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    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
    • Hungary is attempting to be a world power in manufacturing electric vehicle batteries, despite locals' reservations.View the full article
    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though. A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees. https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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diskmandave -vs- nicotine **WON**


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I thought i'ld already posted this but it seems to have "disappeared"...? :eek:

 

Right...! Here goes then... I'm posting this so that others who got it bad... Can see that it's never a lost cause...!

 

I'm sure you all know me by now then...?? :p

 

This is a heavily cut down version btw!

 

At the age of 15 (1980) I found an unopened packet of 20 fags on my way to school... Sweet I thought, you know how it is at that age? Opened, smoked, rest is history!

 

By the age of 17 and leaving Sixth Form I was a light smoker of about 10 a day...

 

By the age of 19, and to being 22(ish) with money coming in, it kinda gradually rose to the 20/30 a day mark...

 

At 22 I started my current job (i'm 43 now), £90/week in 1987 was a lot of money!

 

At 23 I was promoted to Full LGV Driver (7 years earlier than most of my current colleagues!), an instant rise to £174.50/week basic. But because of the commitment shown to gain the promotion I was also working upto 20 hours a week overtime and regularly drawing in excess of £300/week... It's at this point that the drinking/smoking/spliffing gets out of hand!!

 

At 24 I started my D.J. life!

 

And by the age of 27 I was working the normal 39 hours a week, + upto 30 hours a week overtime and running a successful DJ business with 3 evening residencies a week and 3 professional bookings a week... The SMOKING and drinking is out of hand now, the spliffs given up though because of bad effects..

 

By the age of 29 I was doing 2 residencies and 5 professional bookings a week as well as the day job and extensive overtime... I was completely out of control and on top of the drinking was smoking a minimum of 60 a day.

 

At the age of 30 I had a complete mental and behavioural breakdown and went into complete meltdown, and just before being 31 my family and closest friends stepped in and forced me to take a harsh look at myself..

The D.J. stuff went, I was banned from drinking at home, and forced into starting save for the future..

 

By the age of 33 with few friends left but otherwise a sense of normallity returning, the drinking was going down, but the smoking was the same or worse and upto 70-80/day...

 

At the age of 34 after a long fight with my Doctor over the side effects of Zyban, said Doctor retired and the new Doctor immediately gave me Zyban, which worked and I actually gave up for 7 months... Yet for no good reason one Tuesday morning when I was having problems at work I found myself outside a newsagents shop and just walked in and bought 10 fags... Within 2 weeks I was back to where I left off..

 

At the age of 36 (October 2001) Niquitin CQ Lozenges were launched and I managed to get off the fags again... But these things are just nicotine in a different disguise and I got hooked on them... OK i'm not smoking cigs and ingesting TAR... Lesser of 2 evils...

 

Late 2003 (39), My Dear Dad's now very ill, terminal cancer, going back to meltdown and looking after Mum and keeping a 3 month hospital vigil on top of work... Back to the fags bigtime, 100/day now and the lozenges on top...

 

Upto June 2007... Still smoking 100/day and.. Getting through a full box of lozenges a day! - £220 a week!!!

 

Friday June 22nd 2007 - I found myself in a complete emotional mess at the rear of Piccadilly Station Manchester, having gone out in an emotional state, with no money, no fags and no lozenges... In a sheer state of panic I managed to get enough for a packet of patches from Boots on the Station... Applied the first patch there and then, got home and actually read the instructions...!!! And by Tuesday 26th June 2007 developed a backbone and gave up Cold Turkey.

 

So, Dear Friends... From Tuesday 26th June 2007 I have been TOTALLY nicotine free. And to this day... It's now 16 months since I became totally nicotine free, I have not partaken of the weed or the lozenge since..!!

 

The moral of this story...?

 

Read MY STORY and just give up. It's a mind thing and it's not really that hard when you actually knuckle down to it because you have to!!

 

Well... That's what i've gone through to give up the weed... It's 16 months now, and I swear on the Memory of my Dad, and on the promise i've made to both my Mum and myself that i'll never smoke again.

 

It's working good for me... :D

 

Good luck and best wishes to everyone thinking of stopping smoking!

 

Regards to all... Dave - DMD.

 

Please don't forget to make a donation... However small!

 

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Glad to see your still off them Dave. Well done :D

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I always wondered why you were such a nutcase Dave lol, I am joking, seriously well done, cold turkey!!!, you are a bigger man than I am lol :D

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Well done you. One of these days I might join you - although I have to say I have never smoked 100 a day - maybe 40 - but I did patches, and chewing gum and still smoked the last time I tried to give up:eek:

 

I didn't even manage to give up through four pregnancies - although I did cut down!

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Others

 

GE Money sec loan - £1900 in charges - settlement agreed

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I always wondered why you were such a nutcase Dave lol, I am joking, seriously well done, cold turkey!!!, you are a bigger man than I am lol :D

 

Joke Ye Not Lula!! :eek:

 

It's been a long hard fight to get where I am today...

 

My Doctor told me in later months of 2000 that I would die within 5 years if I didn't change my lifestyle... The same Doctor examined me 6 months ago and had to double check his records when he examined me and my breathing was as clear as a 20 year old... :D

 

All of the above doesn't include what happened as to how I arrived at the CAG... That's a story inbetween and on top!

 

But to re-iterate, i've posted this so that others can see that it's not a lost cause..!

 

Love/all - Dave..

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  • 1 month later...

Bless you Dave and congratulations.

 

A couple of questions.

 

Was it fear that stopped you or did you 'want' to give them up?

 

I am desperate to give up but fear that I wont have the strength to do it.

 

(Oxymoron) I enjoy it and don't really want to give up, and I can count a million benefits to not smoking and none to continue.

 

I think I would have the strength to do so once I started.

Would you say that the patches helped you, did they stop you hunting around all the ashtrays and bins looking for a big dogend you might have thrown away?

 

Although I am desperate on the one hand, I feel that I need a push or some strong encouragement to call it a day.

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Was it fear that stopped you or did you 'want' to give them up?

 

I'd always known the risks, but after losing 2 cousins in their late 40's and

cancer seeming to be a family thing all round, and then losing my Dear Dad,

a lifelong non smoker to lung cancer it was something that I was going to

do even if I was going to suffer a breakdown getting there! And re-reading

the story, I very nearly did!!

 

As for patches/lozenges they're just nicotine in a different form and can be

just as addictive, knowing what I know now I'ld only recommend them

short term along with a lot of bloody minded will power.

 

Good luck with it! I wish you well!! :D

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  • 6 months later...
  • 3 months later...

Still off the fag's! :D

 

I'm winning the weight battle now too...

 

In the last month I've finally managed to start losing

weight since stopping smoking. Slowly but surely I

managed to top 16 Stone, which isn't grossly obese

for me, being 6' 2" and having an extremely heavy job..

 

But nonetheless, this last month I've managed a 7LB

drop to 15st 7lb, my ideal weight being 13st 4lb. This

just by cutting down on JUNK items..

 

Here's to keeping on winning the battle... :D

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  • 3 weeks later...

My god DMD what a man you are and what a brill post you wrote last year I have just read it and I have just posted a new thread on stop smoking Iam going to make you my inspiration for stopping well its been 2 weeks today

thank you and take care

sam

xxx

Edited by manf
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  • 10 months later...
  • 1 year later...
5 years for me this year guys!! Can't believe it!! :-)

 

Your a star (but did you have to make me cry in post 1?) :whoo:

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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