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    • Wrongly convicted Horizon victims in Scotland to be exonerated NEWS.STV.TV Victims who faced wrongful convictions are to be exonerated the day after Royal Assent is granted.  
    • If anybody has any advice here, it would be greatly appreciated, I already suffer with pre-existing disabilities & have struggled with this so far. 
    • so return of goods order etc etc read upload  scan pages to jpg, redact in mspaint. the convert to and merge to one mass PDF  read upload and use the online listed sites for all 3 stages. do you want to keep the car? i will guess this was a manual paper claimform direct from the co.court or was it org sent from salford bulk processing and has just got reaq ssigned?      
    • Speaking of the reformatory boys, here they are with all of their supporters, some of whom traveled with them from miles away, all carefully crammed together and photographed to look like there were more than about 80 .. rather like Farages last rally with even fewer people crammed around what looked like an ice cream van or mobile tea bar ... Although a number in the crowd apparently thought they were at a vintage car rally as they appeared to be chanting 'crank-her'. A vintage Bentley must be out of view.   Is this all there is? Its less than the Tory candidate. - shut up and smile while they get a camera angle that looks better
    • in order for us to help you we require the following information:- Which Court have you received the claim from ? Canterbury Name of the Claimant ? Moneybarn No 1   How many defendant's  joint or self ? One Date of issue –  29/05/24 Acknowledged by 14/06/24  Defence by 29/06/24  Particulars of Claim PARTICULARS OF CLAIM 1.  By a Conditional Sale Agreement in writing made on 25th August 2022. Between the Claimant and Defendant, the Claimant let to the Defendant on Conditional Sale. A Ford Ranger 3.2 TDCi (200 P S) 4x4 Wildtrack Double Cab Pickup 3200cc (Sep.2015) Registration No, ******* Chassis number ***************** (“The Vehicle”).  A copy of the agreement is attached  2.  The price of the goods was £15,995.00. The Initial Rental was £8500.00.  The total charge for credit was £3575.;17 And the balance of £11,070.17 was payable by 59 equal consecutive monthly instalments of £187 63. payable on the 25th of each month. 3.  The following were expressed conditions of the set agreement, Clause 8: Our Right to End this Agreement  8.1   Subject to sending you the notice as required by law, any of the following events will entitle us to end this Agreement: 8.1.2  You fail to pay the advance payment (if any) or any of the payments as specified on the front page of this agreement or any other sum payable under this Agreement. 8.1.3 If any of the information you have given us before entering into this Agreement or during the term of this Agreement was false 8.1.4 We consider, acting reasonably, that the goods may be in jeopardy or that our rights in the goods may otherwise be prejudiced. 8.1.5 If you die 8.1.6 If a bankruptcy petition is presented against you; if you petition for your own bankruptcy, or make a live arrangement with your creditors or call a meeting of them. 8. 1.7 If in Scotland, you become insolvent or sequestration or a receiver, judicial factor or trustee to be appointed over any of your estate, or effects or suffer an arrestment, charge attachment or other diligence to be issued or levied on any of your estate or effects or suffer any exercise, or threatened exercise of landlords hype hypothec 8.1.8 If you are a partnership, you are dissolved 8.1.9 If the goods are destroyed, lost, stolen and/or treated by the insurer as a total loss in response to an insurance claim. 8.1.10 If we reasonably believe any payment made to us in respect of this Agreement is a proceed of crime. 8.1.11 If steps are taken by us to terminate any other agreement which you have entered into with us. Clause 9.  Effect of Us Terminating Agreement 9.1 If this Agreement terminates under clause 8 the following will apply 9.1.1 Subject to the rights given to you by law, you will no longer be entitled to possession of the goods and must return them to us to an address as we may reasonably specify, (removing or commencing the removal of any cherished plates) together with a V5 registration certificate, both sets of keys and a service record book. If you are unable or unwilling to return the goods to us then we shall collect the goods and we'll charge you in accordance with clause 10.3 9.1.2 We will be entitled to immediate payment from you for all payments and all other sums do under this agreement at the date of termination 9.1.3 We will sell the goods or public sale at the earliest opportunity once the goods are in a reasonable condition which includes a return of the items listed in clause 7.1.4 9.1.4 We will be entitled to immediate payment from you of the rest of the Total Amount Payable under this agreement less: ( a) A rebate for early settlement ias required by law which will be calculated and notified to you at the time of payment (b) The proceeds of sale of the goods (if any) after deduction of all costs associated with finding you and/or the goods, recovery, refurbishment and repair. Insurance, storage, sale, agents fees, cherished plate removal, replacement keys, costs associated with obtaining service history for the goods and in relation to obtaining a duplicate V5 registration certificate 4, The following are particulars required by Civil Procedure Rules. Rule 7.9 as set out in 7.1 and 7.2 of the associated Practice Direction entitled Hire Purchase Claims:- a)     The agreement is dated 25 August 2022. And is between Moneybarn No1 Limited  and xxxxxxxxx under agreement  number xxxxxx. b)    The claimant was one of the original parties to the agreement. c)    The agreement is regulated under the Consumer Credit Act 1974. d)    The goods claimed Ford Ranger 3.2 TDCi ( 200 PS) 4x4 Wildtrack Double Cab Pickup 3200 cc (Sep2015} Registration No ^^^^^^^ Chassis number ***************** e)     The total price of the goods £19570 f)     The paid up sum £1206 5 g)    The unpaid balance of the total price £7505 (to include charges) h)    A default notice was sent to the defendant on 20th February 2024 by First class post i)      The date when the right to demand delivery of the goods accrued 14 March 2024 j)      The amount if any claimed as an alternative to delivery of the goods 7505 22 include charges 5.  At the date of service of the notice the instalments were £562.89 in arrears. 6. By reason of the Termination of the Agreement by the notice, defendant became liable to pay the sum of £7502 7. The date of maturity the agreement is 24th August 2027. 8. Further or alternative by reasons of  the Defendant breaches of the agreement by failing to pay the said instalments, the Defendant evinced an intention no longer to be bound by the Agreement and repudiated it by the said Notice the claimant accepted that repudiation 9. By reason of such repudiation the claimant has suffered loss and damage. Total amount payable £19570 Less sum paid or in arrears by the date of repudiation £12064 97 Balance £7505 (to include charges.) ( The claimant will give credit if necessary for the value of the vehicle if recovered.)  The claimant therefore claims 1.    An order for delivery up of the vehicle 2.    The MoneyClaim to be adjourned generally with liberty to restore,  Upon restoration of the MoneyClaim following return or loss of the vehicle. the Claimant will ensure the pre action protocol for debt claims is followed. 3.    Pursuant to s 90 (1)  of the Consumer Credit Act 1974. An order that the Claimant and/or its agents may enter any premises in which the vehicle is situated in order to recover the vehicle should it not be returned by the Defendant 4.    further or alternatively damages 5.    costs Statement of truth The Claimant believes that the facts stated in these Particulars of Claim are true. The Claimant understands that the proceedings for contempt of court may be brought against anyone who makes or causes to be made a false statement in the document for verified by statement of truth without an honest belief in its truth. I am duly Authorised by the Claimant to sign these Particulars of Claim signed Dated 17th of April 2024  What is the total value of the claim? 7502   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Never heard of this   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No   When did you enter into the original agreement before or after April 2007 ? After  Do you recall how you entered into the agreement...On line /In branch/By post ? In a garage  Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes  Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Original Were you aware the account had been assigned – did you receive a Notice of Assignment? n/a   Did you receive a Default Notice from the original creditor? They said sent but nor received   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? None seen   Why did you cease payments? Still Paying,   What was the date of your last payment? Yesterday  31st May 2024   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes on 12 Feb 2024   What you need to do now.   Can't scan, will do via another means as you cant have jpg  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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parking fine


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Hi guys hope you can shed some light on this. My wife gained a parking ticket from a private contractor:|

 

My wife today parked in a street. This street is part of a complex run of streets that provide parking bays for the residents of the town houses.

Now there are 2 red signs on the way into the street speaking of contactual agreements and such.

 

1. She did not park in a bay but on a the road

2. They have ticked unathorised parking, no displayed permit, obstructive parking.

3. They have not recorded the time of the offense.

4. I am the registered keeper not her.

5. There are no yellow lines or signs along the street and only 3 signs are visable 2 on the entrance and 1 right down at the bottom of the street.

 

Ive read the sticky about not responding till they do but im worried that this will end up in court or something and lots of hassles

 

What do you think please ?

 

The name of the company is Norhtern parking solutions.

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First of all, this is not a fine, but an unenforceable invoice.

A PPC has no power to issue a fine, only the courts issue fines.

A PPC has no power to demand information from you as to who, what, why and when.

The advice is;

Do not pay,

Do not contact

Do not post anything in any forum which will help identify any personal details from your post.

From now on remember that;

Careless talk can cost ££££'s

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thanks I would not ever give any details about myself or my car or the address. But thanks for the reminder of that.

So ignore.

When they write follow the templates as a guide.

 

Has anyone actually ended up in court for this in these forumns ?

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The use of the term 'street' and lack of info as to who the issuing entity is would worry me until it is known. There may be private parking bays that are enforced by contractors, but if the council has not given up its claim to the highway (street), then it may NOT be a private parking ticket. DO NOT IGNORE until you have discovered what it is you have.

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The use of the term 'street' and lack of info as to who the issuing entity is would worry me until it is known. There may be private parking bays that are enforced by contractors, but if the council has not given up its claim to the highway (street), then it may NOT be a private parking ticket. DO NOT IGNORE until you have discovered what it is you have.

 

Good advise Buzby, but as the OP stated that it's Northern Parking Solutions, I'd asume it was safe to ignore!

 

 

JOgs

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Hi guys hope you can shed some light on this. My wife gained a parking ticket from a private contractor:|

 

My wife today parked in a street. This street is part of a complex run of streets that provide parking bays for the residents of the town houses.

Now there are 2 red signs on the way into the street speaking of contactual agreements and such.

 

1. She did not park in a bay but on a the road

2. They have ticked unathorised parking, no displayed permit, obstructive parking.

3. They have not recorded the time of the offense.

4. I am the registered keeper not her.

5. There are no yellow lines or signs along the street and only 3 signs are visable 2 on the entrance and 1 right down at the bottom of the street.

 

Ive read the sticky about not responding till they do but im worried that this will end up in court or something and lots of hassles

 

What do you think please ?

 

The name of the company is Norhtern parking solutions.

 

Sorry but again I have to say I think you're getting bad advice. While it is very very unlikely that your case will end up in court, my own personal opinion is that there is always a merit in replying and outloning the defence in the event that matters should go that far. If something ends up in court the defendant with the strongest position will be the one who has outlined his case at the earliest opportunity and made his dispute clear. This makes claiming costs (it does happen on the small claims track) easier and more likely to succeed. It alsoadds weight to any argument you make to the judge as you demonstrate that you have made every effort to resolve matters by providing a basis for refusal.

 

If you're the keeper then the PPC is going t write to you. They're going to tell you that your vehicle was parked in the circumstances you described above. They're going to ask for £X.

 

Your reply should be that you are the registered keeper. You understand that their allegation is that the driver has entered a contract with them and that they make a further allegation that the driver has breached the same as detailed above. You should confirm for them that you were categorically not the driver on the day in question and that there is no obligation upon you to provide them with the details of whoever was drivng (any suggesion that you are under such an obligation in these circumstances is completely and absolutely wrong in fact and law). You may care to make a point that you are aware that the keeper cannot, in law, in such circumstances, be vicariously lible and that any suggestion to the contrary will be considered to be a misrepresentation per the fraud act and will be treated as an attempt to defraud. You should tell them that you consider the matter closed and that you are not prepared to enter into further correspondence about this. You should tell them that this is your final answer and that they have no further cause to contact you save to confirm their closure of the matter or issue county court papers. It would also do to remind them that their further efforts to contact you will be considered to be harassment and that you will take action in such an event.

 

As for the rest? Let me know how they respond.

 

P

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There would be a big difference if it was a council ticket but as its an invoice from a PPC then the general advice would be to ignore.

What will happen if you ignore is that NPS will send you a further letter then possibly pass it to a DCA who will send another letter or two and then give up. These letters will threaten all sorts of unfounded nonsense such as baliffs etc and will be probably be marked 'final' then 'final,final'...... It is your choice to correspond with them however, but most people ignore as most PPCs will think that you will be wavering into paying and pester you even more.

It would also be highly unlikely that if you should choose to appeal that you would win as almost all are rejected as PPC's appeals processess are done 'in house' so only one outcome! Hope thats helped a bit and best wishes :)

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'Council' tickets can (and are) also issued by private contractors - I believe in Edinburgh their tickets are (or were) issued by NCP, so before a cursory glance commits a ticket to the bin, it is often worthwhile doing a bit more research.

 

I'm unaware of PPC tickets having any point in a 'street' especially one designated as part of the public highway.

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Update:

 

The first 6 m of the estate are adopted by the council after this it is private land.

The signs are at the entrance to the streets and are actually located adjacent to the adopted road and not in the estate.

 

Trading standars have said that they have put the signs up and the only way it will be resolved is by a jude in court.

 

Thanks

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Update:

 

The first 6 m of the estate are adopted by the council after this it is private land.

The signs are at the entrance to the streets and are actually located adjacent to the adopted road and not in the estate.

 

Trading standars have said that they have put the signs up and the only way it will be resolved is by a jude in court.

 

Thanks

 

So, are you paying them?

 

Jogs

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Street name signs can be put at the entrance to any road, private or already adopted - On private roads this is normally done anyway by the developer wether the road is going to be adopted by the Council or not. In other words the presence of street name signs doesn't denote wether a road is adopted or private .

Take the advice on here as I did, Do not pay, ignore anything they send you and tell your wife to spend the money on something nice instead.

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i mean entering into a contract warning signs not street signs

 

Sorry, got the wrong end of the stick.

 

Anyway, still don't pay. Check with trading standard on the connection with them & the PPC. I worked for a local Authority & most of the time they go ahead with schemes without looking into the legal aspect & then get tripped up later on.

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