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    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
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    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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Swift Advances. Secured Loan Charges reclaim


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Originally Posted by Smarterchick viewpost.gif

A call to all Swift Account holders for information:

 

Can you please tell us which bank account you pay your Swift payments into?

 

To protect the site we ONLY want the last 4 digits of the sort code and the last 4 digits of the account number

 

Which Bank:

 

sort code: xx 1234

 

Account : xxxxx1234

 

Please find out from your direct debit payments or your bank statements and post them here....tick tock....:grin:

 

Thanks

 

dont forget this folks and its goodnight from Me

 

AND ITS GOODNIGHT FROM HIM

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The time is slowly approaching, Dec 3rd..........I will be asking the Court to ask that Mr Falkowski Swifts Barrister take the Witness stand ......as I have 4 or 5 quite legitimate YES or NO questions to put to him if he answers one way he MAY get himself out of trouble, if he answers the other way Mr White has severe problems. But I have one big question that which ever way he answers I truly believe He is in trouble himself.

 

In ANY event Mr White is In trouble...................Bar Council have accepted my complaint about Mr Falkowski.

 

sparkie

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Hi Sparkie, and everyone,

 

I have decided Sparkie that I will NEVER upset you!! :D

 

As always my very best wishes for the 3rd of December.

 

Kind regards to All

 

Dougal

 

Morning Dougal,

 

I only get upset when I'm angry and the trouble is.......... "People

don't like me when I'm angry":D

 

I'm normally a fun person.

 

Seriously this case of mine is now turning out to be of massive public importance for all of Swifts customers and I'm going to make sure it is right in the medias eye ...I have just been sent a document from the Lads in Northern Ireland that is going to put Swift in a very difficult position...mark my words ..As you know one of these lads is a camera man and works with the media, and he gets to know things and "people "

sparkie

Edited by Sparkie1723
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Guest blackie

Got my letter from Swift today saying they are reducing their charges. Whoopee. Sparkie my friend is speaking with a Silk over next few days. My friend is absolutely intrigued by what is going on, and I have to say utterly surprised that this is actually happening.

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I know that Swift are fiddling their accounts here is the proof, I only post what I want Swift to know

 

Dear Mr Webster,

 

We note from your Swift 2009 yearly accounts that you state and you pride yourself in stating that by reducing the staff by 14 you saved £1, 675.292. But Kestrel Holdings Ltd amalgamated accounts show that the groups wage bill only reduced by only £210.172.

Shown as below

2008.……………………………......................................£ 5,835.345

2009.……………………………......................................£ 5.625.173

 

£ 210.172

 

However the totals of the wage Bills of the group in their separate accounts show as follows.

2008.……………………………......................................£ 6.394.748

2009.……………………………......................................£ 3.977.584

 

A reduction of ………………………………...................£.2.417.174

 

Can you explain these serious discrepancies in all of these accounts.

 

Furthermore the amounts of fees and commissions stated on page 2 and page 20 of Swift Advances Plc 2009 accounts also show serious differences and irregularities can you explain this.

 

Yours sincerely

 

 

 

 

 

This has not been answered You do not have to hold a maths degree for this we have also been told that there is no one in the whole of Arcadia house building that works for any of the Kestrel Companies when we have asked to speak to one who does ....yet they all claim that they pay 109 people wages

 

sparkie

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Guest blackie

Sparkie, it's Mr White that holds the degree. Come on now, you can't expect a company like Swift to employ more than graduate, can you..........

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Sparkie, it's Mr White that holds the degree. Come on now, you can't expect a company like Swift to employ more than graduate, can you..........

 

 

Oh sorry Blackie I forgot about that .......and Mr White works in the Risk management section:rolleyes:

 

sparkie

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The thing about this alleged reduction means they have "cheated" the National Insurance because they paid less contributions ....and their workers pension schemme ...because they paid less into that also.........wonder what their workers will think of that when and if they find out???;)

 

sparkie

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Sparkie where is Kestrel's registered office? Not I presume Arcadia House

 

 

Would it surprise you when I say you are exactly right Blackie?;)

 

The registerd office of ALL the Kestrel Companies is Arcadia House,

that's how I believe they can manipulate all the accounts ..........on two separate computer systems I would suppose in the same premises but that is just a guess,..but as I said just try and talk to someone there who works for Kestrel ...give it a try and see ask them for the records Kestrel have about your account

 

sparkie

Edited by Sparkie1723
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Hi everyone:)

 

Whilst on the subject of Kestrel, was anything further done regarding trying to establish if there is actually anyone in existence with a Kestrel loan?

 

Keep up the good work Sparkie!

 

Regards,

 

Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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Hi everyone:)

 

Whilst on the subject of Kestrel, was anything further done regarding trying to establish if there is actually anyone in existence with a Kestrel loan?

 

Keep up the good work Sparkie!

 

Regards,

 

Landy x

 

 

So far NO-ONE has come forward with any Kestrel Loan agreementof any shape or form

 

Swift have now got my nearly completed Defence .....I have modified it again and added even more stuff......as they only gave me 14 days notice of the reinstatement of the possession claim they will get the full one on the morning of the Court handed to them.........they will have about half an hour whether to carry on....its up to them............handing it in tomorrow to the Court for the Judge to see it before the application hearing

I will be pursuing the contempt of Court issue to the fullest of my ability.................Mark White MUST be brought to account.FULL STOP.

 

sparkie

Edited by Sparkie1723
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Mark White stated these things in either his Witness statement of truth and /or from the witness box

Swift Do not pay commission as such.

 

His CEO Mr Webster confirmed after he made this statement that they do

 

Their yearly accounts state they paid £19.2 million commission and brokers fees.

 

 

Mr White then said under oath Swift do not have agents and do not operate agencies

 

I have proof they do............ also he knew that they do when he made that statement..... because in his the CPR Disclosure Document ......that he signed with another statement of truth ........ that Swift objected to me seeing correspondence between their Agents.

 

 

Mr White then said that the interest rate on our agreement was shown as an APR (9.84%) and he had checked and it was correct...

It isn't if it is an APR .........because it should have been shown as 15.4%.

 

He insisted that our broker Promise Finance Ltd (now dissolved) were our agents. Not Swifts.

 

I have proof that they paid them commission on a screen shot taken from Promise's computer showing this commission as having been paid in the box shown as "Commission paid".

 

Commission is only paid to agents.

 

Due to this continual denial by Mark Whte he has attempted to pervert the course of justice by misleading the Court, by making such false deliberate known untruths, in his position as a senioir manager and the Risk Manager at that, he can be charged with perjury and contempt of Court.

Of course I know sparkle72 will be collecting all this for SWift............but I have aready referred to all this in my Defence so they are not learning anything new.I 'll have allthe letters I wrote to Mr White that he has not responded to to show the Court, he has been pre notified

Sparkie

Edited by Sparkie1723
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Would it surprise you when I say you are exactly right Blackie?;)

 

The registerd office of ALL the Kestrel Companies is Arcadia House,

that's how I believe they can manipulate all the accounts ..........on two separate computer systems I would suppose in the same premises but that is just a guess,..but as I said just try and talk to someone there who works for Kestrel ...give it a try and see ask them for the records Kestrel have about your account

 

sparkie

 

anyone can ring up looking for KESTREL LOANS 1 OR 3

so why do everyone of you trouble is they have no phone number or webside, but there are lots of their workers in Arcadia house so just buzz Swift and ask to speak to someone from any Kestrel company

Even if its only to get a quote to pay off your Swift loan or a Furder Advance lol :cool: ask for Kestrel 1 or 3, NO 2 is asleep at the minute, well thats whay they say when I ask bird mamma can they come out to play :shock::-?

Edited by pkelly

pick up a penquin two systems for the price of one:?:

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Guest blackie

our agent was Central Credit. I have been totally blown away by the evidence you guys have collected, my brief feels he might be out of his depth with all the evidence you have, he is watching the site with interest, but feels he may have to refer me to another solicitor. Don't care about the cost anymore, it's to do with justice. I'd lose the shirt off my back just to get this lot.

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Blackie

 

That's the whole trouble ...most solicitors have not got a clue about anything except selling houses......and most judges think the LIP is an imbecile and just goes through the motion of listening...........they do not realise that a solicitor spends a few hrs on your case you spend months and know more about it all than ANYONE.............Further more would not good for the legal profession having too many LIP's beating solicitors and Barristers..........................Justice is VERY VERY hard to get despite everything that is said about English Justice being fair.

Not any more ...........Its a Big Fight .....and I'm still fighting.

 

sparkie

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Blackie

 

Not any more ...........Its a Big Fight .....and I'm still fighting.

 

sparkie

 

You have a few 'silent' partners sparkie following you....Swift' ll fall, worry not. Everything has its day just like the duracell bunny - one day the batteries run dry and there's not a rechargeable socket anyway in sight...tick tock Swift, tick tock.

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IMPORTANT NOTICE for everyone .....Has anyone got copies of statements of truth made by Mark White in possessions claims and actual possessions suspended or otherwise that were obtained by Swift where he has given evidence....Send me a copy ........I have one other at the moment but want as many as poss..

sparkie

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our agent was Central Credit. I have been totally blown away by the evidence you guys have collected, my brief feels he might be out of his depth with all the evidence you have, he is watching the site with interest, but feels he may have to refer me to another solicitor. Don't care about the cost anymore, it's to do with justice. I'd lose the shirt off my back just to get this lot.

 

this is only the tip of the Iceberg honest I know very little but enough about what I see to but anything on it that

THIS WILL BE OF NATIONAL IMPORTANCE

TO SAY THE LEAST sWIFT HAVE BEEN DRIP FED ONLY BITS AT A TIME

TALK ABOUT TAKING THE ****

pick up a penquin two systems for the price of one:?:

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IMPORTANT NOTICE for everyone .....Has anyone got copies of statements of truth made by Mark White in possessions claims and actual possessions suspended or otherwise that were obtained by Swift where he has given evidence....Send me a copy ........I have one other at the moment but want as many as poss..

sparkie

 

BY JEEPERS Sparkie to be sure to be sure, I have a couple of contacts in the CAB they are bound to have some, and both here on the mainland, although the lads have some over in N Ireland but am sure youve been through them

pick up a penquin two systems for the price of one:?:

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