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Swift Advances. Secured Loan Charges reclaim


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Originally Posted by Smarterchick viewpost.gif

A call to all Swift Account holders for information:

 

Can you please tell us which bank account you pay your Swift payments into?

 

To protect the site we ONLY want the last 4 digits of the sort code and the last 4 digits of the account number

 

Which Bank:

 

sort code: xx 1234

 

Account : xxxxx1234

 

Please find out from your direct debit payments or your bank statements and post them here....tick tock....:grin:

 

Thanks

dont forget this folks and its goodnight from Me

pick up a penquin two systems for the price of one:?:

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Originally Posted by Smarterchick viewpost.gif

A call to all Swift Account holders for information:

 

Can you please tell us which bank account you pay your Swift payments into?

 

To protect the site we ONLY want the last 4 digits of the sort code and the last 4 digits of the account number

 

Which Bank:

 

sort code: xx 1234

 

Account : xxxxx1234

 

Please find out from your direct debit payments or your bank statements and post them here....tick tock....:grin:

 

Thanks

 

dont forget this folks and its goodnight from Me

 

AND ITS GOODNIGHT FROM HIM

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The time is slowly approaching, Dec 3rd..........I will be asking the Court to ask that Mr Falkowski Swifts Barrister take the Witness stand ......as I have 4 or 5 quite legitimate YES or NO questions to put to him if he answers one way he MAY get himself out of trouble, if he answers the other way Mr White has severe problems. But I have one big question that which ever way he answers I truly believe He is in trouble himself.

 

In ANY event Mr White is In trouble...................Bar Council have accepted my complaint about Mr Falkowski.

 

sparkie

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Hi Sparkie, and everyone,

I have decided Sparkie that I will NEVER upset you!! :D

 

As always my very best wishes for the 3rd of December.

 

Kind regards to All

Dougal

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Hi Sparkie, and everyone,

 

I have decided Sparkie that I will NEVER upset you!! :D

 

As always my very best wishes for the 3rd of December.

 

Kind regards to All

 

Dougal

 

Morning Dougal,

 

I only get upset when I'm angry and the trouble is.......... "People

don't like me when I'm angry":D

 

I'm normally a fun person.

 

Seriously this case of mine is now turning out to be of massive public importance for all of Swifts customers and I'm going to make sure it is right in the medias eye ...I have just been sent a document from the Lads in Northern Ireland that is going to put Swift in a very difficult position...mark my words ..As you know one of these lads is a camera man and works with the media, and he gets to know things and "people "

sparkie

Edited by Sparkie1723
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Guest blackie

Got my letter from Swift today saying they are reducing their charges. Whoopee. Sparkie my friend is speaking with a Silk over next few days. My friend is absolutely intrigued by what is going on, and I have to say utterly surprised that this is actually happening.

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I know that Swift are fiddling their accounts here is the proof, I only post what I want Swift to know

 

Dear Mr Webster,

 

We note from your Swift 2009 yearly accounts that you state and you pride yourself in stating that by reducing the staff by 14 you saved £1, 675.292. But Kestrel Holdings Ltd amalgamated accounts show that the groups wage bill only reduced by only £210.172.

Shown as below

2008.……………………………......................................£ 5,835.345

2009.……………………………......................................£ 5.625.173

 

£ 210.172

 

However the totals of the wage Bills of the group in their separate accounts show as follows.

2008.……………………………......................................£ 6.394.748

2009.……………………………......................................£ 3.977.584

 

A reduction of ………………………………...................£.2.417.174

 

Can you explain these serious discrepancies in all of these accounts.

 

Furthermore the amounts of fees and commissions stated on page 2 and page 20 of Swift Advances Plc 2009 accounts also show serious differences and irregularities can you explain this.

 

Yours sincerely

 

 

 

 

 

This has not been answered You do not have to hold a maths degree for this we have also been told that there is no one in the whole of Arcadia house building that works for any of the Kestrel Companies when we have asked to speak to one who does ....yet they all claim that they pay 109 people wages

 

sparkie

Edited by Sparkie1723
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Sparkie, it's Mr White that holds the degree. Come on now, you can't expect a company like Swift to employ more than graduate, can you..........

 

 

Oh sorry Blackie I forgot about that .......and Mr White works in the Risk management section:rolleyes:

 

sparkie

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The thing about this alleged reduction means they have "cheated" the National Insurance because they paid less contributions ....and their workers pension schemme ...because they paid less into that also.........wonder what their workers will think of that when and if they find out???;)

 

sparkie

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Sparkie where is Kestrel's registered office? Not I presume Arcadia House

 

 

Would it surprise you when I say you are exactly right Blackie?;)

 

The registerd office of ALL the Kestrel Companies is Arcadia House,

that's how I believe they can manipulate all the accounts ..........on two separate computer systems I would suppose in the same premises but that is just a guess,..but as I said just try and talk to someone there who works for Kestrel ...give it a try and see ask them for the records Kestrel have about your account

 

sparkie

Edited by Sparkie1723
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Hi everyone:)

 

Whilst on the subject of Kestrel, was anything further done regarding trying to establish if there is actually anyone in existence with a Kestrel loan?

 

Keep up the good work Sparkie!

 

Regards,

 

Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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Hi everyone:)

 

Whilst on the subject of Kestrel, was anything further done regarding trying to establish if there is actually anyone in existence with a Kestrel loan?

 

Keep up the good work Sparkie!

 

Regards,

 

Landy x

 

 

So far NO-ONE has come forward with any Kestrel Loan agreementof any shape or form

 

Swift have now got my nearly completed Defence .....I have modified it again and added even more stuff......as they only gave me 14 days notice of the reinstatement of the possession claim they will get the full one on the morning of the Court handed to them.........they will have about half an hour whether to carry on....its up to them............handing it in tomorrow to the Court for the Judge to see it before the application hearing

I will be pursuing the contempt of Court issue to the fullest of my ability.................Mark White MUST be brought to account.FULL STOP.

 

sparkie

Edited by Sparkie1723
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Mark White stated these things in either his Witness statement of truth and /or from the witness box

Swift Do not pay commission as such.

 

His CEO Mr Webster confirmed after he made this statement that they do

 

Their yearly accounts state they paid £19.2 million commission and brokers fees.

 

 

Mr White then said under oath Swift do not have agents and do not operate agencies

 

I have proof they do............ also he knew that they do when he made that statement..... because in his the CPR Disclosure Document ......that he signed with another statement of truth ........ that Swift objected to me seeing correspondence between their Agents.

 

 

Mr White then said that the interest rate on our agreement was shown as an APR (9.84%) and he had checked and it was correct...

It isn't if it is an APR .........because it should have been shown as 15.4%.

 

He insisted that our broker Promise Finance Ltd (now dissolved) were our agents. Not Swifts.

 

I have proof that they paid them commission on a screen shot taken from Promise's computer showing this commission as having been paid in the box shown as "Commission paid".

 

Commission is only paid to agents.

 

Due to this continual denial by Mark Whte he has attempted to pervert the course of justice by misleading the Court, by making such false deliberate known untruths, in his position as a senioir manager and the Risk Manager at that, he can be charged with perjury and contempt of Court.

Of course I know sparkle72 will be collecting all this for SWift............but I have aready referred to all this in my Defence so they are not learning anything new.I 'll have allthe letters I wrote to Mr White that he has not responded to to show the Court, he has been pre notified

Sparkie

Edited by Sparkie1723
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Would it surprise you when I say you are exactly right Blackie?;)

 

The registerd office of ALL the Kestrel Companies is Arcadia House,

that's how I believe they can manipulate all the accounts ..........on two separate computer systems I would suppose in the same premises but that is just a guess,..but as I said just try and talk to someone there who works for Kestrel ...give it a try and see ask them for the records Kestrel have about your account

 

sparkie

 

anyone can ring up looking for KESTREL LOANS 1 OR 3

so why do everyone of you trouble is they have no phone number or webside, but there are lots of their workers in Arcadia house so just buzz Swift and ask to speak to someone from any Kestrel company

Even if its only to get a quote to pay off your Swift loan or a Furder Advance lol :cool: ask for Kestrel 1 or 3, NO 2 is asleep at the minute, well thats whay they say when I ask bird mamma can they come out to play :shock::-?

Edited by pkelly

pick up a penquin two systems for the price of one:?:

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Guest blackie

our agent was Central Credit. I have been totally blown away by the evidence you guys have collected, my brief feels he might be out of his depth with all the evidence you have, he is watching the site with interest, but feels he may have to refer me to another solicitor. Don't care about the cost anymore, it's to do with justice. I'd lose the shirt off my back just to get this lot.

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Blackie

 

That's the whole trouble ...most solicitors have not got a clue about anything except selling houses......and most judges think the LIP is an imbecile and just goes through the motion of listening...........they do not realise that a solicitor spends a few hrs on your case you spend months and know more about it all than ANYONE.............Further more would not good for the legal profession having too many LIP's beating solicitors and Barristers..........................Justice is VERY VERY hard to get despite everything that is said about English Justice being fair.

Not any more ...........Its a Big Fight .....and I'm still fighting.

 

sparkie

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Blackie

 

Not any more ...........Its a Big Fight .....and I'm still fighting.

 

sparkie

 

You have a few 'silent' partners sparkie following you....Swift' ll fall, worry not. Everything has its day just like the duracell bunny - one day the batteries run dry and there's not a rechargeable socket anyway in sight...tick tock Swift, tick tock.

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IMPORTANT NOTICE for everyone .....Has anyone got copies of statements of truth made by Mark White in possessions claims and actual possessions suspended or otherwise that were obtained by Swift where he has given evidence....Send me a copy ........I have one other at the moment but want as many as poss..

sparkie

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Please note that this topic has not had any new posts for the last 3758 days.

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