Default & Termination Notice Dates

[1mansquest]

Can someone please clarify the date issues surrounding default and termination notices.

 

I have a default notice dated 20th April which I received 22nd April, followed by a termination notice dated 11th May received 15th May.

 

How does this work in terms of the post and weekends? Are these notices fair?

 

1Mansquest

[Undercover-Elsa]

Hi 1mansquest,

What matters is the date put on the Default Notice by which the default should be remedied. What date did they give?

By law it should allow 14 clear days after service. I make that 7th May as I believe its calendar days, but stand to be corrected on that.

Did you keep the envelope?

Elsa x

[Undercover-Elsa]

PS: this is a really useful thread:

http://www.consumeractiongroup.co.uk/forum/amex/193018-esile-amex-2.html#post2168135

 

Banker_Rhymes_with is extremely knowledgeable on the subject.

Hope this helps,

Elsa x

[1mansquest]

Thanks Elsa. They didn't give a remedy date, just stated 17 days from the day after the date of notice. The notice was dated the 20th April, I received it 22nd April. Counting from 21st April, I should have responded by 8th May. The termination letter was dated 11th May. This seems OK, even if I count from the date I received the default notice, which was 2 days later, making 10th May. The termination notice is then just one day in their favour, being dated 11th May. Or have I missunderstood something?

 

1MansQuest