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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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1st credit


rooferboy03
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Hi all

Papers have been sworn in so i guess it's a waiting game to wait for a set aside hearing date.

Since receiving the SD !st credit kept ringing me constantly for about 10 days but they have not now phoned for at least a week. Do you think they were waiting to see if i would apply for a set aside or just hoping that i would'nt so they could then petition me for bankruptcy.

Any thoughts much appreciated.

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Give the court a call every week RB, to check when the hearing will be....and don't forget to do your research, and submit costs in 24 hours before the hearing !!.....if you do happen to pick the phone up by accident to them, and they ask about the SD, just say that you will allow them to discontinue if they pay your costs !!!

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Because they might write to you seeing that you have solid grounds to set aside and lose their bottle !! But if the judge goes ahead with a hearing, then if it was me i'd ignore what 1st Credit say (unless they commit to paying your costs) and appear in court to show the judge how disgusted I was at them abusing the insolvency service !!

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It is a clear abuse of the insolvency process if the debt is disputed to issue a stat demand

 

they know this is the case and yet they still issue them

 

i bet the person named on the demand is not contactable as well which goes against Rule 6.2 Insolvency rules 1986

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I agree with Paul....you try and ring Mr Silcock and you will never get through....

 

statutory demand must show a named person or persons from the Creditor or their agent/solicitor whom you can contact directly. This is Rule 6.2 of The insolvency Rules 1986.

This means that if the statutory demand doesn't give the name of a person you can speak to then it is not valid. If you try to contact the named person and they won’t put you through then it is also invalid

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Why did the judge I have in my set aside, not understand anything, should I have taken my complaint further, as my debt was clearly in dispute and she wouldn't listen to me. Just to warn Rooferboy that not every court awards costs and not all judges will award the costs???? But ask anyway...........:):)

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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  • 2 weeks later...

Remember to get your costs into the court 24 hours before the hearing either by fax or guranteed delivery sent 48 hours pervious...

 

Use a sheet of paper entitled LITIGANT IN PERSON COSTS

 

Or use this sheet kindly provided by X20 BUT edit it to say LITIGANT IN PERSON COSTS

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/156641-capquest-statutory-demand-help-4.html

 

You can claim £9.25 per hour (for example 10 hours of research into the Consumer Credit Act and Insolvency Act

Mileage at 40p per mile

Parking

Postage

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  • 2 weeks later...

Hi All

I am a bit dismayed about the outcome of my set aside hearing as it did not go well.

The Judge dismissed my case entirely basicall saying you owe it you pay it.

He was not interested in any points of law or anything else i had to say.

He did however produce paperwork from the other side that they downloaded from this site, specifically information given out by 42man.

He then said that all i had done was copied my affidavit from the internet and he was not impressed.

I told him that i did seek help from the forum and that my affidavit was my own creation from my research into the site.

They have still not produced a cca, but does this really matter now as it seems they have been given the green light by the judge to do what ever they like.

At this time i am very dispondent and am just waiting to see what evil trickery they come up with next

Thanks RB

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County court judges should abide by HIGH COURT case law... -

 

THE WILSON CASE MADE IT CLEAR THAT IN THE EVENT OF NO ACCEPTABLE CONSUMER CREDIT AGREEMENT THEN THE CREDITOR COULD NOT RECOVER MONIES OWED UNDER ORDINARY CONTRACT LAW REGARDLESS OF WHETHER THEY COULD PROVE THE DEBT EXISTED OR NOT – THIS WAS THE DECISION OF THE HOUSE OF LORDS AND SHOULD THEREFORE BE BINDING IN THIS COURT

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I know it sounds incredible does'nt it.

I even stated about the way in which they served the SD and his reply was it doen'nt matter how they served it the fact is they have.

He said i had no grounds to show that the sd should be set aside.

I am obviously now just waiting for the leeches to make their next move and see what happens RB

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Sorry Rooferboy, my judge was awful too, completely believed the other side, and wouldn't let me put my side.

As in criminal courts, can we not appeal a decision, or go to a higher court???? Just an idea, as this happens in the criminal courts, they appeal it if they don't like the decision.....

I am really annoyed for rooferboy, and it just reminds me of my own case.

 

Lily

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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  • 1 month later...

I would suggest reporting to the OFT...it is staggering enough that this was not set aside, but one other cagger had the same experience and is NOT happy...but is seeing it through... - http://www.consumeractiongroup.co.uk/forum/general-debt-issues/170237-citifinancial-1st-credit-sd.html?highlight=digitalburnout

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