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Red debt collection


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Hi, this is my first post on the forum, so not sure if this is the right place, but here we go.

I have just received a letter from red debt collection services, chasing a debt for a mobile phone company.

I did take out a contract with the phone company about 5 years ago, but took the phone back the next day for a number of reasons and asked to cancel my contract.

A month later I received a bill from the company, so I rang up and explained that I had cancelled my contract. They seemed to accept this and said they would amend my records, but a month later I received another bill. I again called up, explained the situation, and they said everything was ok.

 

That was the last I heard before this letter saying I owe just under a hundred pounds. I have the money to pay, but don't feel the debt is mine. However I no longer have any letters to prove my side of the story.

I spoke to red, who say the debt is now theirs and they will start legal proceedings if I refuse to pay.

What is the best way to handle this?

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Hello and Welcome, Harrassed1.

 

I'll move this thread to the appropriate Forum, you should get the help you require in there.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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