Jump to content


  • Tweets

  • Posts

    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

keren29 v Associates (citicards)**Defence Struck Out**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6179 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I sent off my DPA to citicards about my old Associates CC.

 

They've written back today, have found my CC number (good news, I didn't have a clue what it was) and, because I'm at a different address now from when I had my Associates card, they've asked me to complete a Subject Access Request Form and enclose 2 forms of ID.

 

Is this the way togo? They've never contacted me at this address, they acknowledge they have my £10 and are happy to send statements and any examples of manual intervention, so I guess filling in the form to prove my ID is a fair request?

 

They were very fast - I only sent the DPA a few days ago.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

  • Replies 231
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

ooooh, I won't go away!!!

 

It's an account that's been closed for a few years and they sent it from DCA to DCA - I have abolutely nothing to lose and a bit of revenge to gain!!! :D

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

I sent off my Data Protection Act to citicards about my old Associates CC.

 

They've written back today, have found my CC number (good news, I didn't have a clue what it was) and, because I'm at a different address now from when I had my Associates card, they've asked me to complete a Subject Access Request Form and enclose 2 forms of ID.

 

Is this the way togo? They've never contacted me at this address, they acknowledge they have my £10 and are happy to send statements and any examples of manual intervention, so I guess filling in the form to prove my ID is a fair request?

 

They were very fast - I only sent the DPA a few days ago.

 

I had exactly the same request and as I had a different name and address I fileld in the form as it seemed too trivial argue when this way I will get what I want.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

I too had one of these and applied to Citi for dpa info.

They sent me one of their forms to fill in and I just sent 2 forms of id telling them I was not legally required to fill in their form since I had made absolutely clear of my request in my original letter.

I sent them an e mail this week reminding them that my request started from the day they got it NOT the day they got my ID.

I got a letter yesterday saying they could if they wanted start from their date but were going to honour the original date (extremely good of them).............

My account was passed on to a dca Hillesden securities who have defaulted me.

I have written to them requesting a copy of the agreement under the cons credit act.

I have also said I would be questioning the legality of the default since it was entered as a result of penalty charges.

A couple of things that have come about lately with Citi They are making applications to courts to have cases dealt with in Salford (their HQ base) but claimants are challenging that.

They are disputing the removal of defaults,and they are also disputing having to make refunds for accounts that have been sold to Hillesden saying they already lost out and would be hit twice !!

They are selling accounts to DCAs for very little money and then Hillesden go on to hound you for the lot plus default you !!

 

Everyone faced with defaults by them should send an application for their signed agreement,and also take action over the default.

Also anyone getting recovery action letters should remind them that the account is currently being disputed so any further action in unenforceable.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • 2 weeks later...

Just phoned Richard Cooke - Compliance guy. Nice chappy. Said he could send statements out today for me and I wasn't too far down the pile for any manual intervention . Excellent.

 

Apparently Citicards are taking 'manual intervention' to mean if they have had to call a customer, so that doesn't really affect the charges.

 

He also said -even if an account is closed (mine was closed approx mid 2004) it still produces statements! Apparently mine is missing the june 05 statement -I said the account was closed wel before that!! Strange, but it was passed to a DCA in 2002 ish and I made payment to them, so that's probably why.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

Generally I was pleased with what they sent me too........just took the whole 40 days.

I also have records of their telephone calls to me about 100 of them with only 2 being answered.

Youre lucky to be told that about manual intervention.......they are usually quiet on any aspects of this area and if its the case that they use calls to mean MI then thats a spanner in their works for 25 charges.....

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

---

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

Hi Karen29,

 

Slow down!! Stop panicking.

 

Wait until you get your statements and additional info from Citi. All will be revealed where you are with them.

 

If Citi or anyother bank offer to credit your account just refuse the offer it's your money you were made to pay it to them, they pay it back to you Simple.

 

 

 

Cheers

 

 

Paul

Link to post
Share on other sites

The banks may have sold on the debt......but they are still in charge of the paperwork.

The fact is that its the banks who are paying NOT dcas for penalty related claims because it was the banks who generated the charges in the first place.

 

Even if you have made payments to a dca (which would give you a case for recovery)

 

Theres no way out of this for the banks.

Whatever they have taken from you in penalty charges is claimable

 

END OF !!

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

sorry guys!!! :rolleyes:

 

Got my statements this morning -amazing that the one quick call speeded it all up so much. :grin: I'd definitely recommend anyone waiting for Citicard statements to give Richard a ring - the statements were literally sitting on his desk.

 

Well, with a £1000 limit, my end balance (before being passed to a DCA) was £1538.63.

 

The charges were £350 and only started being applied when I got over my limit . Add in the interest then charges each month and nearly all the overlimit amount is charges plus interest. The account was then passed to a DCA and defaulted.

 

One month - they charged me a £10 (yes £10!!) cash advance handling fee!!! Blimey!!!!!!! I know I can't claim that back, but that's a criminal amount!!!

 

So, I have £350 in charges. the letter from Richard Cooke says that enclosed are statements up to June 03 (I think that's what he meant on the phone rather than June 05, because it is typed rather than in the traditional statement format) and there are no statements after that as the account was passed to an external agency.

 

I'm guessing that it was sold on (and then sold on again) to the company I paid a 50% full and final settlement to. And I have the letter from the company, although there is no mention of Associates/Citicards on the letter.

 

So.......what is my best way forward? Just go for the normal prelim letter, knowing they can't refund the charges to the account? (or can they?)

 

Or.......do the normal prelim letter and add something in about the a/c being paid with a F+F settlement to an external agency and so I'd like the refund as a cheque??

 

I'm just looking to cover myself in case they decided to get smart and look to claw back some money after they sold on my account.

 

This has been a dormant CC since June 03, I thought it was closed, so it's not as if I'm going to be using it again.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

Right ....as we said previously Citi sold on the debt and wont have rec anything back from your repayment(which presumably was Hilleseden)

 

You now have the Citi figures and you can now begin the recovery process.

Continue with a charges schedule and send out the prelim letter with that.

Send the one that covers (includes default notice)

 

If you are not in rec of your credit file get a copy.......Hilleseden normally issue info to all 3. experian equifax and mycallcredit will cost you 6.00 but worth it.

Send the cca letter with 1.00 to the dca who took the money from you and request that info as well.

 

So on with the claim and on with trying to sort out the default

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

okey dokey - I'll do the prelim letter now (along with the default bit)

 

I have my file - I managed to get thedefault removed from equifax a few months back, but experian andmycallcredit still have it on there.

 

I never dealt with a company called hillesden - it was First Credit, and the Faculty Trading.

 

I'm not sure which the cca letter + £1.00 one is - do you mean the dca letter?

 

I did find a thread recently about getting the default removed by writing and sending a £1 p/o, so I'm going to look at sorting that as well.

 

Phew.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

--

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

here is a linkhttp://www.consumeractiongroup.co.uk/forum/legalities/11659-how-get-your-default.html

 

With the credit card reference agencies there is no charge to have entries corrected and you should contact these 2 others to get that done.

 

I have challenged the 10.00 cash charge as back in 2001 that was a lot !

if they want to deny it then thats fair enough but I am still gonna try.

 

The letter in the thread above can be customised so you can delete or add bits to suit.

 

hope thats ok 4 you !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • 2 weeks later...

LBA sent

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

  • 2 weeks later...

Had a letter from the Chief Exec Office. Doesn't say if it is in reponse to my prelim or lba. Sent to my old address!! Even though everything has my address of the last2 years on it! Luckily my ex passed it on rather than dumping it.

 

It's a brief letter -

 

they will acknowledge all complaints within 24 hours of receipt.

 

Provide a full written update within 5 working days

 

80% of all Section 75 claims to be remedied within 21 days, subject to verification.

 

This was from Claire Morrissey.

 

Am I re-claiming Section 75 charges?

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

Dunno what they mean here........my understanding is that section 75 is where you might buy something with your card......and if its faulty they have to refund the costs.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

I've come home to another letter from them (sent to my current address this time!) saying that they need another 14 day as they are 'experiencing a delay in retrieving the information to address the issues raised'. Again from Claire Morrissey.

 

I think my mcol will be going in long before the 14 days are up!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

If the time is up then you are free to proceed

Dont let them get away with more time !!

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

My claim will be going in Tuesday. I can't see them refunding me before then, but I'll give them the chance :D

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

If there is no refund waiting for me when I get home from work, there'll be claim going in tonight!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

No refund funnily enough.......

 

Claim issued today online for £375+ £103.77 .

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

Link to post
Share on other sites

well done

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...