Jump to content



Swift Advances. Secured Loan Charges reclaim


Please note that this topic has not had any new posts for the last 3757 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I see sparkle has gone now .....must have copied our defenec to pass to their legal Dept for an advanced assessment;)

 

Its our proper defence and counterclaim they ought to be worried about with the heavy stuff!

 

sparkie

 

 

sparkie

Link to post
Share on other sites
  • Replies 3.9k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

A skeleton outline might be a good idea too Sparks....

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites
A skeleton outline might be a good idea too Sparks....

 

 

 

That would be for the full hearing, Skeleton Arguments and further pleadings so as I understand it from the last hearing.could be wrong as usual though:)

 

sparkie

Link to post
Share on other sites

Sparkie that is nothing short of brilliant and we can all only imagine the hours of work and effort that have gone into it. I cannot believe they will actually let that go before the court but if they do I wish you all the best.

Go get em!!!!!!

G

Link to post
Share on other sites

This is the commission that everyone pays for on top of their brokers fees

 

This is another document that is concealed from the Borrower as it it never disclosed in an SAR to Swift as I said I am posting one document a day 44CommissionJoe.jpg

Edited by Sparkie1723
Link to post
Share on other sites
They won't go to court with that!

 

Oh I have no doubt they will ...but whatever they do they will have to stand up to a big fight........they are fighting for the greed of money ....I am fighting for my home.and against what I believe perjury, contempt of Court and flouting of all that is reasonable and moral, for myself and everyone else who have suffered at the hands of these people

 

sparkie

Link to post
Share on other sites

Excellent work on the defence Sparkie - very well done:D

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

Link to post
Share on other sites
Excellent work on the defence Sparkie - very well done:D

 

 

Thanks landy and everyone else for the comments I only had 2 weeks to put that together .........they filed at the last minute............ if they had not filed they would never have been able to file again after the 18th Dec, they would have been out in the cold.....But their accounts will let them down and I will work them in, in my Defence amendment for the full hearing that a learned person has advised me to file in the HIgh Court and obtain high financed legal Assistance....I'm not saying who he is or what he WAS but knows a lot about Courts and Judges .I leave it up to you all to guess what he was. He is retired now.......but as Blackie says he is having a word with a silk over the next few days.

 

sparkie

Link to post
Share on other sites

Hi Sparkie

I've just printed your defence off, I'm going to pour myself a big glass of white wine and curl up on the sofa and enjoy every single word of it I'm sure. Count down for next week . . . thinking of you.

All the best, as ever SJ ;)

Link to post
Share on other sites
Hi Sparkie

I've just printed your defence off, I'm going to pour myself a big glass of white wine and curl up on the sofa and enjoy every single word of it I'm sure. Count down for next week . . . thinking of you.

All the best, as ever SJ ;)

 

Oh that sounds like a great idea SJ - can you pour one for me please:D

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

Link to post
Share on other sites
You're on Landy, hopefully one day soon we'll have a big old Meet for Swift caggers and there'll be bubbles in the wine!!! :D

 

Now that sounds like an even better idea SJ and the way Sparkie's going I don't think that day's too far off;)

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

Link to post
Share on other sites

Question?

As we now know for certain that Swift sold/transferred Swift our loans account to the Kestrel Loans companies, how could Swift increase their interest rate 3 times "To cover the cost of their borrowing" when they had "transferred the borrowers account to Kestrel No 1" ???

This is another question for everyone to ask.

 

Mr Webster has attempted to say is that they transferred just the equity of the loans :wink::grin: Everyone knows my argument on that................No bank would lend such amounts of money the Kestrel companies borrowed JUST on Equity ............as they only lend a maximum of 66%.of Equity value, Kestrel would not have had enough without the Title deed..............BUT they went and borrowed twice on the same day from two different banks...........so they had to have had the Title transferred even if Barclays said they could ...........which I doubt it.

 

If they have Title then yhe Title would have had to be changed in favour of Kestrel and every ones title is incorrectly registered with the Land Registry.

 

Swift will face all these questions

 

The point here is the interest increases for everyone ..........if Kestrel run the accounts which we know they do ....you should have been told by Kestrel about the interest rate rises because they borrowed the money to buy these loans off Swift.............................Swift are ncreasing interest illegally and fraudulently........This is just added stuff for my next hearing Defence and part 20 Counter Claim.

 

Just letting sparkle know what I know.

 

 

sparkie

Edited by Sparkie1723
Link to post
Share on other sites

A few things:.....

 

1. You didn't pass this by teacher before publishing did you? :mad:

 

2. I've seen some Swift letters which state categorically that the increase in interest was based upon Bank of England base rates - never reduced.

 

3. If Kestrel Own the loans and Swift increased the rates....trouble for Swift.

 

4. It has been established that their Mr Webster says they don't securitise and that's in writing, so, no securitisation - no equitable assignment...so why sell it to Kestrel Loans at all - unless of course, you want loadsa money using the same loan portfolio that you got Barclays to give you loadsa money for....Oh, and while they're in practice why not go do the same with Kestrel Loans No 3 too...and No 2 for good measure? Maybe they'll tell the Judge that too ?

 

5. "I see sparkle is back .........Swift must pay that person some money to keep on snooping and sniffing .why don't you tell us your name."

 

5a. We don't need them to - ;):p - walls have ears and you don't have as many friends as you think you have sparkle! :D

 

Night night sp.......?

Link to post
Share on other sites

my goodness Sparkie look what I missed today just back jetlagged but as we were heading over the white cliffs of Dover we had to divert there was a swarm of wee birdies heading towards us was about quitting time 5 30ish lol

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites
my goodness Sparkie look what I missed today just back jetlagged but as we were heading over the white cliffs of Dover we had to divert there was a swarm of wee birdies heading towards us was about quitting time 5 30ish lol

 

 

I see the flight investigator is back again, checking on the bird colonies!!!:D:D:D

Link to post
Share on other sites

The kestrel, most widespread and often most abundant of European birds of prey

 

will have to chance the dictionary matie

 

they are the birds to pay you say

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites

wouldnt fancy what the lads have matie to hit them with lol

 

this is only what you lot want them to know wait till the judge gets the rest of the stuff :D

pick up a penquin two systems for the price of one:?:

Link to post
Share on other sites
The kestrel, most widespread and often most abundant of European birds of prey

 

will have to chance the dictionary matie

 

they are the birds to pay you say

 

That's right pkelly you pay Kestrels ...NOT Swifts, swifts can't get at the bird table if a kestrel is sitting there!!;)

Link to post
Share on other sites

Please note that this topic has not had any new posts for the last 3757 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...