Log Book Loans....again !!!..advice Required....

[bullyuk]

cheers actionblusox for the reply but i think i have prob with my computer....i cant see anything to let me start a new thread......it does say erroron pagein bottom left of my screen but even when i re log on it does the same......HELP>....i only want someone to advise on what constitutes a loan agreement breach or not....my loan agreement from the ex franchisee of log book loans i took loan with has at the top of his loan agreement his company name t/a logbook loans which is exactly what it says on his consumer credit licence after checking....BUT at the bottom of the agreement it say his company name trading as logbook loans ltd which is the company he had a franchise with....this is not the name on his consumer credit licence......surely this is not legal wording?????

also to do with this agreement he bought it into my work place and just asked me to sign on the dotted line on the 2 pages......he then handed me the cheque.......now I have the coies of the paperwork and he has dated and witnessed the transaction which you can clearly see was done different time due to duifferent pens used......surely this is not right as well.

From speakng to CAB they tell me the loan agreement as part of the CCA must be word perfect...if so this is not and then becomes non valid.......

I look forward to hearing from anyone as to their views on this.....

many thanks

bullyuk

[actionblusox]

Hi

Mine also has error on page in bottom corner,

 

take your time and

1. go into bold "Log Book Loans / Bills of Sale"

2. you will see the middle heading of "CAG Announcements"

 

3. scroll down 2-3 inches and look to your left there is a small button that says"New Thread" press that

[applecart]

Hi Bully

 

Your Back!!!!!

 

Nice to hear from you at last...... : )

 

Bully.... I know I keep harping on... but don't get too tied up in the 'detail'

 

Stick to the FACTS - He had no licence at the time of initiating the loan - END OF.

 

OFT Guidelines are clear - familiarise yourself with them - no licence = no right to offer credit.

 

You say you have proof that LBL know nothing of this 'trader' - so get onto crimestoppers and report him.

 

I re-call you saying that he has since got a licence??? but even so - it's a different Trading name, isn't it?... so whilst OFT may have now granted him a licence, I feel sure that it would only cover any Agreements that he has outstanding in the name he has registered with them - not any other.

 

I'm more than sure you have a strong case Bully : )

 

Nice to know you are not giving up mate... : )

[bullyuk]

Evening all.....just a quick note to anyone who has followed my dealings and posts ....... i went into court today against the ex franchisee of logbook loans and won....the case was thrown out of court with the ex franchisee getting a good bollocking along the way.

Its all over and sorted now............a long long journey but with thanks to eveyone from this site we have won.

Many many people to thank which I will be doing over the next few days......had a few too many beers at the moment........what a great day !!!!

cheers

gary also known as bullyuk

[luc1]

Well done Bully!! I was suppose to be in court yesterday, but its been postponed for a month!! Anyway..... lets hope I get a outcome like yours!

 

Again well done!!

[rollsroyce_1967]

hello, i bought a car a year ago from a registered garage and about 3 months ago i got a knock on the door from a bayliff saying he was from logbook loans and that he was coming to reposses the car and that it had a bill of sale on it from a previous owner. i basically told him were to go and he left without the car. i spoke to the garage owner and he said he did not know anything about the bill of sale and that he would contact the previous owner. i gave the garage owner a few days then got bk to him to find out that the previous owner had moved . after that i did get another knock on the door and a second bayliff saying the same as the first bayliff. i told him were to go to. i then contacted lbl and the way they spoke to me on the phone was terrible.. i have since been speaking to the garage owner and now he wont speak to me at all about the situation . so i have got my soliocitor on to. but why should i have to pay a solicitor for someones elses loans. i have a copy off the bill of sale ect from lbl and could do with some advise about what to do. i have the car inhiding at the moment but why should i have to hide my own car that i bought. what should i do, should i go round the car traders home and kick his head in.....

[applecart]

Well done Bully

 

Apple : )

[applecart]

Hi RollsRoyce 1967 .... No, dont kick anyone's head in.

 

I would get your solicitor to write to LBL advising them of the Law on 'first innocent purchaser' (HP Act 1967 - i think) ... In the letter ask the solicitor to point out that you were not shown/left with or given a copy of any court order as required by the Bill of Sale Act 1882 section 7A and advise them that without such a document, the Bill of Sale does not and cannot legally stand alone in giving them a right to seizure of your vehicle.

 

Don't take your car out of hiding tho - because they are such numbskulls, they will still try to take it... having said that if they do take it and lose in court (which I understand they are beginning to lose more cases than they are winning these days) then my understanding is that they will have to pay you back and replace your car anyway.... so it would be pretty foolish of them to persue your vehicle once you let them know these facts.

 

Your solicitor is best placed to assist you further, but I hope this helps : )

 

Apple

[trooper68]

Nice one BullyUk

 

So what happened to the lender? Did they report him?

 

trooper68

[rollsroyce_1967]

thank you for ur advise regarding my car, got a solicitor on to him with the details u have given, will let u know the out come soon

 

thank you