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nellio

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About nellio

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  1. Hi, thank you for your reaponse. I can't believe they can get away with this. Fair enough take my home which is nothing more than bricks and mortar. However I do take exception to 2 adults 38 years worth of possessions and everything a 2 year old child has or needs can be just smashed up and thrown on the tip when all they had to do was call me and say. Hi Mr Carter if you do not remove your items by this date we will be disposing of them. I also find it funny that all the electricals of value were the first things to go to the 'tip'. Flat screen tvs and dab radios etc were one of teh first t
  2. Thank you for replies so far. I bumped my thread as it looked unread.
  3. I lost my home due to repossession on the 17th February 2011. As the judge ordered the eviction for the same day I had no time to remove our furniture etc. I called the estate agent who was keeping the keys to say that I have been able to arrange a van to remove the families things. They told me I better hurry up and get round there as they were in the process of throwing it out. I immediately rang the mortgage company to get this stopped and they claimed that there was a notice on the door saying there was a time bound notice requiring me to remove things or they could remove them as they saw
  4. Hi, My family and I lost our home last Thursday. We are in negoiation to try and move back in to the property upn clearing of arrears and 3 months paymets up front. However when the judge granted the eviction to go ahead (3 hours before the bailiffs arrived) he informed me that the goods inside the home would be kept safe. Bear in mind this is all the possessions of 2 adults and a 2 year old cjild. All I had time to do was grab medication and a few clothes. Sure enough the bailiffs and locksmiths arrived on cue.. They removed all of the windows to put these metal shutters up and left teh
  5. To be a brief as possible my partner and I have a serious financial problem. My partner took out a wonga loan and sucessfully paid it back in June 2010. Fast forward to this morning and Wonga have charged our debit card over £1000 leaving £40 the last the next month. The bank (barclays) will not help us as they say we must have given them the card details and wonga say they will investigate the issue. The investigation could take up to 6 WEEKS and there is a Mortgage, council tax etc about to bounce. Please tell us what we can do about this? Wonga had no right to charge our card and they certa
  6. Hi thanks for response. Yes he has the car but I've been to his house and I'm meeting him for cash tomorrow. He even handed back spare key until then. And yes both me and my Mum both bank with Coop bank so transfer was instant. My Mum is really upset that they took the money without even calling to tell her. She got a shock this morning when she saw her state pension had gone in but was still overdrawn.
  7. I know that I am writing in the barclay thread and not the Coop but the coop thread is so rarely used that I hoped I would get an answer here. I sold my car last week for £4000 to pay my elderly Mum back for helping us out of debt. The guy who bought the car paid by cheque so I told him that I would give him the car once the cheque cleared. I paid the cheque in on Tuesday 13th July. Immediately my balance showed the £4000 in account but NOT available balance. My account showed the same until Friday 16th which then said available balance. Using the internet banking service I transferr
  8. I sold my car last week for £4000 to pay my elderly Mum back for helping us out of debt. The guy who bought the car paid by cheque so I told him that I would give him the car once the cheque cleared. I paid the cheque in on Tuesday 13th July. Immediately my balance showed the £4000 in account but NOT available balance. My account showed the same until Friday 16th which then said available balance. Using the internet banking service I transferred £3700 into my Mum's account. Obviously Mum was happy to have saving put on an even keel and went and spent £1200 on a holiday for her and Dad.
  9. Yes it is for Council Tax. I did ring Gateshead Council and explained i was ill but they said it was too late as it is in the bailiffs hands. However I didn't explain to them that I was being treated for cancer. thank you ; )
  10. Last year I foolishly allowed Rossendales to enter my property for a walking possesion order. I fell behind with their unrealistic demands and on December 23rd 2009 the bailiff arrived to empty the property. My Mum wasn't going to allow them to empty our home at Christmas so she paid them off thus closing the case. I haven't worked for over a year due to cancer in the jaw and my partner lost her job in March of this year. We subsequently fell behind again with our council again. Rossendales have quickly picked up the case this time and a bailiff arrived on Friday saying if I paid £250 and
  11. I have copied a pasted this on another readers advice as this seem to be the busier forum. nellio Novitiate Angry Mobile Money ceased and sold my car... I am seeking some advice here. Maybe I am too late but i just can't get over the fact that my car is gone forever and personal property within the car too. I foolishly took out a loan from the Gateshead branch last July 2009. I was making the payments on time up until November when I lost my job, drastically reducing the amount of income into the family home. I asked if I could make token payments until I found work. I was
  12. I am seeking some advice here. Maybe I am too late but i just can't get over the fact that my car is gone forever and personal property within the car too. I foolishly took out a loan from the Gateshead branch last July 2009. I was making the payments on time up until November when I lost my job, drastically reducing the amount of income into the family home. I asked if I could make token payments until I found work. I was asking if I could pay about £50 per month instead of almost £200. Basically the manager refused that amount and the threats of repssession started. Anyhow, on January 2
  13. I suppose that I should've also included that I haven't even got a new job description. Obviously I must be doing okay as I've either found my feet and took to the role well or blagged my way through.
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