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lorrainemiller

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About lorrainemiller

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  1. yAY!!!KNEW YOU'D GET IT IN THE END.THEY REALLY MAKE YOU SWEAT IT OUT AT THE END THOUGH!!i WAS ACTUALLY £200 SHORT AT THE END BUT SOME OF THE CHARGES I INCLUDED IT TURNED OUT WERE ONLY FOR £12 SO THEY DEDUCTED THESE...FAIR ENOUGH I SUPPOSE. ENJOY THE MONEY AND THANKS AGAIN FOR ALL YOUR HELP LORRAINE
  2. Well every day gets better.Two more payments just in;one for £1000 and the other for £256. I am now only £207 adrift.I have also had charges of £214 this month which I have emailed Charles Bacon about so I will now sit back for a week or two then decide what to do.I'm off to buy a new dishwasher, as I have actually been washing up for the last two weeks!!!Quelle Horreur!!!
  3. Thanks everyone.Have sent email to Mr Bacon as follows Dear Charles Re: Claim No 6AS01502 Total amount on court claim form: Total charges over past six years:£4960.00 8% Interest under sec.69 of cc act 1984: £1009.15 Court Costs: 250.00 Totalclaim:£6219.15 Paid into my account yesterday 4 payments @ £950 1 payment @ £956.36 T
  4. What is the next step in fighting for the rest.Does anyone know?I have had no correspondance from them since the court claim was acknowledged and they said they were to defend it.
  5. Well, I really thought I would be the one test case where they decided I had really deserved all those charges and wouldn't get a penny back....I WAS WRONG!!!!! Last Night at 9pm I received back 4 amounts described as corrections of £950 each and a 5th amount of £956.36 totalling an amazing £4756.36!YIPPEE!! My claim was for £4960 plus £1009.15 interest plus £250 court costs so my calculations show a shortfall of £1462.79 which I will obviously be wanting back too.They are not getting away with any of my money now.I also have this months charges of £209 to claim back so will be sending an
  6. Just a quick message.My claim is for £4960 plus £1005 int @ 8%.I have taken in forms to court and got a claim number.Is it too late to add on this months charges?Ironic really , I haven't had any since May and then this month things go bad again.Got statement this morning saying charges of £209 plus £5.80 interest will be debited in the next 28 days. I know I have to wait till these are actually debited to add them on but is it worth an email to let them know I want these back aswell?Who to?Charles Bacon seems to be the answer to all these questions is it Him and whats his email address.Th
  7. Received Notice of Issue today(9th) will be deemed served on the 9th also.Defendant has until 25th to reply!!!1Counting every day...
  8. Hey Jodes, I'm with you all the way...xxx
  9. Way to go Jodes.I have sent off Toms second letter today.He only had two charges but it is the principle!!!! Lets go out when we get them all refunded...
  10. Thanks for support Dolly.What name was the £11K payout so I can read it? Ta very much.
  11. Well its quite a while since I wrote anything although I read everyone else's every few days. Got standard reply to LBA letter, basically saying you can't have received our first reply so here it is again... Now I have filled out my Court form N1 and have taken it in to local court today!!!! My claim was for £4960 but 8% interest took it to £5900 which meant my court costs also went up from £120 to £250.This is a shame. But decided to go for it anyway, you can't come this far and not carry on, although my family are all very sceptical and think I have just wasted another £250. Maybe I
  12. Thanks for your reply.Good Luck with your claim too.Already deciding what to do with the money.I can smell it.... Although i did read yesterday a judge gave Nationwide eight more weeks to dispute someones amount as their figures differ.That is a bit disturbing.. Speak soon.
  13. Does anyone know why the charges can only be claimed back for the last six years.Has anyone tried going back further? Thanks
  14. Have received my first letter back from Nationwide saying they were allowed to charge all this money as its in the terms and conditions.this seems to be the standard answer; so I'm sending next letter tomorrow.Will find it in the library I presume.Anyone know what it is titled? Thanks a lot.
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