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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Can I SAR Southern Water?


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Had a property which was sold in 2006. We had been paying water rates, usually between £150 - 200. After the building was sold, we wrote to Southern Water and asked for a final bill. They eventually sent one for £872.53! We wrote to them asking if this was correct and they said they would check. We gave them the new address to send all correspondance to.

 

We had heard nothing from them since. Until today that is. A letter from Advantis Credit (have had dealings with this shower in the past - lurvely people!) saying pay or go to court. Incidentally this letter went to our accountants.

 

So, question is can I SAR Southern Water? I guess I would be looking for meter readings / estimated figures to try and figure out a pattern for the usage.

 

Thanx

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hi kjd

 

i will save from typing the S.A.R - (Subject Access Request) letter

 

https://www.southernwater.co.uk/DomesticCustomers/yourAccount/requestCopyBill.asp

 

go to the link and enter the address you want the bills to be sent for, the address the bills need to go to and the period the bills need to cover.

 

in 7 to 10 working days you will recieve thecopy bills with the reading on them.

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  • 3 weeks later...

Well, I had already sent my SAR off to S Water. Got a reply back today, with my £10 payment, saying that as the account name was a Ltd company (actually sh not have been but never got round to chaning it) SARs do not apply.

 

So, BigPete, if I use the link you kindly gave above, do you think they would send me copies of all the bills ever produced for the address, those issued under our name? We owned the property for approx 10 years.

 

Or does the Ltd bit mean that I can just write and request all our details? I just want them to give me proof of this last bill. I initially emailled them asking them to check if they had got the figures right. Their reply was just 'yes - now pay up'!

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Have sent request via link above. However as this is for domestic customers have also sent by the following, which is for business customers:

 

https://www.southernwater.co.uk/BusinessCustomers/aboutYourBill/requestCopyBill.asp

 

(Just in case anyone else needs to do the same).

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  • 2 weeks later...

Update...

 

received a letter today referring to my request for copy bills (on 25th Sept). "Has there been a change of occupier"? Duh!

 

so sending letter back explaining full history of property and the fact that we sold it in April 2006. Plus, that they had sent us a final bill which is the one we are querying.

 

{Sighs}

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  • 3 weeks later...

Another letter today (bearing in mind I requested copy invoices a month ago) saying just that, account was closed in July 2006. The bill of £872.53 refers to period June - July 2006 - six weeks - and that it for 2702 cubic metres of water consumed during that period!!

 

Correct me if I'm wrong but isn't that a bit excessive?! I haven't had a real look on the net yet, but on one stats page it quoted about 50 or so cu mtrs per person per year. Methinks there's been an error.

 

So, yet again, recorded delivery letter asking for copies of all invoices to be sent asap. Also to call off Advantis Credit as the account is in dispute. Tenancious little beggars!

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  • 4 weeks later...

Update & result!!

 

Finally got it in writing from SW today that they confirm we are NOT liable for the bill, as we had sold the building 3 days prior to the date. I had to send several more letters together with proof from the Land Registry site that we had sold the property on 2nd June, with the bill starting from 5th June.

 

Thank you to all for your advice - and my advice to anyone with a similar problem...

 

Everything by Recorded Delivery (the CAG mantra!!), and don't take their bog-standard letters at face value. Keep plugging away and eventually you'll get there!

 

PS Never did get those copy invoices tho...

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