Thanks for that Benny` I will keep you informed with the progress.

Hi all A few years ago I was involved in an accident which saw me lose my job and the result was loads and loads of bank charges by the abbey and pushed us so far into debt that we almost lost our house` only the help of the British legion a day before the eviction saved us! And even after getting back to fitness and back to work` it is still a struggle to get back on top and now our mortgage people (abbey) have sent us repossession notices because of arrears not long after I contacted Pam Speed about excessive bank charges` I have received bank charge statements from them and I suspect that not all charges are present on the documents even though there are a lot of them present. I know that I can reclaim the charges` but I want to take it further by actually going to court and claiming damages` because it was the original illegal bank charges that put us into the position which my family is suffering. Any help or advice would be gratefully received on this matter because I am quite bitter about this whole thing and am prepared to go for abbeys jugular by involving as much bad press as can be possible.

I have recieved a letter about their microfiche system` and if any of you can give me a reply template I would be grateful.