MBNA and Aegis - No CCA received!

[Coactum]

Ah yes. I wonder what it will do with S****horpe

[Coactum]

Thought so. The missing work is a town on the South side of the Humber a little inland from Grimsby

[Laura Cooke]

Being a bit dim how does one know they have a guest?

[exchange]

Hi Laura, there is a box underneath this one entitled 'Currently Active Caggers Viewing This Thread' showing registered caggers and guest numbers viewing. Don't worry about asking, we all miss things like this and the obvious is not always so obvious until you know where to look!

[Coactum]

My wind ups may have resulted in CapQuest resorting to the big stick. Can you please take a look at this thread and give your comments? http://www.consumeractiongroup.co.uk/forum/abbey-bank/240514-abbey-wescot-capquest.html#post2793820

[Laura Cooke]

Thanks exchange lol you are so right about missing things I have no idea how to start a new thread forgot how to do it lol can you advise on that as well whilst you on a roll:)

[Dotty50]

Hi Laura,

 

If you go to the forum you want to start it in, you will find a 'new thread' icon at the top.

 

For example, if you go to the top of this page, you will see that this thread is in the MBNA forum, if you click on MBNA it will take you to the forum and you will see the icon at there.

[Laura Cooke]

Cheers dotty

[sunflower99]

I believe that I truly excelled this morning, either that or I’ve proven I really am a total nutter. Anyway here is the dialogue.

 

Me: hello

DCA: Is that Mr X

Me: No this is Mrs X

DCA: Are you sure that is not Mr X you sound like Mr X

Me: Are you saying that just because I have a deep voice that I’m not feminine

DCA: Of course not

Me: I think my friend Kirsty Wark might want to do a programme about the likes of you

DCA: Is Mr X available

Me: hold on and I’ll check

(put phone down and walked out of room then screamed OH NO NOT AGAIN before returning to the phone)

Me: Sorry I’ll need to go, Mr X has slashed his wrists again, I thought he had been in the bathroom rather a long time.

(Hung up phone, then broke into a convulsive fit of laughter. Then I thought, what if that was not a DCA? It could have been Readers Digest telling me I had just won their £250K prize!)

 

Oh well that made my day and I hope it helped brighten yours

What a grear idea! Will have to get my husband to say he is me when my latest DCAs known as Barmy Orrible and stupid call! Thanks for giving me some more laughs!

[sunflower99]

Does anyone get a call from this number? 08456029441? I got a call at about 8.00am from this number! unreasonably early! as i dont think anyone should ring this early before 9am and it awful as i do get worried being that early it may be an urgent call from family with awful news or something:mad: i did a 1471 and googled it and found out it was most proably a bank of scotland number.Apparently a lot of people were saying they get calls from this number at very early times,Makes me wonder if they trying to scare people into answering phone if they ring that early hioping to put them into a panic that it may be an urgernt call from family or something:mad:

[Laura Cooke]

Low life we had one ring other night just silent

[Coactum]

Does anyone get a call from this number? 08456029441?

Yes, sunflower99 it is indeed HBOS. They used to do that to me. In fact there was a time when I did not need an alarm clock because you could guarantee they would call at 8am. I've actually had calls as early as 7:45 which I'm sure must be breaking some code of conduct.

 

Fortunately that has stopped. What I did was lift the phone and say nothing. If it was a genuine caller they would speak. If a call centre their system would hang up. I understand that call centres are penalised for making silent calls and so this method helped clock up their silent call ratio. It seemed to work because they have now stopped this practice.

 

Mind you I have kind of won a case against Halifax and am giving BOS a run for their money at the moment also. In the Halifax case we are at taxation of accounts phase (they are paying my legal costs) and the BOS is with a DCA.

[Dotty50]

Hi Sunflower,

 

I have 0845 6029441 programmed into my mobile, when I was on speaking terms with Halifax however I answered a call this morning from the same number and it was Blair Oliver & Scott! So I guess they share numbers? Although the Blair Oli and wotsit previously called my landline from 08456 029748.

 

Now B.O. & S claim to be a 'professional debt collection agency' and their address is in Rosyth but aren't they just an inhouse dept for Bank of Scotland?

[Coactum]

Yes Blair Oliver & Scott anre indeed Bank of Scotland under another name. Better still when they commenced legal action against me the solicitors address was... you guessed in Bank of Scotland in Rosyth. It was not until I lodged a defence that a proper legal firm got involved and I'd guess told they they were on a hiding to nothing and the abandoned their action.

[Dotty50]

Very interesting, I will note that for future reference if required.

 

Apologies to Exchange for high jacking!

[exchange]

No calls or any other from of contact since the 24 February 2010. If they are monitoring this thread, let's see if I get a call today!

Exchange

[Coactum]

They stopped calling you and started on me!

 

I've got CapQuest, Apex and Credit Resource Solutions all calling me at least once each per day. Calls range from morning to evening with some as early as 8 am but usually are restricted to one or two attempts per company per day which is nothing compared to MBNA at their peak

 

I've stopped trying to wind them up and either simply hang up the moment I sense that momentary silence before the call routes to one of their staff or simply decline to go through their security check phase.

[exchange]

Hi Coactum, is it not possible for you to change your number? Or use 'Truecall' (think that's what it's called, sorry if I'm wrong). Seems you are being harrassed to the extreme again.

Exchange

[Coactum]

It would be a problem changing numbers because I work from home and get business calls, anyway I can live with a wee bit of bother from these folks. I don't let it get me down and every so often I'll wind them up which gives me no end of satisfaction.

[Coactum]

OK I put my hands up to being the sickest person on the other end of a phone. I’ve been getting a deluge of calls lately mainly from CapQuest. Anyway a friend had just tried to wind me up with a link to a Youtube type video only it actually led to a naughty film clip site. The site had a similar name but was clearly dedicated to porn. So, as I was in the middle of trying to close down this obscene material before my wife or children saw the phone rings. I shut off the volume on my PC only to find that a DCA is on the other end. In a moment of madness I raised the volume on the PC and said in a strained voice “sorry I’m a bit busy right now”. She said “oh” and I replied “you have no idea what I need to do these days to earn a living....dam does he really need to put that there.. groan... must dash”

[exchange]

Statute barred clock ticking here as nothing heard from MBNA for ages.

[exchange]

Call from local company (I am not in the UK) today which caught me off guard. She confirmed that they have no ability to use the legal system in my resident country for these UK debts and I made it clear to her that I do not recognise the debts and would not be paying anything to MBNA. I will now wirite to MBNA to confirm that all contact must be in wirting and telephone calls will not be answered.

[Dotty50]

Hopefully it was a last ditch attempt to get you to pay Exchange, keep that clock ticking!

[Coactum]

I think these things come in waves Exchange. I too received a letter today from HL Legal advising that unless I paid up the matter would be passed to their Scottish Agents to raise proceedings. However, it goes on to say don’t contact us just pay directly to Experto credite who bought my MBNA debt. I decided just to wait for the communication from the local solicitors.

[exchange]

Not directly related to MBNA, but a letter arrived today advising me that Bank of Scotland are increasing my credit limit by £1500!!! I have not disputed this credit card agreements validity and I am up to date with payments, but still find it unbelievable that 2 years into disputing 5 different credit card agreements and a loan, on top of which I am not UK resident, that anyone would offer me more credit.

Just shows you how crazy things still are!