Jump to content


  • Tweets

  • Posts

    • Sunak tried to stop the public seeing this report. Rishi Sunak ordered to publish secret analysis showing Universal Credit cut impact - Mirror Online WWW.MIRROR.CO.UK As Chancellor, Rishi Sunak ignored pleas from campaigners including footballer Marcus Rashford by scrapping the £20-per-week Universal Credit...  
    • A full-scale strike at the firm could have an impact on the global supply chains of electronics.View the full article
    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Mercers....


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5088 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

P1 you have PM with some more info

 

BTW they (the 3 Directors - all employees of Sharklays) have declared the Company as being dormant since at least 1/1/2006 !

 

gh

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

Link to post
Share on other sites

Mercers' Company Secretary and 1 of the Directors is another wholly owned (by the Barclays Group) dormant limited Company Barcosec ltd

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

Link to post
Share on other sites

Mercers is a limited company.... and therefore, cannot have transactions going through on behalf of anyone else, if I remember rightly. It's the limited that makes the difference.

 

My recent postal order (CCA request) was made payable to Mercers by name (typed), yet appeared as a credit on a recent Barclaycard statement. Curious to know which bank account processed that one for starters. :cool:

 

I've replied to your PM, gh.....

Link to post
Share on other sites

I am not sure anyone will ever sort out the web of companies and accounts Barclays have.

 

Companies wise, they have a habit of setting up Ltd companies in advance for whatever use. One series is called Barshelfco and last time I looked at Companies house there were over 80 - 90 listed that have come into being, changed their name, gone dormant, opened up again etc.

 

Account wise, it would not be a problem for them to take a cheque in the name of Mercers. Barclaycard is just a trading style of Barclays plc (not a seperate Ltd company). They could well have adopted Mercers as trading style of Barclays plc (nothing to do with Mercers Ltd). As companies are no longer required to register trading styles at Companies House, you would never know. They then just transfer it internally.

 

P1 Did you put Mercers Ltd on the cheque? If you did, no idea how they got round that.

 

David

Link to post
Share on other sites

I've had a reply to an email query I sent to The IC to confirm what they told me verbally the other day.This is what they said:-

 

"Thank you for your e mail of 25 February 2008.

There is a current notification in the name of Mercers Debt Collection Limited (but not Collections in the plural) with a company registration number of 02550639. The data protection registration number is Z5068082 and it has an expiry date of 20/11/08. Calder Financial is not shown as a trading name.

A data protection notification can only cover one legal entity so each separate limited company would need to notify in its own right if it is not exempt.

Regards

Notification Department"

I've replied and sent them a copy of correspondence I've had from Calders. I don't know what the significance is of Calders not being shown as a trading name though or the fact their name uses the word Collections in the plural rather than Collection which is how they are registered.

This is all soooo complicated I can't get my head round it LOL

Link to post
Share on other sites

  • 2 years later...

**Interesting update**

 

This account was eventually sold by absolute assignment to CL Finance.... because CL Finance sent me a Notice of Assignment to say so before they were told to Foxtrot Oscar.... :p

 

Heard no more until last week, when BARCLAYS write with a copy of a blank "Agreement" which is not an "Agreement" anyway, even if it was signed :rolleyes:.... asking me to contact them re. the outstanding balance that's owed to THEM!!

 

Cheeky bergers....

 

No response given and filed away for now.... :cool:

Link to post
Share on other sites

Hi P1,

 

There's a discussion on one of the other threads about this. I believe that, in some situations (if not all), they actually only assign the 'future receivables' rather than the actual account.

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

Link to post
Share on other sites

Hi P1,

 

There's a discussion on one of the other threads about this. I believe that, in some situations (if not all), they actually only assign the 'future receivables' rather than the actual account.

 

OMG... I've heard it all now! Assign the receivables? :D So they sell the right to collect the account to someone else but keep the deficit on their books? At no point have I ever been told that the assignment was for receivables.... it was quite clear that the account was now owned by CL Finance.... yet Barclays have now written.

 

No Agreement though.... however they want to word things... ;)

Link to post
Share on other sites

Thinking about this, has anyone ever received an s78 response with the name of the assignee on i.e. the DCA chasing ......

 

An s.78 request *should* be answered with a copy of the agreement. *IF* that agreement (rather than the receivable) has been assigned then the creditor should be shown as the DCA rather than the OC .........

 

hmmm that's got to mean that they would remain in default of the request.... wouldn't it?

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

Link to post
Share on other sites

In theory yes, but the Agreement would always have the creditors name on it.... so if the new bunch can't produce one and neither can the creditor, it begs the question of whether the assignment was lawful in the first place.

 

In my case, it wasn't lawful; due to unlawful charges at the point of sale.... although no-one has ever produced anything remotely enforceable anyway.... so there were several grounds for telling them to bog off :D

Link to post
Share on other sites

Are we not missing the point, the OFT guidelines state that companies have to be honest in their dealings with consumers with regards to debt collection. Mercers is part of Barclaycard. For Mercers to pretend to be a

separate entity is just dishonest. The reason is that Barclaycard can pretend to be whiter then white, don't forget they need to do that so they can sponsor things like the Barclays Prem. Consumers will slag off

Mercers, when all but in name it's Barclays carrying out the harrasment. Barclays can spread there name and con more consumers into debt.

 

Didn't the CEO of Barclays say credit cards were a rip off in 2003.

Edited by rebel11
Link to post
Share on other sites

It's midday, Thursday, 11th June... (D Day plus 5)

 

I have just been listening to Radio 4....

 

He's back - that fantastic sleuth from 60 years ago...

 

Paul Temple & Steve (his wife)

 

D'you know, he does'nt sound a day older :???:

 

JUST THE CHAP TO TACKLE THIS MERCERS PUZZLE

Link to post
Share on other sites

Mercers are one of many in-house companies that debts get passed to.... it's nothing new. In my experience, the OFT are there to make us feel better but in effect, do very little at all.

 

Mercers were one of the worst for harrassment because of the telephone dialling software.... I knew they had nothing, so it was a case of who would get bored first... ;)

Link to post
Share on other sites

  • 2 weeks later...
**Interesting update**

 

This account was eventually sold by absolute assignment to CL Finance.... because CL Finance sent me a Notice of Assignment to say so before they were told to Foxtrot Oscar.... :p

 

Heard no more until last week, when BARCLAYS write with a copy of a blank "Agreement" which is not an "Agreement" anyway, even if it was signed :rolleyes:.... asking me to contact them re. the outstanding balance that's owed to THEM!!

 

 

Have now had an angry red letter from the Lewis Group two years after telling them to tell their "client" :rolleyes: CL Finance to berger off... demanding money with menaces again.

 

Are they assuming I've lost all track of previous correspondence? Not sure whether to dig it out, enclose a copy and tell them to berger off back where they crawled or to ignore it, to be honest.... greedy barstewards!

 

:mad:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...