Teebum V Abbey **** WON !!!! ****

[itsamomentintime]

whats the total amount awarded please?

[teebum]

Why?

[teebum]

After I worked it out from the Microfiche, the total came (with charges etc) £3900. Never actually had any charges for first 2 years.

[Lula]

Im still rapt in admiration for the 49 hours prep time

[teebum]

Must now be a standard time allowed

[Lula]

I think that they may have set a precedent there

[teebum]

Unless someone can do better

[Lula]

tee, I am not sure that anyone else would have the cohonas to do it - I am still umming over what interest rate to use for my statute barred claim, 1 year and 4 estimated, the difference between 8% and 16.9% is 3k

[teebum]

I stuck with 8%, mainly for ease. I am presently back in battle with Cahoot, see what hours I get on that one, have set myself a challenge now.

[Buffysum]

Wow thats amazing 49 hours congrats Tee!

[itsamomentintime]

Why?

 

perfectly innocent reason for my question - i think my second claim against abbey will also have to be an estimate because the charges were applied between 1993 and 2000, but i do not think that they are going to provide the statements that i have asked for

 

 

so, no suspect motive with regards to my question

 

BTW, the 49 hours claim......pure class

[southerner]

Well done teebum! It's always an inspiration to read success stories.

 

How did you manage to get the money for the prep time? I didn't include this amount in my claim as I thought I couldn't claim it, but I've since found I can.

 

I'm at the stage you were at last week - Abbeys bundle was due on 29th Dec but still hasn't been received by the court, so I'm going to send a the letter to the judge asking for the defence to be struck out.

[teebum]

When Abbey rang to make offer I mentioned that I wpould accept offer if it included the prep time payment, she accepted with no argument.

[TheNorthernWarrior]

When Abbey rang to make offer I mentioned that I wpould accept offer if it included the prep time payment, she accepted with no argument.

Hi teebum, congratulations on a brill thread! Just read it all. I've issued my LBA with £4000.00 our limit over in NI is £2000.00 so i'm just waiting to see if the northern will pay up if not i'll have to split it at the court claim. All your legal letters are very confusing and this allocation questionaire, what is this? as i said i'm not at the applying to court stage yet, but i know for fact i soon will be. I didn't know that the banks would phone you up with offer, no writing? watch my thread nervous v northern bank.

Congratulations!!

[chorlton1]

outstanding Tee an example to us all - I hope you are down the pub enjoying the prep time!!

[teebum]

Dear Nervous

I was bricking it most of the time, and very confused. But the help and advice I got from the people on here got me through. If in doubt just ask.

The AQ is in the sticky section and explanation notes there as well, honestly relax and it just rolls along and happens in a sort of natural way. Good luck, and by the way you don't really need luck just patience.

[southerner]

When Abbey rang to make offer I mentioned that I wpould accept offer if it included the prep time payment, she accepted with no argument.

Did they offer you the full amount straight off?

[teebum]

Yes, no offers or anything.

[southerner]

Brilliant! Maybe the people at Abbey are starting to realise that once people reach the court stage they're not going to back down. They probably also recognise the CAG standard letters and phrases by now.

 

Well done again!!

[TheNorthernWarrior]

Dear Nervous

I was bricking it most of the time, and very confused. But the help and advice I got from the people on here got me through. If in doubt just ask.

The AQ is in the sticky section and explanation notes there as well, honestly relax and it just rolls along and happens in a sort of natural way. Good luck, and by the way you don't really need luck just patience.

Teebum, i keep reading and re-reading your threads. What is the bundle? i have been sending off photo-copies of my bank statements every time. Is this what you mean? Did you not wait until the 14th day clearance for the LBA before you filled in the N1 form? Where on earth did you get your legal letters from? That bit doesn't matter, i'll just copy yours. I got my letter of ' still looking into matter and will get back to you once investigation is complete. Really, they get back to me? Forget it. Read my thread .

nervous

[teebum]

The bundle is a folder of documents that you give to the defendant, the court and a copy for yourself. Look here for explanation http://www.consumeractiongroup.co.uk/forum/abbey-bank/52494-read-now-if-you.html

[Johanna Anna]

Can anyone help me.

I have two bank accounts with Abbey and a credit card that I will be trying to get mt charges back on. Do I need to pay £10 on each account for data protection or can I put all 3 accounts on same letter and pay just onces.

 

 

no, you have to write for each bank account under the data protection act, I give you an example what you could write:

 

Data Protection Act disclosure request

 

 

xxxxxxxxxx please do not post template letters on the site xxxxxxxx

 

Furthermore, I am sure you are now aware due to the sheer amount of these letters you receive plus the massive media attention, that every time you receive one of these letters it will be followed up by a request for a full refund of any disproportionate penalty charges, this will give you 14 days to do so before court action.

 

Please note if I have to take court action to reclaim these charges then I will do so. Therefore, to save yourselves some time and money, if you could just refund all these charges dating back 5 years immediately you will not incur the court fees or your solicitor’s fees and the 8% interest I am entitled to claim.

 

I expect your written answer within 14 days from today because you had enough time to sort everything out.

 

 

I hope that this will help you. JO AN

[jsrace]

I have recieved a letter about their microfiche system` and if any of you can give me a reply template I would be grateful.

[Lula]

Hi JSrace, you need to start your own thread and post your question in there, when you do post your question, tell us what the letter actually says and we can help you

[standingupformyself]

Tee....... Well done. I have just read your whole thread, I felt your nerves !!!! and the advice you received was fantastic and supportive. Will be starting my own thread shortly, have sent cheque off for £10 on Thursday, so just at the begining of my journey... Your story will be my inspiriation.............................. Brilliant, pleased for you xx:)