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    • Not at all.  The onus is on them to ensure that their invoice respects the provisions of Schedule 4 of the Protection of Freedoms Act 2012 to establish keeper liability.  Which it can't as the area is covered by bye-laws. Spot on. Irrelevant as to whether you entered into a contract with VCS to pay them £100 if you didn't obey what was written on their silly signs. Who cares?  What about their ridiculous generic Particulars of Claim where they deliberately mix up driver and keeper. And where do they mention this?  You haven't shown us anything. Of course you have to prepare a Witness Statement and you'd better get on with it. This is the problem here - you've disappeared for months & months, haven't kept us updated and presumably haven't read other VCS threads.  That needs to change - now. Otherwise you will lose - simple as that. For a start - please upload the court order which fixes the hearing date plus plus where "VCS mentioned my initial defence was generic and clearly copied from the internet".  We're not mind readers.
    • 2nd class stamp only , get free proof of posting from any PO counter dx  
    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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Littlewoods - This Is A Corker!!


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today i have received all my statements as requested, also they have sent me a copy of my signed credit aggreement :-(

 

get ready for this ....................................

 

they have also sent me copies of 13 other peoples credit agreements, which have names, address, phone numbers, date of birth.

 

and account numbers for them all and all their signed agreements

 

disgusting - if i were a fraud person surely they would get hands slapped - can i hold this against them when claiming my charges:D

 

i am amazed - wonder how many people have all my personal details

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clare, is one of them mine :p

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Cant offer advice apart from letting the other people know you have their details, and of course the OFT and the information commisioner, but you certainly have a strong bargaining chip against these idiots

 

Good advice, it happened to me once, I sent the other guy's agreement to him. That was before I joined CAG and did'nt know there was someone I could complain too :rolleyes:

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

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all details i have are for people living in ireland & glasgow - wondered if anyone got any ideas on a letter to send stating i not paying what i owe them and if they still pursue i will report to oft?????

can i do that???

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anyone in ireland or glasgow pm me your name & i will let you know if i got yours!!

 

:D

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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all details i have are for people living in ireland & glasgow - wondered if anyone got any ideas on a letter to send stating i not paying what i owe them and if they still pursue i will report to oft?????

can i do that???

 

Sounds a bit like Blackmail:eek:

 

Maybe a simple letter along the lines of

 

Dear Fools

 

Thank you for my information that I requested on "DATE"

 

May I also thank you on behalf of the 13 other customers who's identity and personal details you inlcuded in with my details.

 

Please be aware that this is a GROSS mis-use of peoples personal data and I am aware that this is, in the present climate of data protection a very sensitive matter.

 

I have has yet not contacted the other people involved or any legal agency and would like to hear your proposals for the collection and assurances that this will not happen again.

 

As you are aware I am curently in dispute with your company over "XXXXXXXX" and am prepared to accept all "Charges if applicable - Fill this bit in with whatever the dispute is" - is now considered settled in full

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Mint once sent something similar to me, confidential info on other people. I got a £30 credit to the account - not great I know, but still worth the cost of a stamp!!!

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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be careful with this - this may be considered duress, which would render any agreement entered into with them voidable.

 

Play this straight - report them to the ICO (Information Commissioners Office) Telephone all the people whose details you have to inform them what has happened and then either securely shred or return the documentation to the sending company (or to the Information Commissioners Office)

 

You are not allowed to hold onto it under data protection rules despite the fact that it was sent to you by the bank in error.

 

(a call to watchdog, the newspapers, the TV the OFT god and his grandmother may also be on the cards)

 

Make life difficult as you can for them but dont get yourself in trouble in so doing.

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hi there

sent letter off to littlewoods also spoke to information commisioners office who want copies of what i have received - i have given littlewoods 7 days to reply - watch this space...............

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We shall ;)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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well yesterday received all cca replies from all catalogues - all 4 have no signed cca for me but have sent a copy of t&c at present time (they cant find my signed copy)

 

only catalogue who have a signed copy is littlewoods but i got them by the bits at moment anyway (read previous posts)

 

sent letter of complaint to littlewoods waiting response.

 

what letter shall i send to other 4 catalogued who cant find my cca??

 

thanks

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with the letter saying that they haven't got my cca they stated that the arrears are still payable and they will keep adding £12 admin every month.

 

so thought i could send a letter saying that because they have no cca i not payin a penny????

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