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    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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1monthloan.co.uk - Employer contact


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Hi all

 

Can they do this ?

 

13. The information that you have provided in this Agreement will be used by 1 Month Loan to enable 1 Month Loan to lend you the Loan. We will not pass your information to any third party without your consent. However, in the event that You default in your repayment of the Loan, or we believe that false information has been supplied, we shall revert to your employer and any other relevant parties in order to recover any sum including interest for the outstanding Loan or confirm that you are in fact employed by the Employer you claim to be employed by. If you wish to benefit from the loan, you will be required to provide 1 Month Loan with consent to contact your employer and any other relevant third parties in order to secure repayment of the Loan. If you do not wish 1 Month Loan to contact your employer, then 1 Month Loan cannot advance a Loan.

I confirm that I provide 1 Month Loan with consent to contact my existing employer as is required in order to arrange for the repayment of the Loan at a rate of no more than 10% (ten percent) of my monthly or weekly wage and I hereby consent to 1 Month Loan making disclosure of the Loan to my Employer on my behalf.

They have tried contacting my HR department once and they of course refused to discuss anything at all with these cowboys. I raised this with them by email advising cease and desist and got this dodgy reply back:

 

"it is not we are demanding your employer deduct funds from your salary but that we can contact your employer to help seek resolution of payment of the loan"

 

I was like WHAT ?! That implies my employer should pay them back and then take the money off me or something like that.

 

I am being more than reasonable. I loaned £75 from this nightmare company with £22.50 interest and it's now £263 outstanding because they have sent me a few poxy letters. I have offered the £75 plus the £22.50 and we call it quits. And they have the audacity to email from an email address that ends in "mis-sold.com" !!!!!

 

They make me so angry. Single minded robots. Don't they undertand that there is a world economic crises ?!

 

Sorry, ranting. Any knowledge to be shared on the contacting employer threat much appreciated :-)

 

Thanks all.

 

J.

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  • 2 months later...

Can only contact your employer after a court order has been issued otherwsie its a breach of data protection act.

IVA Entry Removed

Nationwide Default Removed

Nationwide Joint Account Default Removed

Natwest Default Removed

Blackhorse Car Finance Court Claim - Won

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They probably could contact employer as you have given them agreement by accepting their terms and conditions. However any employer would tell them to sod off as stated above a court order would be required. A friend of mine who has defaulted has agreed a repayment plan and there has been no employer contact . He has made no payments for 6 months.

 

I think your offer is more than generous.

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