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datxman
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I hope I am posting this in the right place,

 

I have just received a letter from the courts asking me to sign a form to have deductions from my wages, after not paying my county court for money I owed on a flat that I use to rent. However I have never received any paperwork from the courts to inform me that I was being taken to court. And now I have found out that I have a CCJ and that I have not been paying it when I knew nothing about it.

 

Can someone help me

 

Also....

I owe £19,000 in other debts and I am currently unemployed I was thinking about making myself bankrupt do you think this would be wise.

 

Thanks in advance

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

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Any Advice would be grateful..... Or even pointing me in the right direction

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

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Share on other sites

However I have never received any paperwork from the courts to inform me that I was being taken to court. And now I have found out that I have a CCJ and that I have not been paying it when I knew nothing about it.

 

What is the CCJ for e.g loan, credit card, council tax? Would you have defended the claim?
I owe £19,000 in other debts and I am currently unemployed I was thinking about making myself bankrupt do you think this would be wise.

Bankruptcy is a big step and something that has to be carefully considered (there are lots of pros and cons to bankruptcy). How likely is it that you like be back into work soon? Are you a homeowner? For advice on bankruptcy you may wish to contact the National Debtline: FREEPHONE: 0808 808 4000

Monday to Friday 9am to 9pm

Saturday 9.30am to 1pm

 

 

You may also wish to have a look at the insolvencyhelpline website here or give them a call on 0800 074 6918.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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