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    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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I'm confused....


Jase1982
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Hi all,

 

Little help required regarding Natwest taking my JSA benefits. Recently they charged my account £120 in 3 weeks. The first thing I did was go to the CAG forum and I came across the following template letter:

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/138290-letter-get-charges-back.html

 

I sent them this letter genuinely thinking I was covered. 3 days after I sent the above letter I discovered the sticky thread entitled,

'Social Security Administration Act and Tax Credits Act ' which, as I am sure is known and understood, states that by 'charges', bank charges are not what is meant and therefor not covered....

 

As I thought, I today received a standard letter from Natwest outlining where the OFT V Banks test case is currently at, how long it will take and that they are logging my complaint. It is obvious they had not read my letter because the Social Security act was not mentioned.

 

So.....Can I use the Social Security Act to reclaim my JSA or not? ....if not, which is pretty much where I'm at....How do I stand with regards to the test case? Should I still continue with a claim? wait until the test case is completed? If, in my case, a response should be issued, what response should I send them?

 

Thanks in advance.

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Hi jase

 

I don't think you can. I believe bank charges to be unlawful but under the Unfair Terms in Consuer Contracts Regulations 1999 not the Social Security Administration Act.

 

UNfortunately, the OFT test case is still going on which means that claims under teh UTCCR 1999 are on hold.

 

What you should do is to opoen a basic account at another bank and have your benefits paid in there so that NatWest can't get their greedy hands on them.

 

 

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cheers, I've opened a parachute account through the Halifax.

 

Surely the letter to get charges back whilst on benefit should be removed from this site then??

 

Should I continue with the LBA etc etc? or wait until the test cast is complete?

 

Natwest might have a change of heart and give my money back to me! :lol:

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cool. that's what I'm doing now. I'm modifying an LBA to express the extreme hardship I'm suffering and "requesting" that they deal with my claim outside of the current bank charges test case....we'll see what they say.

 

also, there is a sticky thread in the general debt forum...

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/36790-bank-taking-your-benefits.html

 

Slightly misleading until you read the very last post. For anyone like me who reads from the beginning, it would appear that it is completely illegal for any bank to take a sum of money directly from a state beneft....

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