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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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charley vs funding corp


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I've been persuing TFC through the financial ombudsmen now for almost 2 years..keep pushing and make sure you keep every piece of paperwork you send and receive always use letters , never the phone, they won't back down but they know they are doomed, there are a LOT of claims going through the system against them so be patient and don't let them threaten you..they are all mouth..

G...

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Cheers Gav , I Have Kept Everything Since 04/05 And Have Only Spoke Once On The Tel To Them And Managed To WinD Them Up, I Estimate Monday Onwards For Their Response Bec They Ll All Be Back Then And Ll Only Have Nine Days Left To Respond Which Ll Be Defend To Delay As Long As Poss And To See My Claim Closer , Although I Did State In My Last Letter Which Gave Them A Chance Of A Lesser Settlement Than The Claim By A Long Shot, And The Fact That I Am After Their Balls , AND ONCE I ISSUE THE CLAIM I WILL NOT ACCEPT ANY OFFER AND WILL SEE IT THROUGH TO THE END AND WHAT With Proffessional Negligence So Not Entirely Sure , Either Way I Will Enjoy It And The Confrontation With The Big Boys And Will Do My Very Best To Win

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Hi All , I Have Had A Letter From The Courts . An Acknowledgement Of Service On The 30th December And Their Intention To Defend And 28 Days For Them To File Their Defence . Which I Did Know They Would Do To Give Them More Time , Any Ideas On My Next Move . Apart From Prepare Which I Started A While Back Ref Cases Etc And Bundles Of Here .:)

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  • 2 weeks later...

I In My Poc Put Restitutionary Damages , Ie Interest For 2 Further Loans Took Out Damages For Distress And Anxiety £500 Proffesional Negligence (yes I Know There Has To Be 5or 7 Good Reasons Backed Up Solidly So As Its Not Thrown Out) £500. Original Courier Fee £90 I Paid Although They Acted For The Fun Corp , Bec They Would Not Let Cheque Go Unless All Boxs Were Ticked On Agreements And Yes Although Signed In The Ppi Box Delberatly Did Not Tick And It Is Also Evident In My CopY As Was The One They Sent Through, So Guess I Will Have A Good Fight On My Hands In For A Penny In For A Pound As They Say, Or Only Fools Rush Etc I Will Find Out Once The Aq Comes And Date Set If They Mean Business Too , :)

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ok HAD THE DEFENCE SENT TO ME BY THE FC IT GOES

ATTACHED IS OUR DEFENCE IN RELATION TO THE CASE DETAILED ABOVE , THE MATTER IS NOW BEING DELT WITH BY OUR COMPLIANCE DEPT, SO PLEASE FORWARD ANY FUTURE CORRES TO THEM.

I CAN SEE BY PREVIOUS CORRES THAT RESPONSES YOU HAVE RECEIVED IN RELATION TO YR COMPLAINT WERE NOT AS CLEAR AS THEY COULD OF BEEN, AND IF YOU WISH TO DISCUSS THE DETAIL AGAIN , PLEASE DONT HESITATE TO CONTACT ME ON NUMBER BLA BLA.

I HOPE THE MATTER IS CLEAR TO YOU AFTER READING A COPY OF THE ATTACHED DEFENCE , AND IF YOU DECIDE TO CANCEL THE COURT ACTION WE WILL BE HAPPY TO PAY ANY COURT COSTS YOU MAY HAVE INCURRED.

HOWEVER IF YOU WISH TO PROCEED WITH YR ACTION , I CAN CONFIRM NO FURTHER OFFERS WILL BE MADE .

 

 

YRS SINCERELY

DONNA MATHER

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So At Least I Ve A Few Days Before The A Q Arrives From The Court .

Reading Through The Defence , They Seem To Make Stuff Up , As Well As Denying All My Claims In My Poc. I Will Detail If Someone Ask S

Apparently They Say I Demonstrate My Financial Sophistication By Applying For Other Loans

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They Say I Asked For Ppi , I Do Not Think So ,

 

Charley are you getting assistance from the legal forums?

 

Legal Issues

 

Hope this helps

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Hi Aa , No , Should I Begin A Seperate Thread . I WILL FUMBLE THROUGH AT THE MOMENT , AND GO THROUGH THEIR DEFENCE CLAIMS , ONE BY ONE AND WRITE DOWN MY ARGUMENT AGAINST EACH PART 12 IN ALL AND THEN DO THE BACKING UP OF MY POC WITH COPYING ALL RELEVENT PAPERWORK AND GENERALLY GETTING IT READY WHILST SENDING THE FUN CORP OR COURT IT, WAITING FOR THE ALLOCATION QUESTIONAIRE TO COME ,

Edited by charley2212
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Hi Aa , No , Should I Begin A Seperate Thread .

 

 

It would be a good idea to pop into Legal and start another thread or I can move this thread over to legal ! If I move the thread then Legal will see the whole story so far let me know if you want your thread moved.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Yes Please , Thankyou , I Did Atempt A Link Back Not Sure If Works

 

Charley you are now in the legal issues forum.

 

Good luck ;)

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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How are you getting on with this, I too have a fight against the FC and am awaiting for my Barrister to get back to me, we have alreadfy made them an offer which they have refused so am going for compensation too.

 

Good luck and keep us informed.

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Hello J28 , They Filed Their Defence , And Kindly Sent Me One To, So At Least It Gives Me Some More Time , Before The Allocation Questionaire.

I Sent A Letter Advising Of Changes To My Poc, Also Tel The Court Ref This And I Filled The Apropriate Form N244 On Line For This .

I Have Just Finnished Doing All Three Copies Of The Mountain Of Paperwork Ref My Case , My Saving Crace Is My Original Poc Went Over The Top, So Prompting Hopefully Their All They Have Defence , Which I Have Torn To Bits And Reworked My Poc Around It To Ish , If You Follow,

They Play Hard Ball And Threaten No Further Offers Will Be Forthcoming, Some How I Hope They Eat Their Words, They Offered All My Cost S Returned If I Drop The Case.

Bit Strange Really When They Offered At Lot More In Oct .

I Think They Have Many Cases Ref Car Finance , And Loans

Have You Tried A Full And Final Offer From A Third Party ,

I Have Read Somewhere On Here Not Sure Where Though,

Might Help You Try Searching ,

Good Luck And Keep Us Updated :)

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ive done the allocation quetionaire and taken down to the court ,

i need to amend my poc, i asked the lady at the court who said i needed to write in requesting a amendment , and in turn they post a copy back which you amend by underlining each amendment in red also signing and dating , any ideas if this is correct i thought you filled in a N244 with yr reasons and a fee ?

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