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A tearful farewell...


Spiceskull
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OMG!!!!! You will be sooooooo missed.

 

Good luck goes with you.

the train of thought has left the station, hope i was on the right platform!!

 

____________________________________________________

Lloyds TSB

prelim sent 06/07/06 response rec'd 14/07/06

LBA sent 20/07/06 response rec'd 27/07/06

Moneyclaim filed 22/08/06 Ack'd 30/08/06

Defence filed 26/09/06 AQ filed 12/10/06

hearing set for 10th Jan 2007

 

Cap One

prelim sent 2nd Nov 2006 First offer rec'd 14th Nov

any thoughts, suggestions or advice given by MBQ are done so without prejudice. All information I have, i have learned from this excellent site. If in any doubt, seek professsional advice.

 

 

 

 

 

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Sorry guys - the appreciation is appreciated, but I really do have to bow out. It's painful, but the necessary things always are...I am so sorry to all those who saw me as a beacon - all I can say is "keep fighting...it is worth all the effort..."

 

I really really really am so so so sorry...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Tough cheese - they will have to find another scapegoat...:cool:

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Nooooooooo spicey you cant go ....come in as a pinky and join the ermm elite, least that way we can dress you up ...the wife and I will sadly miss you, it will be a great loss to this site , but if you have to go you have to go ......... but heck the site and its members will surely miss you!

 

Our thanks and appreciation

Mechs and wife

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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So the "Snozzle" man has to go.

Flippin 'ell.

Be sure to pop your head in around the door from time to time matey!

Thanks for your help, you will be missed.

 

(Don't worry about the mickey taking, that will be taken care of!)

 

:D

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As my daughter says at the end of her Brownies meeting

'Go well and safely'

Thanks for your help and inspiration - (I will get some money back I know!)

 

T

If ever you are going to regret something regret doing it don't regret not doing it.

 

Barclays : £2740 lba on its way

Halifax: £1270 first request on its way

GM (HFC): £1950 + interest first request on its way

Barclaycard me: - awaiting statements

Barclaycard him: - awaiting statements

Citicard: awaiting statements

Money? It's a gas!

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Due to personal and work pressures, I am leaving the forums - I really do not have the time or attention to devote to the site anymore, and it would be unfair to pretend otherwise.

 

It has been a cathartic and empowering experience, and I would like to thank everyone who has helped me along the way, and wish everyone luck with their claims.

 

:shock:

Feckin hell dude. You're part of the damn FURNITURE. I see you on Skype every now and again, I'll be sure to drop you the odd "Hello".

 

I don't think, after the effort YOU put in, that you owe any thanks. You've repaid a thousand times over.

 

May your journeys be long and interesting my friend.

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Mr Spicey..........

 

 

What can I say that hasn't already been said in the above posts?!!! :confused:

 

You have been absolutely fantastic and without you, I am sure I would have been taken away by the men in white coats weeks ago! ;)

 

(This may still happen but at least,with your assistance, I put up a good fight!!! :D )

 

I cannot say thank you enough for all your help and support that you have given to me and hope that you can see from the above posts, how much your advice has helped so many people.

 

You are one in a million!

 

All the best for the future and all that it may bring!

 

Sarah - very sad :Cry: :cry: :Cry:

BARCLAYS - £9,807.75

 

Data Protection Act SENT - 13TH JUNE 06

PRELIMINARY SENT - 13TH JUNE 06

LBA SENT - 4TH JULY 06

 

:o CLAIM FOR £9,707.75 FILED - 17TH JULY 06

 

:mad: CLAIM SERVED 1ST TIME - 20TH JULY 06

:mad: CLAIM SERVED 2ND TIME - 22ND JULY 06

:mad: CLAIM SERVED 3RD TIME - 2ND AUGUST 06

 

ACKNOWLEDGEMNET OF SERVICE - 14TH AUGUST 06

DEFENCE RECEIVED - 30TH AUGUST 06

ALLOCATION QUESTIONAIRE - 18TH SEPTEMBER 06

ALLOCATED TO FAST-TRACK - 28TH SEPTEMBER 06

STANDARD LIST OF DISCLOSURE

(BY LIST) AS ON COURT ORDER - 1ST NOVEMBER 06

 

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Sorry to hear you are going, you will be missed.

 

Thank you for all your help and enthusiasm and knowledge.

 

Now go spend some time chilling, doing the family thing and whatever else you have planned!

Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!

OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.

Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!

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NOOOOOOOOO!

 

Well, I'm sure the decision hasn't been taken lightly. I hope things work out for you and that we'll be seeing you back here shortly...!

 

All the best old chap!

 

Oh yea, I guess my crusade against a certain bank is a lonesome one then?! Don't worry, I'm only kidding. You do whatever you need to do matey, I only hope things get sorted out for you.

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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So sorry to hear you're going...nothing lasts forever.

 

BIG THANKS for everything you have done here. You have been such a terrific help to so many people, including me.

 

Your 4000+ posts represent a massive commitment of time and effort. You have been top notch, direct, astute, precise, witty and compassionate.

 

"Do good things and good things will happen to you" - so you've got lots of good things on their way.

 

I sincerely wish you everything you wish for yourself, good luck my friend,

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Ah well, bye then. You'll be missed. :(

 

Can I have your CD collection when you've gone? :)

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Oh Spicey, I hope you change your mind some day. The loss of your knowledge on the forum is a real blow. You committed so much time and energy to the forum, and I know that some users still felt that was not enough, because they were apparently so busy.:-x

 

Take a break, and I hope that you might consider returning in a few weeks or months, albeit on a smaller scale than you have up to now. No-one can expect the time and energy you devoted both on the forum and behind the scenes.

 

Who is going to correct the gramer n spelink now?

 

Good luck my friend and keep in touch.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good luck Spicey, best wishes go with you.

Abbey - Prelim sent 17th May £2560.00 + £191.44

LBA sent 1st June

Claim Filed 27th June 3349.90 Inc Interest + Costs

Court Papers Served 3rd July

Claim Acknowledged 10th July

50% Offered 27th July

Settled Out Of Court 1st August £3080.45

Capital One - S.A.R - (Subject Access Request) request 31st July

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You obviously have your reasons and usually thats enough.

You have left your legacy here......there are lots of ways in which your input will go on helping the guys here.

 

If you do get lonely.........then theres always the Elephant you keep under your bed

:lol:

 

pocka

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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