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Marlin's CCA requested been refused!


confusedmum
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I wouldn't bother - the High Court judgement is the Rankine case where the agreement they had had been termintaed by the bank - that is totally different from your case. The answer to your question is disputing an account now makes no difference to your CCA request - you are entitled in law to ask for a copy of your agreement anytime. It sounds as if they haven't got one or they wouldn't be trying to onfuse you with legal cases.

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Well now they have problems. They are chasing you for an account you never signed for ( the new number) and there are no T&Cs. They know they haven't got an enforceable agreement so they are trying to get off the hook with rubbish about the agreement being terminated. Stand your ground and if they try to pursue again make a formal complaint to their complaints department - I wouldn't waste my time trading letters with them.

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