PPI and YCC / DAF

[lea2001gb]

Has anyone had an issue with misselling of PPI from YCC/DAF?

 

I was bullied into obtaining it in the first place and it has now taken over 8 months to find out which company provided this 2 years after the car was returned.

 

But now I have received some really interesting information on how much was actually paid by YCC for PPI.

 

Has anyone else had this experience?

[hellhasnofury]

Has anyone had an issue with misselling of PPI from YCC/DAF?

 

I was bullied into obtaining it in the first place and it has now taken over 8 months to find out which company provided this 2 years after the car was returned.

 

But now I have received some really interesting information on how much was actually paid by YCC for PPI.

 

Has anyone else had this experience?

 

Hello Lea,

 

Sorry who is YCC/DAF can you fill us in please:D

[debt4get]

no but were u also charged for the useless warranty they added to the price of the car which also appears to be payable over 4 years would be very interested to know if this policy was also paid upfront by YCC or again if we are being conned out of money

[debt4get]

YCC is yes car credit

[hellhasnofury]

YCC is yes car credit

 

Thank you nblaen:D and who is DAF:-o

[debt4get]

direct auto finance, the finance arm of YCC who are all actually owned by provident

[hellhasnofury]

So are ycc the brokers:rolleyes: for the loan:rolleyes:

[debt4get]

no YCC were the people who sold the cars to us mugs I mean customers

do u not remember Yes Car Credit they had a wonderful reputation in the end

[Pink Gin]

I am in same position and am really stuck on what to do. the debt collecting agency are very uunpleasant and are demanding I pay the remining PPi balance after a car was given back

[debt4get]

first cca them and get the paperwork there is a lot of them incorrectly done if you gave a car or paid them money as a down payment they would have taken it off the insurances and not off car balance as they should have done this apparantly makes the agreement invalid give me a shout when u get the paperwork

[Pink Gin]

ok thanks

[lea2001gb]

Sorry, been nearly a year since I last posted on this thread. I am currently filing a court case against Direct Auto Finance and Yes Car Credit for mis-selling of PPI insurance on the grounds that it was sold on the basis of no insurance - no car. Also, the paperwork I received shows that the policy was cancelled on 05.11.2005 but DAF continued to threaten for the remaining payments of the full policy. Also I have since found out they added hidden commissions (which is another subject). But yes, I am claiming all my payments back from DAF with regards PPI and commissions and in total is comes to over £2500. Will keep you posted!!

[lea2001gb]

My deposit was taken off the insurances not the car!!

[utterchaos]

hi i am just getting started on this for my dad, he had a car from YCC 41 months ago, he has got 7 months left to pay, where do i start with getting some of his PPI stuff back, his old car was also taken off the insurances and not the new car loan

 

thanks

[debt4get]

personally I would sue them for misselling of policies and for return of all monies spent so far on ppi, in most cases I know this comes to thousands of pounds, in fact probably more than the bloody car cost