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    • jk2054 - I haven't started a claim with OIC or MIB yet, due to being unable to obtain the name of the other driver.  BankFodder cheers for that, I'll go back to them with this info & update on here when I've had a response
    • Andy thanks for your reply. No i am now being evicted from the house i moved into after that previous post. The letting agent lied to me when they said the landlord would not be selling the house. SHe did not mention that the landlord tried to sell the house last year, i was not told this, 4 months into the tenancy i got the eviction notice. Its obvious they lied to me and used me to fill in the gap between their attempts to sell the house. I have filled in the defence form as it was easy to follow the old one from my previous post. I will post it later on in the hope someone can give it the once over. It has to be in by the end of this month may 31st.  
    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You can mention in the “Reasons” box that you returned the request for driver’s details as required. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Useful Contacts


JOSH_IOU
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Advertising Advisory Committee

The Advertising Advisory Committee advises CAP (Broadcast) on any changes it makes to the Codes. The Advertising Advisory Committee is wholly comprised of independent/lay members who can represent the interests of consumers in relation the requirements of Section 3 (1) of the Communications Act.

Advertising Advisory Committee

 

Advertising Archives

The Advertising Archives has a unique archive of over 1 million images, dating from 1850 to the present day, consisting of press ads, magazine covers, TV stills and various cultural ephemera. It operates as a picture library primarily servicing publishing and TV clients but also offers an image supply service to students, academics and interested members of the public.

The Advertising Archives - About Us, Buy and Sell, Gallery, Links, FAQs, Contact Us

 

Advertising Association

Advertising Association - The Information Centre is particularly useful for business and students with information on gender, children, shock tactics and financial statistics about the advertising industry.

Advertising Association

 

asbof

asbof - The Advertising Standards Board of Finance collects and distributes the levy on non-broadcast advertising and direct mail that funds the ASA's non-broadcast work as well as the Mailing Preference Service.

The Advertising Standards Board of Finance.

 

basbof

basbof - The Broadcast Advertising Standards Board of Finance collects and distributes the levy on broadcast advertising that funds the ASA's broadcast work.

The Broadcast Advertising Standards Board of Finance.

 

British Board of Film Classification

British Board of Film Classification - responsible for classifying cinema films and videos.

bbfc - the official website of the bbfc. classification for entertainment, movies and video games

 

Business Link

Business Link is an easy to use business support, advice and information service managed by the DTI (Department of Trade and Industry) aimed at small to medium sized companies. It includes information on how SMEs can market themselves and advertise along with the rules and regulations they need to follow.

Business support, information and advice | Business Link Business Link guide to advertising and marketing

 

CAM Foundation

Communication Advertising and Marketing Education Foundation (CAM) - CAM is an industry led educational body that awards qualifications in advertising and marketing.

CAM Foundation - Home Page

 

Citizen Advice Bureaux

Citizens Advice Bureaux - CAB aims to improve individuals' knowledge of their rights and responsibilities and the services available to them, and to help them express their needs effectively. The CAB websites offer advice on civil and consumer rights.

Citizens Advice corporate website - Home Adviceguide from Citizens Advice

 

Clearcast

Clearcast, previously the Broadcasting Advertising Clearance Centre, operates a clearance system for TV advertisements before they are screened.

Clearcast » Home

 

Commercial Breaks and Beats

Heard a song or piece of music in an ad and want to know who it's by? You may find the answer on this website.

Commercial Breaks and Beats :: The UK TV Advert Music Database

 

Committee of Advertising Practice

Committee of Advertising Practice - the self-regulatory body that devises and enforces the British Code of Advertising, Sales Promotion and Direct Marketing (The CAP Code) that is administered by the ASA

Committee of Advertising Practice

 

Consumer Direct

Consumer Direct - Consumer Direct is a telephone and online advice and information service for consumers in Great Britain, supported by the Department of Trade and Industry

Consumer Direct

 

Department of Health

Department of Health - The DH's aim is to improve the health and well-being of people in England. Its website includes the latest on the Department's work, as well as health and social care guidance, publications and policy.

DH home : Department of Health

 

Equality and Human Rights Commission

Equality and Human Rights Commission was established under the Equality Act 2006 to eliminate discrimination, reduce inequality, protect human rights and to build good relations, ensuring that everyone has a fair chance to participate in society; it can use its enforcement powers where necessary to guarantee people’s equality. It also has a mandate to promote understanding of the Human Rights Act.

Equality and Human Rights Commission - home page

 

European Advertising Standards Alliance

European Advertising Standards Alliance - a co-ordinating body for 28 self-regulatory organisations within Europe. It co-ordinates and administers a cross-border complaints procedure.

EASA: The European Advertising Standards Alliance

 

Financial Services Authority

The Financial Services Authority is an independent body that regulates the financial services industry in the UK. It's Money Made Clear website gives impartial consumer advice on financial services.

Financial Services Authority Home page : FSA Money made clear

 

Food Standards Agency

The Food Standards Agency is an independent Government department set up to protect the public's health and consumer interests in relation to food.

Food Standards Agency - Homepage

 

History of Advertising Trust

History of Advertising Trust - encourages the study of advertising and related fields. HAT holds a collection of advertising material from 1800 to the present day.

HAT History Of Advertising Trust

 

Institute of Practitioners of Advertising

Institute of Practitioners in Advertising - The IPA is the trade body and professional institute for leading agencies in the UK's advertising, media and marketing communications industry.

IPA

 

Local Government Association

Local Government Association - The LGA represents all local authorities in England and Wales. The LGA's priority is to put local councils at the heart of the drive to improve public services and to work with government to ensure that the policy, legislative and financial context in which they operate, supports that objective

www.lga.gov.uk

 

 

 

 

Mail Order Traders Assocation

Mail Order Traders Association - MOTA operates a Code of Practice on behalf of its member companies and their customers.

MOTA - the Mail Order Traders' Association of Great Britain

 

Mailing Preference Service

Mailing Preference Service - permits any member of the public to have their name deleted from or added to a mailing list.

MPS online

 

MHRA

MHRA - the Medicines and Healthcare Products Regulatory Authority regulates the standards of saftey in medicines and healthcare products and grants marketing licenses to manufacturers.

MHRA – Medicines and Healthcare products Regulatory Agency - Home page

 

National Group on Homeworking

National Group on Homeworking - offers advice and support for homeworkers, and those employing homeworkers in the United Kingdom. Advice & Information Line 0800 174 095 (Monday to Friday, 10am to 12.30pm and 1pm to 3.30pm)

NGH | National Group on Homeworking UK

 

Ofcom

Ofcom - the regulator for the UK broadcast and telecommunications industry. Ofcom deals with television and radio programme and sponsorship matters.

Home page | Ofcom

 

OFT

Office of Fair Trading - aims to protect the consumer by encouraging competition among businesses and ensuring fair trading practices. Acts as a legal backstop to the ASA via the Control of Misleading Advertisements (Amendment) Regulations 2000.

The Office of Fair Trading: making markets work well for consumers

 

Otelo

Otelo - The Office of the Telecommunications Ombudsman (Otelo) looks at complaints made against telecommunication companies that are members of the Ombudsman scheme. The Ombudsman has powers to act after consumers have given the company in question a chance to resolve any dispute.

Office of the Telecommunications Ombudsman - Home

 

PCC

Press Complaints Commission - independent body founded to oversee self-regulation of the press. Deals with complaints about the editorial content of British newspapers and magazines, and the conduct of the press.

Press Complaints Commission >> Welcome

 

PhonepayPlus

PhonepayPlus is the organisation that regulates phone-paid services in the UK - the services and goods that can be bought by charging the cost to mobile phone bills and pre-pay accounts. These include helplines, competitions, downloads, TV voting, news alerts, charitable donations and interactive games.

PhonepayPlus - welcome to the PhonepayPlus home page

 

RACC

Radio Advertising Clearance Centre - Commercial radio's advertising clearance body. Administered by the industry's trade body, the RadioCentre, and funded by the commercial radio stations. The RACC clears radio advertisements and sponsorhip credits to provide easy use of an otherwise complex medium for both advertisers and agencies.

Website: RACC Redirect E-mail: [email protected]

 

SHOPS

National Newspapers Safe Home Ordering Protection Scheme (SHOPS) - provides compensation to readers of national newspapers when the consumer buys directly from advertisements and catalogues inserted in national newspapers.

SHOPS Homepage

 

Skillset Careers

Skillset Careers - a specialist careers information, advice and guidance service for broadcast, film, video, interactive media and photo imaging, offering a range of services including helpline, free e-mail advice and individual guidance sessions delivered by experienced media practitioners.

Careers - Skillset

 

Trading Standards Central

Trading Standards Central - contains useful information on consumer rights under the law and a search facility to find contact details for your local trading standards department.

Trading Standards Central - Trading Standards and Consumer Protection information for the UK

 

WebTraderUK

The WebTraderUK scheme is designed to encourage consumer confidence in the online shopping environment.

www.webtraderuk.org.uk

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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  • 7 months later...

Don't know why but there are a few missing:

 

Advertising Standards Authority

The ASA makes decisions on if an advert is misleading or should be barred for whatever reason.

Advertising Standards Authority

Communications & Internet Services Adjudication Scheme (CISAS)

CISAS is the other Alternative Dispute Resolution [ADR] scheme [besides for Otelo] that covers telecoms companies. All telecoms companies must belong to either CISAS or Otelo.

CISAS: Communications & Internet Services Adjudication Scheme

Financial Ombudsman Service

The FOS is the complaints body for all companies that offer financial services.

Financial Ombudsman Service

 

Law Society

The Law Society is the body for all Solicitors. This together with the Solicitors Regulation Authority & Legal Complaints Service comprise the 3 main bodies relating to Solicitors. Their site is very useful for searching for a Solicitor across England & Wales.

The Law Society - Home

Legal Complaints Service

The Legal Complaints Service is the body for complaints about Solicitors. If you feel you have been overcharged or have been provided with an unsatisfactory service by a Solicitor, then these are the people to contact.

LCS: Legal Complaints Service home

 

There are many more relevant organizations that are useful contacts. A full list would take hours to compile. I will edit this post as and when I have time. If anybody wishes to PM me other bodies that are not in the post of 'JOSH_IOU' or in my post, I'd be happy to add them.

 

Contacts that are relevant are - in my humble opinion - Ombudsman, ADR & Adjudicator schemes, Regulatory bodies of services that affect the average citizen and Sites of organizations that assist consumers and small businesses.

 

It would be appreciated if people did not add loads of posts to this thread as it would confuse it for anybody else visiting. I will be happy to add any relevant contact to my post if I receive a PM.

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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Not quite certain as to what you mean by "a few missing".

 

This is simply a list of useful contacts

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

Link to post
Share on other sites

Not quite certain as to what you mean by "a few missing".

 

This is simply a list of useful contacts

 

For a list to be considered a list that is really useful it must contain contacts that are really useful, and as many of those as possible.

 

I hardly think that asbof, basbof and some others are "useful" for most of the population unless you in the very very small population that deal with Advertising Regulation and such like :D

Edited by legalpickle

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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There usful if you need them.

 

Just like the council.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

Link to post
Share on other sites

There usful if you need them.

 

Just like the council.

 

Josh: CAG is "Consumer Action Group", it is for consumers and to assist consumers. Putting a list of every possible contact in the UK would be too long. To save consumers time and to give a list of useful contacts, it is recommended to give a list contacts that people are likely to need.

 

Any councils contact details are frankly more useful than those of asbof and basbof. More consumers and even businesses would need to contact any council in the UK than those two put together.

 

Any contact is useful [not usful] if you need them. So why didn't you include the millions of other contacts on the face of this planet. The responsible thing to do would have been put a disclaimer at the end of your post like mine.

 

May I ask what you work in, that you find asbof and basbof "useful"?

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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  • 5 months later...
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