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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Alphageek Vs Littlewoods


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Hi Alpha.

 

Littlewoods are usually just as efficient as MBNA :D

 

L'woods had to admit defeat after passing my acc onto 2 DCAs. I now have it on the back burner. In the next couple of months i hope to be able to make a full and final in exchange for data removal from my credit file ;)

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Hi hopeful1,

 

I don't think Littlewoods will have levied too many admin fees, but you never know. They all add up over the years don't they?

 

I have recently cleared my account with them and there is little, if any, adverse CRA data so I can afford to be a little more belligerent with this lot.

 

I was thinking of having a little fun with them and, if it gets to N1 stage, adding to the POC that they must make a donation to a worthy cause as part of the restitution settlement.

 

I just can't seem to think of a worthy cause tho... any suggestions? :D

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Hi Alpha,

 

Tell 'em to make a donation to CAG - best place for it. ;)

 

Have you done seperate letters for CCA and SAR - apparently, you should.

We could do with some help from you

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  • 3 weeks later...

Had a nice letter from them whilst I was away.

 

Letter Reference: x

Date: xx/05/08

 

Account Number: x

Brand: Littlewoods finance company, trading as Littlewoods.

 

Dear Alphageek,

 

Thank you for your letter dated xx/05/2008, unfortunately we are unable to locate a copy of your executed agreement, but for your information we enclose a current copy of the agreement which applies to this type of account.

 

This current version includes all contractual variations which have taken place.

 

According to our records, the account was opened on xx/xx/2004.

 

Your outstanding balance is currently £0.00 (Arrears £0.00) .In the last 12 months, payments totalling £xxx.xx have been received.

 

Please confirm that liability for this debt is not disputed. We await your proposals for payment.

 

Yours faithfully

 

Admin Support Team.

 

Just waiting on the SAR now.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Hey Alpha,

 

Nice to hear them say straight out that they have no CCA agree't.

 

I'm confused - they say balance = £0.00 but they await proposals for payment.:confused:

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I think their computers must be old 386s or they're using the old version of Excel with the calculation bugs in it.

 

No, oh ok then... it's just a template letter then ;)

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Ahaa, so you're looking to reclaim all chgs on this one then.

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  • 4 weeks later...

Received a letter from them dated 19th/6/08

 

Dear Alphageek,

 

Thank you for your recent letter enclosing the £10.00 and requesting subject access under the Data Protection Act 1998, to information which is being held by our company.

 

I am currently collating all the information and will contact you again shortly.

 

If I can be of any further assistance..."

 

 

...blah, blah, blah!

 

I make it their 40 days were up on the 21st.

 

I might just pop a letter in the post giving them a further 7 days.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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I have printed a SAR non-compliance LBA but there is a parcel, needing a signature, waiting for me at the post office.

 

It might be from Littlewoods, it might be from Barclays.

 

So, I will take the LBA with me and mail it, if the parcel is not from Littlewoods, tomorrow.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Here's hoping a big bundle of state's has come from Littlewoods....

 

....and not a Court Bundle from Barclays;)

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Well, it wasn't from Littlewoods - so the Data Protection Act LBA has gone in the RM va RD.

 

Is that enough acronyms?

 

Took me a minute...but i got there in the end ;)

 

Don't sign rec. / spec. del. quite properly, 'cause the 'other side' can view the sig online, just like we do when checking delivery of our letters!!

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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You know what Hopeful1, I thought just that this morning. So I just scribbled on the form.

 

Mind you, the scribble and my usual writing bear a close resemblance to each other :D

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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You know what Hopeful1, I thought just that this morning. So I just scribbled on the form.

 

Mind you, the scribble and my usual writing bear a close resemblance to each other :D

 

 

Geez, how paranoid are we :o :p

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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An interesting bit of info in the SAR data.

 

After they received my CCA request and they couldn't find an agreement, they set my credit limit to zero.

 

I suppose it's quite a sensible move from them.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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An interesting bit of info in the S.A.R - (Subject Access Request) data.

 

After they received my CCA request and they couldn't find an agreement, they set my credit limit to zero.

 

I suppose it's quite a sensible move from them.

 

I find it impossible to use sensible and Littlewoods in the same sentance. (Well except this one)

 

Jogs

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An interesting bit of info in the S.A.R - (Subject Access Request) data.

 

After they received my CCA request and they couldn't find an agreement, they set my credit limit to zero.

 

I suppose it's quite a sensible move from them.

 

yes they did exactly the same here, when we requested cca too, although they are adding on £12 "administration fee , whatever that is ?

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Hey Alpha,

I suppose it's quite a sensible move from them.
They'd be fools NOT to. It's conceivable that someone could find out there's no Agreement, go on a spree and then try and dump the debt.

 

Skeggy,

they are adding on £12 "administration fee , whatever that is ?
Haven't a clue buit I'd reclaim it anyway. ;)

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No agreement held...mmm...rings bells when I asked for one off them.

 

I got sent a blank copy of one stating thats is what it would have looked like!!

 

I wrote back stating not good enough. They wrote a letter stating I was making payments to the account so I had acknowledged the debt. I wrote back stating still not good enough... they replied "with great reluctance they had agreed to write off the debt (£600)".

 

Catalogue companies rarely have signed agreements. You got an agreement along with your first order (after you had the goods..DOH!!!)which you were meant to sign and return, which surprisingly was never chased up by the company hence no agreement.

Debt Managers (Barclaycard) £7150 - CCA sent - poor photcopy of app form - they rtnd acct to BC. Then Robinson Way come on scene - sent packing straight away. Will they try a third attempt????? :) Yes they did, roll on Westcot, told them were to stuff it. Not heard anything since but Lowell Financial have been searching my credit file. Round 4, ding a ling ling!!:D Now Crapquest on the scene - bought the debt and want the balance... don't think so 8)

 

Equidebt (Co-Operative Visa) £6800 - CCA sent in June - no response still!! Was Ex-Northern Rock card so probably lost. Equidebt have now agreed to write off and remove credit ref listing completely!!! :lol:

 

 

Robinson Way (Abbey) - debt sold to RW £1840 - await letter from them....cant CCA as bank account.... agreed to settle for £368 :-D

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