also one more thing,  - Please consider a donation when you get a chance Glad we could have been some help  
    • There has been a development Submitted the N225 application yesterday.   MCOL now states: A Bar has been put in place?? (Take it that means cannot enforce judgement) A defence has been filed with the court This has all happened on the 34 day, so a day late the defendant's submission.??? Options???   Please note that the defendant can still reply to your claim until the court has processed your request. If the defendant’s reply is late but arrives before or even on the same day as your request, it will have priority.  
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Where to start??!!


JodieB-1983
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Hi - I have just registered and am itching to get started claiming back charges from both Nationwide and Natwest. Could someone please point me in the direction of how to get started? Maybe I am missing a link here but I think I need some help!

 

Many thanks!!

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You need to read the FAQ's which has a step by step guide in it and details of where to find all the template letters. When you are ready to send your letters, post back here where we can keep up to date with your progress.

 

Good luck :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Nationwide are easy - one of the best to start with I think but they will close your account.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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