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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Alex_Delarge V's Thames/Aktiv


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I was waiting for the next letter to arrive and this was it, I will send 42man's letter tomorrow and hopefully thats the end of it.

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I must admit I've never seen a letter quite like that one before.

 

The important thing is not to let curiosity kill the cat. It must be half tempting to phone them to find out what on earth they want, just to see what they are up to.

 

The bottom line is that you made a CCA request in the proper manner, supplying what is legally required, and they have failed to comply with it. If they really do need "extra information" for some strange purpose, that is their problem, not yours.

 

Hope it goes nice and quiet for you now!

 

SH

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  • 2 months later...
  • 1 month later...

Hi Alexdelarge, sorry to butt in, but I received a letter from AK this very morning. They sent me a letter last weeksaying they had my original application form, but couldn't send it to me, because they wanted me to supply them with addresses off last 10 years so they could conform to data protection act. Well, I saw red and wrote on their letter to get lost after a long hike.

Todays letter says.We would advise that we wish to respond to your request (take a hike by any chance) but in order to do so we require your address history in order to comply to data prot. IF you are unwilling to provide your address history, we would refer you to your previous payments towards the account.(we can see where this is going). From our records it is EVIDENT (is it?) that you paid monthly payments blah blah, therefore these payments act admission of your liability to the account.(no sir, not in my book it doesn't)Please call within 7 days to chat about a suitable repayment programme. (Er, no thanks to that) Here is the pearler, If no contact is received your account will be forwarded to collection division for further action.

There we have it, I am now totally convinced that these permatations of dogs vomit have lost not only the plot, but their minds.

I am now going to have some fun with this lot as they have laid themselves wide open for a full frontal assault for being so stupid - watch this space.:-D

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What a wunch of bankers. First they refuse to send your CCA because you wont give them previous addresses then they go on to threaten you with all sorts of action. You couldnt make up anything so stupid. There would appear to be more brains and common sense in a dog t**d

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I'm amazed they manage to find their way to the office each day, or even dress themselves, at least they are providing us with a cheap laugh, because that is all they are good for, laughing at, Ha Ha Ha!

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  • 2 months later...
  • 6 months later...

UPDATE

 

13 months now and still nothing, infact I havn't received anything from anyone for over a year now:D:D:D:cool:

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They're 40 million down, have shut up shop in Denmark, so I daresay that AK have their own problems at the moment - what with their company about to close down here as well.

 

No real point to this post - I just like reminding them of this fact. They have to know where they stand, and shortly, that'll be the dole queue - for an awful long time. Ignorance and lack of skills are only looked upon as virtues by other DCAs, and I can't imagine they'd want staff from a company that's went under. They are a truly hopeless case of terminal stupidity.

 

How de-motivating must it be for them, when so many other DCAs, equally deserving of the public's absolute contempt, manage to at least stay afloat, whilst they're about to sink into the depths without trace. They must be wondering 'Why Us?'. Well, plenty of us can answer that question.

 

Yes, AK - unwanted, unloved, and completely unnecessary to anyone. I do hope some AK trolls are looking in, because this is your position in life, and no-one here feels a bit sorry for you - byeeeee...

Edited by F_DCAs
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They're 40 million down, have shut up shop in Denmark, so I daresay that AK have their own problems at the moment - what with their company about to close down here as well.

 

No real point to this post - I just like reminding them of this fact. They have to know where they stand, and shortly, that'll be the dole queue - for an awful long time. Ignorance and lack of skills are only looked upon as virtues by other DCAs, and I can't imagine they'd want staff from a company that's went under. They are a truly hopeless case of terminal stupidity.

 

How de-motivating must it be for them, when so many other DCAs, equally deserving of the public's absolute contempt, manage to at least stay afloat, whilst they're about to sink into the depths without trace. They must be wondering 'Why Us?'. Well, plenty of us can answer that question.

 

Yes, AK - unwanted, unloved, and completely unnecessary to anyone. I do hope some AK trolls are looking in, because this is your position in life, and no-one here feels a bit sorry for you - byeeeee...

 

I could not have put it better myself, well said.

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  • 1 year later...
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  • 11 months later...
Statute barred +2 years

 

Yep, Leeds Loooooosers fail again, personally I would take great delight in informing Ms de Tute that her 'team' have got another lemon account:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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