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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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Phoenix/Cater Claimform - Joint LTSB OD Debt **WON - DISCONTINUED**


madi's mum
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LTSB court date 25/7/07

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Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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  • 5 weeks later...

Hi

 

Well things have moved on after submitting our Allocation Questionairre the Judge issued the directions as per our request.

 

Nothing arrived from Bryan Carter Solicitors right up unitl the last day directed – I have to confess at this point I thought we’d cracked it – alas the day following the courts deadline a reasonabley thick package arrived containing the following:

 

  • Their completed Allocation Questionnaire
  • A screen print from Lloyds TSB with regards the Default Notice with a note in their covering letter saying that the Default Notices are system generated at Lloyds TSB and that we are still awaiting reproductions from them.
  • A reproduction of the assignment letter sent to us and a further reproduction letter of when Fredrickson International Ltd were instructed to collect this debt – neither copies of the letters have any of our details on them.
  • Copies of statements of account relating to our overdrawn account.

So, is this enough for them to make this stick in court? What should I do next? As always any help much appreciated.

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Hi Madis Mum

 

Ok when you have time if you can scan and post copies of the CCA and Default Notice less your personal details of course and we will take a look to see if any flaws

 

Regards

 

Andy;)

We could do with some help from you.

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Hi Andy

 

thanks for taking the time to reply - here are the 3 pieces of paper enclosed with our bank statements:

 

(deleted by madi's mum)

 

 

hope you can open these, although the screen print from lloyds isn't very clear.

 

cheers

 

Madi's Mum

Edited by madi's mum
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Hi the attachments are too small if you can upload them to Photobucket

 

 

Regards

 

 

Andy

We could do with some help from you.

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A screen print from Lloyds TSB with regards the Default Notice with a note in their covering letter saying that the Default Notices are system generated at Lloyds TSB and that we are still awaiting reproductions from them

 

This is going to be tough one for Lloyds to prove that you recieved the default notice.

 

HAK

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B. LOCATON OF TRIAL

 

Is there any reason why your claim needs to be heard at a particular court? NO

 

 

Do you have to put your local Court in this box??

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Hi

 

The images are still too small you need to copy and paste the link to photobucket so we can download to view

 

Regards

 

Andy;)

We could do with some help from you.

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Hi Madis Mum & 42nd

 

I understand the full amount was issued in the summons.Just refreshing back over your thread i note this is an O/Draft and therefore not subject to a default note but rather a Termination Notice,the claimant must under section 87(1)also sections 76(1) and 98(1) of the CCA 1974 serve a Termination Notice before they can demand payment under a regulated credit agreement do you ever recall recieving the above?

 

 

Regards

 

Andy;)

Edited by Andyorch

We could do with some help from you.

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Also if you have and Penalty charges are in question (which there has to be) now that you have your statements.

 

I note that(The Termination Notice) to be valid, a default notice needs to be accurate in terms of both the scope and nature of breach and include an accurate figure required to remedy any such breach. In respect of the figures claimed, it is averred that the sums claimed contain charges which are unfair within the meaning given in the Unfair Terms in Consumer Contract Regulations 1999 and it is further averred that the charges levied are punitive in nature and are penalty charges

The prescribed format for such document is laid down in Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983 (SI 1983/1561) and Amendment regulations the Consumer Credit (Enforcement, Default and Termination Notices) (Amendment) Regulations 2004 (SI 2004/3237)

 

The Claimant, possessing no legal right to claim monies allegedly owed, has acted unlawfully in issuing a Default Notice/Termination Notice and registering said Notice with Credit Reference Agencies. Such conduct is a breach of the Data Protection Act 1998 and amounts to defamation. Furthermore, the Defendant avers, that the Default Notice/Termination Notice is wholly unenforceable, given that the amount claimed regarding that which is denied, contains penalty charges, which are unlawful at Common Law, Dunlop Pneumatic Tyre Company Ltd v New Garage and Motor Company Ltd [1915], under The Unfair Contract Terms Act 1977 and The Unfair Terms in Consumer Contracts Regulations 1999

 

 

Just some food for thought

 

 

Andy

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And the above would also apply to said NoA being totally invalid also

 

The above are the key points on how to proceed with the above matter now that both parties have submitted AQs and Directions have been followed.

 

 

Andy

We could do with some help from you.

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Hi Andy

 

No, i don't recall receiving a termination notice from them, would they not have had to include a copy of it with the stuff we requested?

 

Also, i take it you are refering to bank charges when you refer to Penalty charges, if so yes part of the outstanding amount consists of bank charges which i can quantify once i've been through the statements with a highlighter!

 

Madi's Mum

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Hi Andy

 

No, i don't recall receiving a termination notice from them, would they not have had to include a copy of it with the stuff we requested?They should have, also the screen shot you posted still shows the Router Account Number you need to amend this as it can identify you

 

Also, i take it you are refering to bank charges when you refer to Penalty charges, if so yes part of the outstanding amount consists of bank charges which i can quantify once i've been through the statements with a highlighter! Excellent equate your figures and then we will see which direction to take this matter next

 

Madi's Mum

 

 

 

Regards

 

Andy

We could do with some help from you.

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OK, original post and screenprint link deleted and image amended to:

 

http://i496.photobucket.com/albums/rr324/madismum_2008/screenprint.jpg

 

I have to go to work now but will get the figure for the bank charges to you either later this evening or tomorrow morning.

 

As always thanks for all your help with this.

 

Madi's Mum

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Hi

Ok now you have collated your penalty charge figure you are in a position to consider your options.

 

You need to consider filing a c/c because:

 

1. It gives the Defendant the opportunity to raise arguments in respect of the Claimant's unlawful/illegal conduct.

2. The Defendant claims damages either to offset the debt, or in addition to the debt being wiped out.

3. It is a very strong bargaining tool, so that even if you were never really intent on going to Court, you have every chance of getting rid of the debt and the info registered with the CRA's, so you get what you want in other words!

4. It worries/frightens your opponents, particularly if you're accusing them of a littany of unlawful/illegal conduct. Nobody really wants to Court, and Claimants are no exception.

5. It tells the Claimant you are prepared for a fight, which will worry them, it very much puts them on the backfoot, which gives you the psychological advantage in the case.

 

Those are just a few reasons why it's a good idea. I am of the opinion that making them squirm is very much worthwhile and, if you're brave enough to go to Court, you may end up a few thousand pounds better off and their money is always better in your pocket than theirs:wink:

 

if you could clarify some dates it would also be helpful

 

Date of the Assignment

Date of the Summons

Date of the alleged Default notice/termination

 

Regards

 

Andy

We could do with some help from you.

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Good evening Andy

 

I'm going through my papers at the moment to check the additional info you want - with regard to a c/c (counter claim?) I think that as we've gone this far we may as well take it all the way!

 

Hope to have that info soon but seem to have amassed a mountain of paperwork:eek:

 

Cheers

 

Madi's Mum

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OK - been through my papers and this is what I could find:

Date of Assignment - only reference I have to this is the generic copy of the assignment letter enclosed with their Allocation Questionnaire - they allegedly sent to us on 16th November 07 - we did not receive this.

Date of Summons: claim issued 9th July 08

Date of Default Notice / Termination: 17th March 2006.

Let me know if you need anything else.

Cheers

Madi's Mum

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Hi

 

Ok thanks for that if you get chance is it possable to either post up or scan a copy of the claimants AQ.

Was this claim via CCBC ( Northampton) and have you had notification that the case has been transferred to your local County Court?

 

Regards

 

Andy

We could do with some help from you.

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Hi again Andy

 

Had trouble scanning more than one page so thought I'd do a copy of their Allocation Questionnaire below:

_______________________________________________________________

 

Have you sent a copy of this completed form to the other party Yes

 

A. SETTLEMENT

 

For Legal representatives only:

 

I confirm that I have explained to my client the need to try to settle; the options available; and the possibility of costs sanctions if they refuse to try to settle. Yes

 

For All

 

1. Given that the rules require you to try to settle the claim before the hearing, do you want to attempt to settle at this stage?

YES

 

2. If Yes, do you want a one month stay?

 

YES

 

3. Would you like the court to arrange a mediation appointment?

 

NO

 

B. LOCATON OF TRIAL

 

Is there any reason why your claim needs to be heard at a particular court?

 

NO

 

C. PRE-ACTION PROTOCOLS

 

You are expected to comply with the relevant pre-action protocol.

 

Have you done so?

 

No

 

If No, explain why?

 

NONE APPLICABLE

 

 

D. CASE MANAGEMENT INFORMATION

 

What amount of the claim is in dispute?

 

£19,198.74

 

Applications

Have you made any application(s) in this claim?

 

NO

 

Witnesses

 

BLANK

 

Experts

 

No

 

Track

 

SMALL CLAIMS TRACK

 

If you have indicated a track which would not be the normal track for the claim, please give a brief reason for your choice:

 

Small Claims track - simple debt.

 

 

 

E TRIAL OR FINAL HEARING

 

How long do you estimate the trial or final hearing will take?

 

30 mins

 

Are there any days when you, an expert or an essential witness will not be able to attend court for the trial or hearing?

 

NO

 

F PROPOSED DIRECTIONS

 

Have you attached a list of the directions you think appropriate for the management of the claim?

 

NO

 

If Yes, have they been agreed with the other party?

 

 

 

G COSTS

 

BLANK

 

H Fee

 

Have you attached the fee for filing this allocation questionnaire?

 

YES already sent 03.09.08

 

 

I OTHER INFORMATION

 

Have you attached documents to this questionnaire?

 

YES

 

Have you sent these documents to the other party

 

YES

 

If Yes, when did they receive them?

 

26/09/08

 

 

Do you intend to make any applications in the immediate future?

 

NO

 

______________________________________________________________

 

Hope this is OK.

 

Cheers

 

Madi's Mum

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