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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Lowell Portfolio (Barclays) have issued a County Court Claim....help!


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Just put something like, "in order to save the court's time and further expense on both sides, I would like to offer £x/month to settle this debt"

 

If you can just aford £30, I wouldn't offer that straight off, give yourself a little room for negotiation.

 

 

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How does this sound.....

 

Lowell Financial

 

Reference: xxxxx

Claim Number: xxxxx

Current Balance: xxxxx

 

 

Dear Mr Danby,

 

I refer to your letter dated 30/07/2008.

 

In order to save the court's time and further expense on both sides, I would like to offer a repayment of £25 per month to settle this debt. I feel that this is a realistic affordable amount for me to manage.

I would be happy to sign a consent form whereby if I fall behind on my instalments you can proceed with a County Court Judgement, however I am confident that I will keep up with all repayments.

 

Please contact me as soon as possible to confirm that you accept my offer of repayment of £25 per month and also that you will withdraw the above mentioned Claim with Northampton County Court immediately.

Yours Sincerely

Classylady

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Would it be a good idea to put "Without Prejudice" at the top of the letter / email ?

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good luck classylady.:)

 

**blush** thank you steven. :)

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Hello again!

 

Already had a reply to my email from Lowells! Nearly spilt my coffee ! :eek:

 

Heres the reply.....

 

Thank you for your recent email and offer of payment, I can confirm that we would be willing to enter into an agreement with you which involves a consent order however in order to do so we would require a plan of 60 monthly instalments of £43.24 to be paid by Direct Debit.

If this is something which you feel you can agree to then please let me know and I will send out the relevant paperwork to you as soon as possible.

If you would like to discuss this or any other aspect of your case with me I have included my my direct dial at the bottom of this email, if this is not your preference then please email me direct.

Yours sincerely

Graeme Danby

Litigation Manager

Lowell Group of companies

0113 3086 116

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I can afford this amount so i guess i will agree to it, but what i want to know now is that they are definately going to withdraw the claim - how do i get him to confirm this. I am just concerned that they might still go for a CCJ even tho i will be paying it off....any pointers u lovely lot ;)

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IMHO the e-mail and the subsequent consent order will mean thay cannot go for a CCJ unless you default (I think it comes under the doctrine of promisory estoppel - they can't go back on what they have agreed)

 

 

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Steven, if classylady goes ahead and accepts this would she still be able to claim back the charges that would have made up the counterclaim when the OFT court case is sorted out ?.

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Hi Steven, I know I am not the brightest star in the planet, but couldnt classy lady defend this on the basis that the amount is made up of unlawful charges and not have to pay anything for a counterclaim:confused:

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi Steven, I know I am not the brightest star in the planet, but couldnt classy lady defend this on the basis that the amount is made up of unlawful charges and not have to pay anything for a counterclaim:confused:
CB

 

We discussed this around post #104. The problem is that Barclays have sold the debt to Lowells. CL is being sued by Lowells but would have to sue BC for the charges. Also, as it's a curenty account, the charges claim would be stayed. One possibility would be to join BC to the case under CPR Part 19 and then try to get the whole thing stayed. More likely, a court would stay just that part of the claim relating to charges and leave CL to repay the rest anyway. This would obviously be a smaller amount but would cost £75 for the application plus the fee for the counterclaim. It is still a possibility but CL's chosen route is obvioulsy simpler.

 

Starting a new claim for the charges is a good idea though. Once it is setteld you will get 8% interest on top. You wouldn't get that with an ISA :D

Edited by steven4064
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CB

 

We discussed this around post #104. The problem is that Barclays have sold the debt to Lowells. CL is being sued by Lowells but would have to sue BC for the charges. Also, as it's a curenty account, the charges claim would be stayed. One possibility would be to join BC to the case under CPR Part 19 and then try to get the whole thing stayed. More likely, a court would stay just that part of the claim relating to charges and leave CL to repay the rest anyway. This would obviously be a smaller amount but would cost £75 for the application plus the fee for the counterclaim. It is still a possibility but CL's chosen route is obvioulsy simpler.

 

Starting a new claim for the charges is a good idea though. Once it is setteld you will get 8% interest on top. You wouldn't get that with an ISA :D

 

Aha, I am following the plot now. Although I realised that Lowells were the ones bringing the claim, I didnt realise that classy lady was unable to get the charges from them.

 

:D:D That 8% interest is a clincher isnt it ?

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I suggested to my fellow team members that a good savings strategy would be to get as many bank charges as possible and then claimi them + 8% after the OFT case on the basis that that is a better rate of return than an ISA. Needless to say, they weren't too impressed :rolleyes::D

 

 

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"More likely, a court would stay just that part of the claim relating to charges and leave CL to repay the rest anyway."

 

"but couldnt classy lady defend this on the basis that the amount is made up of unlawful charges "

 

Please excuse my french, but isnt that the entire ****ing point?

 

The "debt" is dwarfed by the amount of charges to which CL is entitled have reimbursed!!!!!!!!!!!!!!

 

Her defence would be just that.

 

The amount of the charges would be stayed until after the test case judgement.

 

She could show that the debt is entirely made up of charges the lawfulness is on dispute at the High Court, plus interest, so the judge would surely have to stay the whole thing until their lawfulness or otherwise had been settled?

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As it stands she has agreed to pay £50 odd for the next60 months.

 

It strikes me a little odd that she cant find £75 to p*ss on their bonfire.

 

Of course its her choice in the end, but Im sorry, I think we have overfaced her with ideas, and that is why she has decided to throw the towel in.

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I suggested to my fellow team members that a good savings strategy would be to get as many bank charges as possible and then claimi them + 8% after the OFT case on the basis that that is a better rate of return than an ISA. Needless to say, they weren't too impressed :rolleyes::D

 

:lol:

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Noomill

 

I agree with your frustration but my point is that the 'debt' and the charges are with 2 different companies who, at the moment, are in no way related. THe only way to bring the charges into the argument is to bring BArclays into the case under CPR Part 19. I don't know what chance of success in doing that.

 

I don't know if Paul has seen the thread although I have discussed it with him. He is rather tied up ATM.

 

There are only 2 options:

 

1. Bring Barclays into the case under Part 19 and apply for a stay for the whole thing

 

2. Pay Lowells and sue Barclays (that part will be stayed)

 

 

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I've had another email from Lowells this morning and we have come to an agreement where i will be paying £40 a month for 60 months. (i will more than likely clear this quicker than 60 months)

 

In my opinion i feel this is the best option for me at the moment as I really do not want a CCJ against me - this would cause massive problems to my credit file, when i am just getting it back on track after 6 years of having a CCJ and defaults.

 

"It strikes me a little odd that she cant find £75 to p*ss on their bonfire"

 

I dont think it is odd that i cant find the £75, I may not be classed as being on a low income in the courts eyes, but I cannot afford the £75 fee and the £100 to counterclaim - £175 is alot of money for me to find by 18th August when i would have to put my defence in.

 

I will of course be putting a claim in against Barclays for the charges once i can raise the money for the fees. I am expecting a bonus from work end of september so i will be able to pay for it then. :D

 

I can understand why some of you may think I am going down the wrong route in paying Lowells and I but if it stops a CCJ then im happy with it.

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