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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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1st credit and Lloyds TSB Platinum credit card


hunterandthehunted
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well i havent got the foggiest what thats all about..

up early again lilly , i hope you haven't been having

nightmares about cca's.

 

i think i am defianely going to write to lloyds about

the whole years missing statements.

 

i assume thate if they dont provide the account remains

in dispute....

regards

hunterandthehunted

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lilly i see you got your wish about the rain. its been like april in east anglia all week.

 

i have put together a little letter explaining that my sar was incomplete

just wondering if yourself or pinky69 could cast their eye and advise. obviously it goes without saying that account in dispute still.

 

thanks

Dear sir/mam,

Upon receipt of my copy statements under the subject access request I note that they are incomplete. According to correspondence sent to me this account was opened in June 2002. You have sent me copy statements going back only to July 2003. Please supply me with a complete list of transactions and charges relating to the above account. Please could you also supply me with a complete list of accounts held or have been held with your organization.

The statutory maximum fee of £10 has already been paid on my previous incomplete request.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

I would be happy to collect the Data from my local branch.

 

 

Yours faithfully,

 

 

 

Yours faithfully,

Edited by hunterandthehunted

regards

hunterandthehunted

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Dear sir/mam

I refer to your letter of 24th June 2009, the content of which is noted. No debt to your client is acknowledged.

 

On 16th March 2009 I requested a true copy of the executed agreement pertaining to an alleged credit card agreement with the above reference.

On 24th June 2009 I received a copy of a microfiched document comprising an application form and Terms for an upgraded card. I never at any time applied for a card upgrade from any bank and have no idea what this document pertains to.

I am also awaiting the outcome of a complaint made on the 11th may of which Lloyds tsb are investigating and I have a letter from them stating that I will have a response by the 4th august 2009, I enclose a copy for your records.

Furthermore I am awaiting a Subject Access Request which was made on the 17th may 2009 for which I Have had no response, I enclose a copy of my request for your records.

Therefore this account is firmly in dispute and you may not take any enforcing action, including but not limited to, adding charges and interest, demanding payment, passing the account in dispute onto any 3rd party or entering any information on my credit reference reports. Any attempt to do so will cause me to take further action, including but not limited to, a formal complaint to the OFT for breaches of the Consumer credit Act 1974, the CPUTR 2008 and OFT guidelines. I will further complain to the Information Commissioner in the event of any breach of the Data Proection Act 1998.

 

 

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Ok Well Done

 

We Still Need To Clarify The Accounts Numbers Etc.

 

We Need This Because It Will Change Our Tactics Info Is Everything

 

As We Would Need To Nail Them,

 

Well Its Friday A Glass A Wine Me Thinks

 

The Very Best Regards Lilly

 

 

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Ok Well Done

 

We Still Need To Clarify The Accounts Numbers Etc.

 

We Need This Because It Will Change Our Tactics Info Is Everything

 

As We Would Need To Nail Them,

 

Well Its Friday A Glass A Wine Me Thinks

 

The Very Best Regards Lilly

 

good idea, a nice bottle of blossom hill for me

 

ok i will send that letter and await their response.

regards

hunterandthehunted

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  • 2 weeks later...

well yes i was trying to inject a little humour and i apologise for any offence, i have received the same copies of letters from 1st credit as yourself and in fact after replying to one of their letters i received the exact same letter in reply? as far as they are concerned we should not pay them a single penny until they employ someone who can actually read letters and reply to individual points raised...i won't be and I AM a manger of a betting shop btw

 

and also me and my wife are also up to our debt in eyeballs too but thanks to following tips from this site we're probably only going to have to pay £7000 debts from £24,000 that we owe, I dont feel guilty about this as several years ago you could not walk into a bank without people telling you to take out such and such and would u like a bank loan? oh and heres a credit card oh and heres an extra £1000 on your overdraft go on and spend it!

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  • 2 weeks later...

dear all,

i have received a county court summonds and am really worried as to what to do next. obviously i would like to dispute it but will need some advise on how to respond. the date it was produced wa the 31/7/09 and i have got 14 days to resond after a 5 days from which it was dated. the court in question is not my local county court so i will not be able to attend also the claiment solicitors has not signed only in printed.

 

hi,

i really could use some help as i have just received county court summonds from lloyds tsb. all the details are on my thread entitled is this lloyds tsb cca enforcable. i have started a new thread as i hoping for as much advice possible so i can respond in the best possible way. i have limited internet use at the minute so cant check back as often as i would like. i should be ok by the weekend

 

thanks in advance for all your advice...

regards

hunterandthehunted

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Hi I recived one of these a few weeks ago :mad:

Can you post the poc (particulars of claim)

You need to go online and follow the instructions to acknowledge service and that you are defending the claim.

Send a cpr 31.14 to [problem] requesting the documents in the poc. (Don't extect anything). Post all replies and you will get advice. You could also get your thread moved to the legal forum where you will get help. Lok through the legal section and see ow other people are dealing. My thread is http://www.consumeractiongroup.co.uk/forum/legal-issues/190057-oh-bls-ltsb.html post 19 onwards shows how I have been dealing with this , with lots and lots of help.

Good luck.

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hi,

i really could use some help as i have just received county court summonds from lloyds tsb. all the details are on my thread entitled is this lloyds tsb cca enforcable. i have started a new thread as i hoping for as much advice possible so i can respond in the best possible way. i have limited internet use at the minute so cant check back as often as i would like. i should be ok by the weekend

 

thanks in advance for all your advice...

 

You need to post this in the Legal issues forum, where you will get appropriate advice.

 

You will also need to acknowledge receipt of documents back to the court, and then file a defence.

 

Is this Northampton court?

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Spot on from Cymru....can you tell us what the Particulars Of The Claim are ? (but don't be specific with the numbers) The next move is probably to send the CPR31.14 as has been said above, but it has to be in line with the Particulars Of The Claim.....also keep a close eye and don't miss the deadlines...

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dear all,

i have received a county court summonds and am really worried as to what to do next. obviously i would like to dispute it but will need some advise on how to respond. the date it was produced wa the 31/7/09 and i have got 14 days to resond after a 5 days from which it was dated. the court in question is not my local county court so i will not be able to attend also the claiment solicitors has not signed only in printed.

 

Dont panic about the court location, once you defend it gets moved to your local court as you are a LiP.

 

Follow 42Man and cymru's suggestions and keep it all on this thread, then people can see whats happened from day1

 

S.

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hi all,

and thanks for your support, i am not sure about which thread i should be using as i started another one in panic. also not sure if they have been moved and have not had the time to have a good look around the site as i am limited internet use until tomorrow afternoon.

 

anyway the particulars of claim are;-

1/ by agreement in writing and regulated by the consumer credit act 1974, the claiments issued to the defendant a credit-token, lloyds asset card, for the purpose of the defendant acquiring goods/services on credit.

2/ cluase 7 of the agreement provided that the claiments would furnish the defendant with a monthly statement showing the balance currently due, the minimum payment to be made and the the date for payment. if the balance was not paid, then provided the defendant made the minimum payment on or before such date, the remainder of the balance should remain outstanding and the defendant should pay interest upon it each month in accordance with clauses 8 and 9 of the agreement.

3/ in breach of the agreement, the defendant failed to make payment and on **/**/06 the claiments issued a default notice pursuant to section 87 (i) of the consumer credit act 1974.

4/ on the **/**/06 the claiments did issue a formal demand to the defendant.

5/ the claiments therfore claim the balance due under the agreement £****

signed or rather printed m f thomas

 

Spot on from Cymru....can you tell us what the Particulars Of The Claim are ? (but don't be specific with the numbers) The next move is probably to send the CPR31.14 as has been said above, but it has to be in line with the Particulars Of The Claim.....also keep a close eye and don't miss the deadlines...

 

whats a CPR 31.14?, i have got an aknowledgment of service form

a defence and counterclaim form and an admission form

regards

hunterandthehunted

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whats a CPR 31.14?, i have got an aknowledgment of service form

a defence and counterclaim form and an admission form

 

Hunter, a CPR31.14 is a request for documents mentioned in a Particulars of Claim, in your case they have mentioned an agreement and a default notice so you can request these under CPR 31.14. I believe the letter has been posted above or at least the weblink to it by Cymru

[Edit... its here, take out the things listed other than the agreement and the default notice]

 

This needs to get sent off asap and by recorded delivery so you have proof of receipt.

 

You also need to acknowledge service as this gives you an extra 14 days to file the defence.

 

S.

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Hi I recived one of these a few weeks ago :mad:

Can you post the poc (particulars of claim)

You need to go online and follow the instructions to acknowledge service and that you are defending the claim.

Send a cpr 31.14 to [problem] requesting the documents in the poc. (Don't extect anything). Post all replies and you will get advice. You could also get your thread moved to the legal forum where you will get help. Lok through the legal section and see ow other people are dealing. My thread is http://www.consumeractiongroup.co.uk/forum/legal-issues/190057-oh-bls-ltsb.html post 19 onwards shows how I have been dealing with this , with lots and lots of help.

Good luck.

thanks

 

ok guys, i have been online and done the aknowledgement of service.

i have stated that i wish to defend all of this claim.

 

what do i do next?, i have posted the poc and will send a cpr 31.14 to [problem] but am stuck at the first hurdle as they have sent me a ca. when should i need to file a defence and what will i need write?

 

sorry for being a pest but i really am confused and have no idea what to write. i have read through cymruambyth's ongoing case which

is similar and has gave me an insight as to what to expect ,but obviously every case is differant.

 

thanks

 

JUST A NOTE AM I ON THE RIGHT TREAD SOMTHING ABOUT LLOYDS AND COURT ISSUE.

 

are we using ,this one, its been a long morning.

 

lilly, of course you are. dont desert me now..

regards

hunterandthehunted

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