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    • I'm at work now but promise to look in later. Can you confirm how you paid the first invoice?  It wasn't your fault if the signal was so poor and there was no alternative way to pay.  There must be a chance of reversing the charge with your bank.  There are no guarantees but Kev  https://find-and-update.company-information.service.gov.uk/company/09766749/officers  has never had the backbone to do court so far.  Not even in one case,  
    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Log Book Loans....again !!!..advice Required....


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cheers actionblusox for the reply but i think i have prob with my computer....i cant see anything to let me start a new thread......it does say erroron pagein bottom left of my screen but even when i re log on it does the same......HELP>....i only want someone to advise on what constitutes a loan agreement breach or not....my loan agreement from the ex franchisee of log book loans i took loan with has at the top of his loan agreement his company name t/a logbook loans which is exactly what it says on his consumer credit licence after checking....BUT at the bottom of the agreement it say his company name trading as logbook loans ltd which is the company he had a franchise with....this is not the name on his consumer credit licence......surely this is not legal wording?????

also to do with this agreement he bought it into my work place and just asked me to sign on the dotted line on the 2 pages......he then handed me the cheque.......now I have the coies of the paperwork and he has dated and witnessed the transaction which you can clearly see was done different time due to duifferent pens used......surely this is not right as well.

From speakng to CAB they tell me the loan agreement as part of the CCA must be word perfect...if so this is not and then becomes non valid.......

I look forward to hearing from anyone as to their views on this.....

many thanks

bullyuk

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Hi Bully

 

Your Back!!!!!

 

Nice to hear from you at last...... : )

 

Bully.... I know I keep harping on... but don't get too tied up in the 'detail'

 

Stick to the FACTS - He had no licence at the time of initiating the loan - END OF.

 

OFT Guidelines are clear - familiarise yourself with them - no licence = no right to offer credit.

 

You say you have proof that LBL know nothing of this 'trader' - so get onto crimestoppers and report him.

 

I re-call you saying that he has since got a licence??? but even so - it's a different Trading name, isn't it?... so whilst OFT may have now granted him a licence, I feel sure that it would only cover any Agreements that he has outstanding in the name he has registered with them - not any other.

 

I'm more than sure you have a strong case Bully : )

 

Nice to know you are not giving up mate... : )

[COLOR="red"][B][CENTER]"Errors do not cease to be errors simply because they’re ratified into law.” [/CENTER][/B][/COLOR][B][CENTER] E.A. Bucchianeri[/CENTER][/B]

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  • 4 months later...

Evening all.....just a quick note to anyone who has followed my dealings and posts ....... i went into court today against the ex franchisee of logbook loans and won....the case was thrown out of court with the ex franchisee getting a good bollocking along the way.

Its all over and sorted now............a long long journey but with thanks to eveyone from this site we have won.

Many many people to thank which I will be doing over the next few days......had a few too many beers at the moment........what a great day !!!!

cheers

gary also known as bullyuk

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  • 2 weeks later...

hello, i bought a car a year ago from a registered garage and about 3 months ago i got a knock on the door from a bayliff saying he was from logbook loans and that he was coming to reposses the car and that it had a bill of sale on it from a previous owner. i basically told him were to go and he left without the car. i spoke to the garage owner and he said he did not know anything about the bill of sale and that he would contact the previous owner. i gave the garage owner a few days then got bk to him to find out that the previous owner had moved . after that i did get another knock on the door and a second bayliff saying the same as the first bayliff. i told him were to go to. i then contacted lbl and the way they spoke to me on the phone was terrible.. i have since been speaking to the garage owner and now he wont speak to me at all about the situation . so i have got my soliocitor on to. but why should i have to pay a solicitor for someones elses loans. i have a copy off the bill of sale ect from lbl and could do with some advise about what to do. i have the car inhiding at the moment but why should i have to hide my own car that i bought. what should i do, should i go round the car traders home and kick his head in.....

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Hi RollsRoyce 1967 .... No, dont kick anyone's head in.

 

I would get your solicitor to write to LBL advising them of the Law on 'first innocent purchaser' (HP Act 1967 - i think) ... In the letter ask the solicitor to point out that you were not shown/left with or given a copy of any court order as required by the Bill of Sale Act 1882 section 7A and advise them that without such a document, the Bill of Sale does not and cannot legally stand alone in giving them a right to seizure of your vehicle.

 

Don't take your car out of hiding tho - because they are such numbskulls, they will still try to take it... having said that if they do take it and lose in court (which I understand they are beginning to lose more cases than they are winning these days) then my understanding is that they will have to pay you back and replace your car anyway.... so it would be pretty foolish of them to persue your vehicle once you let them know these facts.

 

Your solicitor is best placed to assist you further, but I hope this helps : )

 

Apple

[COLOR="red"][B][CENTER]"Errors do not cease to be errors simply because they’re ratified into law.” [/CENTER][/B][/COLOR][B][CENTER] E.A. Bucchianeri[/CENTER][/B]

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