Jump to content


  • Tweets

  • Posts

    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

OFT imposes requirements on Mackenzie Hall to improve handling of disputed debts


fermi
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4443 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

It really needs the OFT et al to stop pussy footing around, they have given enough warnings to these companies. It's about time they made an example of a couple of them and send shockwaves throughout the industry, letting them know in uncertain terms to either act within the guidelines or suffer the consequences.

 

I second that :mad:

 

The OFT etc. should be made to earn their salaries...

Link to post
Share on other sites

  • Replies 137
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I really think its terrible that you are all kicking poor old Worst Credit and ********* **** whilst they are down. After all they cannot be held responsible for the systems errors that they are plagued with.

 

We really need to be helping the DCAs out in their hour of need.

 

 

 

 

Ooooooops there goes that flying pig

Link to post
Share on other sites

I really think its terrible that you are all kicking poor old Worst Credit and ********* **** whilst they are down. After all they cannot be held responsible for the systems errors that they are plagued with.

 

We really need to be helping the DCAs out in their hour of need.

 

 

 

 

Ooooooops there goes that flying pig

 

...and a bumble bee and a tea towel :confused::rolleyes:

Link to post
Share on other sites

I'm helping someone with their Mackenzie Hall problem, and on Mon 20th April they telephoned his workplace (for the third time in as many weeks) asking for him to be given a message to phone them back immediately and that it was a "sensitive" matter. This is after signing for 2 letters putting the matter into dispute (stature barred) one in March and one on 16th April - so much for them adhering to the OFT requirements from 15th April !!

 

Complaint sent to the OFT.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

I'm helping someone with their Mackenzie Hall problem, and on Mon 20th April they telephoned his workplace (for the third time in as many weeks) asking for him to be given a message to phone them back immediately and that it was a "sensitive" matter. This is after signing for 2 letters putting the matter into dispute (stature barred) one in March and one on 16th April - so much for them adhering to the OFT requirements from 15th April !!

 

Complaint sent to the OFT.

All of DCAs seem to be either totally stupid or very arrogant. Despite Worst Credit being warned by the OFT they still abuse the rules. Mackenzie Hall are the same. What is wrong with them. Has the message not reached the threat monkeys yet or are they waiting for the one who can read to come and read the OFT directions out to them.

Link to post
Share on other sites

...and a bumble bee and a tea towel :confused::rolleyes:

 

..... and a bloke on a chandelier...

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

Just found this out and feel this is great news.....

 

Keep them coming OFT....

 

It shows we have to complain to the OFT all the time...

 

Lets see if we can get a DC credit license revoked!!!!!!

Link to post
Share on other sites

Just because the OFT has give them this warning etc..dont expect any of them to change their ways anytime soon.

Their way of doing things is too installed in them for them to just change like that.

Its gonna take alot more warnings/alot more fines/licenses being revoked & even some of them being shut down and made an example of, for the DCA culture in this country to ever change.

Link to post
Share on other sites

My beleif is that they have friends in high places, and so have no fear:(

 

Well up until recently they had representation in the House of Lords didnt they.. .

 

edit

 

As I said above, up until recently they had representation in the House of Lords :D:rolleyes:

Edited by HSBCrusher

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

I saw this bit of spin on the credit today report....

 

"Mackenzie Hall therefore welcomes the focus, clarification, input and guidance of the Office of Fair Trading not only regards our own business practices, but also that of the high standards to which the debt collection industry as a whole strives."

 

Strive harder!

Link to post
Share on other sites

So they haven't quoted Andrew Mackinley then? "The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold."

 

Wouldn't want to get Mr Mackinley into any trouble. What's the biggest font size you can use on this forum?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...