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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks,  Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Solitaire Property Management - Long Post


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Carlex UK -welcome to the site.

CAG is happy to have official company representitives here,provided they agree to site rules and have a genuine interest in helping members openly and on the site.

Can I please ask that you email Admin with your brief so that your status can be givenn official recognition.

Thanks

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi, I have no connection with CAG, save that I post here from time to time

 

I'm curious now though, so hope OK to ask the following...

 

a) The Carlex.org website to which you refer in your own website is offline - and the wayback machine (which is usually quite helpful) is not showing any previous/historic pages there. Link is at http://web.archive.org/web/*/http://www.carlex.org.

 

Any chance of directing us to the correct page(s)?

 

b) Also, sorry if it sounds a little suspicious, but what link, or connection was there to you calling yourselves CARLEX in the first place?

 

You say that there is no connection with CARL, of course, but I am mindful that CARL is a (relatively) well known campaign against leasehold and leasehold abuses.

 

I mention all this as I remember quite well the old 'leaseholder/s' .co.uk website - used predominately by unhappy leaseholders and invaluable at the time - which, later, appeared to 'disappear' and subsequently became a website for an Insurance Company... that was itself within the group of companies that leaseholders were allegedly complaining about in the first place... which (irony upon irony) included a group of companies later swallowed up by Erinaceous

 

I am genuinely interested to know more about your own organisation though, so, apologies for any offence caused and happy to stand corrected

 

Happy to be reassured as to your intentions too, so you are welcome to reply openly and/or PM me too if you wish - as well as responding to CAG moderators requests too, of course ;)

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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There appears to be a few 'carlex' sites out there..

 

 

 

Im sure they do a great job informing retired people with service charge disputes, it just seems odd that a quick 'google' finds three sites.

 

Andy

Edited by MARTIN3030
see post lower.
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Andy, hi...

 

That's weird. Firstly, the second of these webpages I'd already had a read through and was looking forward to hearing more about the various carlex organisations - but the posters messages now appear to have been removed.

 

I also recall the carlex poster saying they would PM me (yup, quick check of copied emails shows one of the messages was "I will send you the link to Carlex AG via PM") but I never heard anything.

 

Now I see that that poster (CARLEX UK) and their messages elsewhere on CAG (such as at http://www.consumeractiongroup.co.uk/forum/showthread.php?22067-Property-Management-Debt-collection-Charges) appear to have disappeared completely

 

Andy, you and I have swopped messages before, so hopefully you can vouch for my intentions being to genuinely help where possible - so I'm all for other posters helping out wherever they can too

 

BUT I'm quite curious as to what happened to CARLEX UK now

 

Might be helpful if moderators could advise, for which thanks in advance?

 

Cheers, NewSAHD

Edited by NewSAHD

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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Ok thank you for your PM.

I am happy to respond.

The position is that as with all members who register and post on the site who are acting in an official capacity for an organisation,CAG asks that these members contact Admin so that we can be clear as to they have brief to post as representitives,and also that there is a clear understanding of what CAG expects in consideration of site rules.

Regular members will be aware that links to external websites need prior approval.

We get hundreds of requests to permit external links as you can imagine-many are not appropriate or fit within the ethos of what we aim to do.

If a member is asked to contact Admin to confirm their brief and acknowledge posting expectations,then we obviously review that and respond.

If a member fails to respond to that request,then it can lead to moderation until its done.

In the case of Carlex,as far as I can see no response has been forthcoming despite the requests.

I hope this answers questions,and again will stress that links to external sites are not permitted without approval.

This is a policy which has existed for some time,and therefore is nothing personal or discriminatory in this instance.

If Carlex has responded already,then it will obviously be looked at.

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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MARTIN3030, thanks for the quick reply, much appreciated.

 

It's a shame the carlex poster hasn't replied, perhaps, as the more leaseholders/tenants that can be made aware of THEIR rights the better. Seen too many Freehold/Agent abuses against them over the years not to want as many others as possible to help out. Fairly, though, come up against enough unreasonable, uncooperative, and ill informed leaseholders/tenants to know it cuts both ways too, sometimes.

 

There was a poster here earlier this year (don't recall the name, but it WILL come back to me later ;) ) who used to reply to CAG posts - then, later, started, or tried to start redirecting posters to his own forum :) Wouldn't have been so bad if the advice he/she was giving hadn't been so, well, a bit off base sometimes. Haven't seen that poster around for awhile, think his/her user name was MZuckerberg or something. If time later will track back later and see how his forum is/isn't going!

 

Thanks for the quick reply though, here's hoping carlex can sort out providing you with some kind of response now.

 

It's perhaps a shame if they can't do so though.

 

Thanks again,

NewSAHD

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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Chiro

 

Dont know how far you have got but we got rid of Solitaire via RTM. I have done a Right to Manage guide which is free from the truth about solitaire. This site truly holds a wealth of information.

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Deleted - same message was posted twice!

Edited by NewSAHD

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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The TAS website makes for some 'interesting' reading and have followed it for a little while now.

 

Interestingly, there is a post re CARLEX from the 24th November with one poster there, in particular, stating

 

"I am always slightly suspicous of things. Dear Don Heady, God rest him, created CarlexAG.org – it is a great “resource”. It seems he took the passwords with him …

On the links page on carlex’ web site this appears:

“Age UK provides an impartial advisory service for people living or working in private retirement or sheltered housing.”

PLEASE be aware that Age Uk is a PEVEREL funded charity – but it costs Peverel nothing – they get the cash back via HMRC.

I know that there was a considerable difference of opinion between Don and Melissa. I think Melissa should explain who is paying for her site and its maintenance … and so clear the air"

 

I do hope whatever suspicions that are there can be allayed, as sites such as CAG, TAS, the old 'leaseholder' forum (long gone) and others can all provide an invaluable service

 

So, CARLEX AG, whoever you were posting on CAG, please do reassure us all

 

NewSAHD

 

PS I have no links whatsoever of which I am aware with TAS, CARLEX :) etc!

 

 

===

 

No time to edit the post, above, but there IS further info on the TAS website.. at... /2010/10/01/clarification-on-carlex-carlexag/

Edited by NewSAHD

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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Useful update on CARLEX at thetruthaboutsolitaire.co.uk/2010/11/30/carlex-org-uk/comment-page-1/#comment-31869

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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  • 2 months later...
Hi, I have been reading through members post's and just wanted to offer some advice. I own my own property management company & I am currently assisting a development terminate the services of Solitaire. The land owner/freeholder is also Estates & Management Limited, therefore it has been a long process however Solitaire should be removed in the next couple of months. Should you need any advice or help in removing Solitaire, please let me know as I would be more than happy to assist.

can you give me a ring on 01202570970 regards alan

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  • 1 year later...

Hi, nice thread!!! I think people are looking for these kinds of management tips to get them a good property for their business. I also bought a small land in my downtown with the help of retail Management Company. I think before making big deal it’s good to consult with p

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  • 1 year later...

Here's a general query in relation to this thread. What would be the situation if all the Leaseholders clubbed together by forming their own Ltd Co. registered as not for profit. Then write to the likes of these Management Co's stating "we have no need of your services". Surely with both sides being Co's, could you then charge the otherside for all correspondence out to them...? It would be a bit like putting the balance back in - charges like for like? Any thoughts anyone.

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Here's a general query in relation to this thread. What would be the situation if all the Leaseholders clubbed together by forming their own Ltd Co. registered as not for profit. Then write to the likes of these Management Co's stating "we have no need of your services". Surely with both sides being Co's, could you then charge the otherside for all correspondence out to them...? It would be a bit like putting the balance back in - charges like for like? Any thoughts anyone.

 

Welcome to the forums bellijayne.

 

This thread was started in 2010 and it's over a year since the last post in this thread,have a look at the below link !

 

http://www.consumeractiongroup.co.uk/forum/content.php?114-How-do-I-post-my-story-on-the-Consumer-Action-Group-forum

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Here's a general query in relation to this thread. What would be the situation if all the Leaseholders clubbed together by forming their own Ltd Co. registered as not for profit. Then write to the likes of these Management Co's stating "we have no need of your services". Surely with both sides being Co's, could you then charge the otherside for all correspondence out to them...? It would be a bit like putting the balance back in - charges like for like? Any thoughts anyone.

It sounds like you are describing a rtm or right to manage agreement, try googling it and its best to start a new thread.

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It sounds like you are describing a rtm or right to manage agreement, try googling it and its best to start a new thread.

 

Yes I am but without using the term RTM. I'm curious as to how others have achieved the same result in that due to the wording of their Leases in that they can carry out the work/repairs, then they managed to negate the RTM. They literally formed their own Co. & took it from there. From what I can gather they've gotten away with it too. I only wish I could remember where I saw this as I'd happily post this up. Thing is have you ever heard of this, as it appears those on this site are actually more clued up than solicitors. Thanks for responding.

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