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    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
    • Well yes, ... and the tax dodgers ... Trump May Owe $100 Million From Double-Dip Tax Breaks, Audit Shows A previously unknown focus of an I.R.S. audit is a dubious accounting maneuver that effectively meant taking the same write-offs twice on a Chicago skyscraper. nytimes.com WWW.NYTIMES.COM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cabot/Morgan Solicitors-Court Action (ex Goldfish account)


barns66
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Hi Cym

 

Im sure that the 'balance of probabilites' is used more so in small claims track, off the top of my head and without reading back I cant remember which track has been allocated.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hi.thanks for everyones comments,i will wait and see what the court sends me as Hadituptohere suggests

it baffles me where July 4th comes from,i can not see how they could receive my application form,send me back anything to sign and send me a card to use,in that time.I still can not see where it states on the application form any reference to terms and

and conditions.I think Hadituptohere it's allocated to fast track,i will checlk in the morning.

 

barns66

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it baffles me where July 4th comes from,i can not see how they could receive my application form,send me back anything to sign and send me a card to use,in that time.I still can not see where it states on the application form any reference to terms and

and conditions.

 

barns66

 

That is the meat on the bone, along with the assignment, s69 interest which is a joke and other things which im sure has been raised previously

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Yours was a very poor judgment Cym where the judge ignored legislation and the law, and left your case wide open to solid ground to appeal.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hi,i have just checked my credit file equifax and it's marked on there that i settled a Barclay Credit card in May 2006,i never had a Barclays Credit card,it's the same last 4 numbers as Morgans have on the court papers they sent me on Saturday and the amount would have been around that amount at the time.i did not settle it.I have learned from the site earlier that Barclays did not take over Goldfish untill 2008.I just wonder who put this marker on equifax,i can not see it could be Barclays as they did not own Goldfish at the time.

 

barns66

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Hi,i have just checked my credit file equifax and it's marked on there that i settled a Barclay Credit card in May 2006,i never had a Barclays Credit card,it's the same last 4 numbers as Morgans have on the court papers they sent me on Saturday and the amount would have been around that amount at the time.i did not settle it.I have learned from the site earlier that Barclays did not take over Goldfish untill 2008.I just wonder who put this marker on equifax,i can not see it could be Barclays as they did not own Goldfish at the time.

 

barns66

 

When a debt is sold the responsibility for reporting the debt to the credit reference agencies passes to the new owner, they cant change the date of the default or shouldnt but they should report under there own name and not the original company... hence golfish/msdw will have become barclays

 

S.

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  • 2 weeks later...

Hi,i have still not heard from the court what's going on and what i should do.it is 2 weeks tomorrow since they had to have what court asked for,i presume they did send to court what they sent to me.I was clearing som old files out yesterday and came across these.I do not know if it is of any relevance.I can never remember replying to the one that says the card was suspended,where they got the idea i about the £50 month from suprises me.

http://i169.photobucket.com/albums/u230/barns66/APEX.jpg[/img]

 

http://i169.photobucket.com/albums/u230/barns66/SCAN002.jpg[/img]

 

barns66

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Hi barns

 

Id ring the court and get up to speed where there at with this one, ask for the case manager and see what they have or dont have

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hi barns

 

Id ring the court and get up to speed where there at with this one, ask for the case manager and see what they have or dont have

 

Hadituptohere

 

Hi,Hadituptohere,it was 3 weeks before i heard anything from the court after i went last time,i will give them untill the end of the week to see if they send anything,if they do not i will do as you suggest early next week.Once again thanks for all the help and advice you have given me.

 

barns66

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  • 1 month later...

Hi,I have received this from court after nearly 6 weeks,after they where orderd to produce certain documents by the court.They had amened the POC and,then i received this from the court.Is it telling me to summit my defence again,before the date given on the forms.

 

 

A1.jpg

 

A2.jpg

 

A3.jpg

 

 

http://i169.photobucket.com/albums/u230/barns66/QUESTION2.jpg

 

http://i169.photobucket.com/albums/u230/barns66/QUESTION3.jpg

 

 

 

baens66

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Ok, Point 2 is good in that its forcing them to think about resolving the claim outside of the court process, if they dont wish to then they have to serve a witness statement to you 28 days prior to the trial stating why they think it shouldnt be resolved out of court, you then have 14 days to respond, both these statements will be looked at at the end of the trial and if the judge feels they should have settles then costs could be denied... we are talking on a fast track case approx costs of between 5k-10k so not small change.

 

As to the actual orders, its not asked for a new defence just given the timescale of the trial process I'm afraid.

 

Documents list to be exchanged by 5th April

Inspection requests to be complied with before 19th April

Witness statements to be exchanged before c.o.p. 19th April

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Ok, Point 2 is good in that its forcing them to think about resolving the claim outside of the court process, if they dont wish to then they have to serve a witness statement to you 28 days prior to the trial stating why they think it shouldnt be resolved out of court, you then have 14 days to respond, both these statements will be looked at at the end of the trial and if the judge feels they should have settles then costs could be denied... we are talking on a fast track case approx costs of between 5k-10k so not small change.

 

As to the actual orders, its not asked for a new defence just given the timescale of the trial process I'm afraid.

 

Documents list to be exchanged by 5th April

Inspection requests to be complied with before 19th April

Witness statements to be exchanged before c.o.p. 19th April

 

Hi Shadow,thank you once again,i thougt i had posted up the the documents i received from them.on the Saturday,before they had to produce the documents court orded.It was a amended POC.all the difference is a different account number.i could post it in awhile,if it would help, to see what they have sent.I will do it wheni return back home.

 

barns66

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Hi barns, 3B is a good inclusion on the order, my thread around post 234 I requested to see the original documents and morgans failed, which led to an unless order

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?127059-Hadituptohere-V-Cabot-**-CASE-STRUCK-OUT**COSTS-PAID**/page12

 

Hadituptohere

  • Haha 1

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hi Hadituptohere,thank for vyour advice.Do i send a request to Morgans to request to see the original agreement,t&c at the time,default notice,notices of assignement from both Cabot & Goldfish.any other documents i thinkof.Once again thank for all your help.

 

barns66

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Hi barns

 

You need to sort out your disclosure list, post 187 onwards in my thread http://www.consumeractiongroup.co.uk/forum/showthread.php?127059-Hadituptohere-V-Cabot-**-CASE-STRUCK-OUT**COSTS-PAID**/page10 might help.

 

Once youve sent and received their disclosure you can request to view the documents they are relying on, like the Consumer Credit Agreement, Default Notice etc

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hi Hadituptohere,thank you for the link,i am going through it and trying to digest what i require to do.I did sent a CPR 18 request before they amended the POC,i received the same copy of a application form,terms and conditions that i couuld not read in large parts and what they say is the assignment,in the parts that have not been blacked out it appears the agreement to sell the Goldfish account was signed on the 30th November 2007 yet hey state the the account was assigned to them on the 18 th April 2008,would tht not be the date it was assigned to them.I think i might ask them as it is a amended POC to supply all my documents again.I will keep looking through the link.I will try to take what it says in.Once again Hadit thank you for your help.

barns66

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Hi barns

 

whatever they include in their disclosure you have the right to request to view the original off, likewise with your disclosure for them,.

 

If the agreement is illegible and doesnt comply with CCA74 thyen this can be brought up in your witness statement along with the difference in assignment date, there is also an cpr request you can use for verification of the documents that might be of use for you but cant remember the CPR number, am sure that someone knows and will call it along with if it would be of any use to yourself, its there in my thread if not.

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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