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    • Its just a case against a parcel delivery firm where parcel lost and a judge didnt agree that they were liable for more then insurance ws.   However my question is more about what the wording on the points of the order says which I copied above
    • Hi. I think we may need to know more about what has happened so far please, if you're able to tell us. HB
    • hi all, any feedback on the WS / bundle and the packlink invoice would be appreciated - they are attached in post #214 above. If no further amends are needed, please let me know. For reference, the date for filing the bundle is 24th May at the latest - this is 14 days before the hearing date of 7th June.
    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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diskmandave -vs- Vanquis ***WON***


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Account is in good shape, current & uptodate... But i'm always going overlimit, missing the payment deadline so loads of lovely charges!! Mainly £12'ers, some £25'ers from before the OFT ruling, but we'll see what we can get back out of them... APR% started off at 39.9% and then jumped to 53.9% the first time I dared use the damn thing to play poker!! :eek:

 

So good people.... 1st question... This is new to me now! :D

(That said, I think we know I won't be mucked about!)

Does anyone have the address to send the S.A.R - (Subject Access Request) to, I don't want to send a registered letter to a PO Box....

 

Hope to get this ball rolling tonight! :D

 

Thx in advance....

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There you go Dave ;)

 

Registration Number: Z767493X

Date Registered: 03 March 2003 Registration Expires: 02 March 2009

 

Data Controller: VANQUIS BANK LIMITED

 

Address:

COLONNADE

SUNBRIDGE ROAD

BRADFORD

WEST YORKSHIRE

BD1 2LQ

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

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Sound, good luck with that :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Just subbing Dave. Go get 'em :)

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Piece of pi$$ on that one mate.

You'll need to file at court as they won't pay out on letters alone, but other than that nice and straightforward ;)

 

I'm happy to do the Court thing on this as the Contractual is 53.9% going back to 2005 :grin:

 

Also... Reading around now that i'm back full-time... It seems that we need "someone" to do the Vanquis thing... In the public eye if you like, or in their face if you like!! :p

 

templar-m.jpg

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More like S Club 7 :lol:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Just a point on the contractual interest. The contractual interest will have to run with the interest rate applied (and obviously go up if the interest rate went up).

APR% started off at 39.9% and then jumped to 53.9%
From what you are saying it will be 53.9% but just make sure you didn't have any charges at the lower rate which then moved to the higher rate.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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This is like recreating the A-Team!!

 

The thought did spring to mind :D:p;) Edited by rory32
typo

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

Come on, get your finger out :p

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Yeh, Dave I'd give them about 40 Days :rolleyes:

 

.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Dave

 

Good to here from you.

Hope everything is OK.

Will be keeping a close eye on this as I am going for Cahoot jugular!!

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A reply already!

 

Which is quite interesting as Royal Mail Track and Trace™ says MY

letter was delivered to THEM today (the 18th). The reply is dated 2

days earlier, and the postmark is dated yesterday. Work that one

out then?!! :rolleyes:

 

img010.jpg

 

As you see they've sent the £10 cheque back, i'm assuming this is

pretty standard and I just put this back in B/Soc.. ?

 

Also, letter is signed in pen which is why i've obscured it.

 

Any comments...?

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  • 1 month later...

hi dave

 

just got one of these cards

no prob as only 50 quid month being used

credit rating and all that

 

for new caggers

 

after i applied and was accepted, they sent me a cca to sign before i got the card

 

sign of the times me thinks

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