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    • Thanks all, especially the information about Kev! Yes, I'll make the mods you all suggest, especially the client bits (didn't realise it was a one man band). The only thing I'm not sure of, is the best way to "sign off", especially as the Keeper is not so keen to sign. So I'd much rather send it from our pet dog. BTW does anyone know about the landowners at Harlyn Bay? I did try to find out last year but couldn't find anything useful, and whether it is worth raising this massive cash generator scam with them. I'm guessing the landowners get a small percentage, so happy to go along with it?
    • I haven’t reply, so the hearing hasn’t been decided 
    • whitelist - the same with mine....the battery had a mind of its own. i bought it for my Son...he'd shut it down and it would be completely off but the power light would either stay on or flash...also it wouldnt start properly, had cmos errors on boot and other stuff.   i bought it through HP store on ebay ..brand new. after 6 days of receipt i recieced an email from HP asking if i was happy...i returned an email saying no and that i want to send it back as it was faulty (basically the email served as a reminder for me to leave them good feedback lol...not as a geniune enquiry to actually make sure i was happy with as they didnt reolve the issue when i was not) after trying to sort it for a couple of months with HP not replying, not offering a solution etc i finally got passed tech support who confirmed it was faulty. i then had to return it to their factory. this is where its gets beyond worse...waited 3 times for parcelforce to collect - they didnt. in the end HP sent me a label which i had to take to the post office - not good as im disabled with a mobility disability. then they asked for my bank account number to issue the refund. they hardly ever replied to my emails and it took over a month and a half to refund me once they had received the laptop back. no explanation, no progress emails, no updates. i kept emailing them on a daily basis as no one would reply to my emails through the website, forum, internal email addresses and even phoned 3 different departments who basically had no idea what to do or what was going on and did not help...they couldnt even tell me when the refund would be issued, let alone why it hadnt been done already. on the forums theres other customers who've had to wait 6 weeks , 2 months , over 2 months etc...it seems as though HP like to with hold peoples money to earn interest on the money in their account. i spents days phoning and emailing them - even sent a recorded letter. at the begining i phoned citizens advice and they said i am entitled to put back into the same financial position as before i lost the out of pocket expenses ie: compensation for my time and recorded letter sent etc. ive started a martin lewis 'resolver' case with them and basically in a snotty reply they told me im not entitled to compensation which is contradictory to what citizens advice told me. i was just wondering if theres any .gov website or law/legislation that i could reply with and say "no your wrong - please compensate me"
    • LBC is here. Complete with a note showing a phantom payment. What to do next?
    • I suppose it doesn't make a massive amount of difference as Kev has never had the guts to do court - well at least not yet - but to me the number of cards played still needs to be reduced.  Given the OP has already referred to the "very busy and overflowing car park" in the appeal I'd refer to that and tell Kev to go and look up case no.3JD08399.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lowell Portfolio


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Are you certain that it was a court that contacted you & not just Lowells playing silly fools :cool:

Never put it past a DCA to even pretend to be a court - desperate people will try desperate tactics. :rolleyes:

Reading this thread...it all sounds very unprofessional/veryunofficial to me, which is not like a court whatsoever.

You would have so many rights with a court that it just sounds a bit fishy them telling you to simply pay up like that.

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I wondered that as well but if they have rung up the court and they have confirmed there is a judgment it cant be that.

 

Did the correspondance come straight from the court? dont most DCA's use the Northampton bulk centre as well, did it come from there?

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How about considering an Administration Order??

 

Judgments

 

Make the application on the grounds Lowell have a judgement.

Inform the Court you don't have all the details because although you have the correspondence from Lowell (produce letters) and a 'phone call to the court confirmed there is a judgement, nothing has ever been explained to you about the case.

 

It will give you an opportunity to clear all your debts, providing you meet the criteria, and even if you don't an application to the Court will put a stop to Lowells [problem] and may even drop them right in it.

 

Give it some thought.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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  • 4 weeks later...

right i've just got back from court now, and lowells have managed to get a charge put against my house down to the fact they had the ccj.

 

in the hearing i told the judge i will be disputing the charge and hoping to get it put aside which would also remove the charge.

 

the advice i need now is that should i pay the £75 to try and get the ccj set aside on the grounds that lowell have never shown paperwork to prove they own the debt even though i have requested it over 2 months ago. im not disputing i owe the money to hsbc just the fact that lowell dont own it. does anyone think i could be successful in getting it overturned??

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Because they already have a CCJ then the judge attending on the Charging Order would be of the opinion that the debt is already proven.

 

I don't understand how this has reached this late stage without you having been furnished with all of the information and I think a Judge would also consider this strange.

 

How old is the debt, is there any possibility of it being statute barred

How much equity is there in the property?

is the property sole or jointly owned?

Do you have any other creditors who would have a vested interest?

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Ok whats the £75 for you can get a form from the courts if you cant afford to pay for the cost of cort fees

Next call the courts give them the case number and ask can you have a copy of the case where lowells where awarded judgement then scan and post docs on here

theres a few points we need answers to first and you must be honest

 

1)Did you recieve a letter from lowells telling you they taking you to court?

2) Did you have a defence pack sent from the court and did you send it back in time?

3) Did the courts write to you with the date of a hearing or did you tick the box stating you will not be attending?

4) who is the debt to?

5) did you tell the court that loweels have failed by law to provide you with document evidence that the debt is owed?

Thats why you need a copy of the court files so that we can go through it and see what eveidence lowell showed the judge then we can look at getting it set aside

Reason i ask to be honest is a lot of us offered advice to someone before only at the last minute the stated that the filled out court papers admitting it and that they didnt want to attend

was a real waste of my time as i could have been helping someone else

Regards DK

Please Tip My Scales if Info was Use full

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