Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

CL Finance claimform - 2 GE Money Stores Cards **WON**


linz2011
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5495 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

You will be just fine - all these wonderful people on here have a way of making you feel you can rule the world - keep posting and you will get loads of support.

 

Good luck:)

 

Bless your heart. XXXXXXXXX

"Never annoy a redhead - especially when she's a member of CAG!"

Link to post
Share on other sites

  • Replies 293
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Pass;)

 

Hey Paul I was waiting for the letter in the post till I saw this. I have just been on the web and I have a grade 2 pass - so it is now Goldlady LLB.

 

And on the day we paid our GE loan off as well.

 

Should have got two bottles of wine on the way home.

 

And congratulations to you Paul.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Hey Paul I was waiting for the letter in the post till I saw this. I have just been on the web and I have a grade 2 pass - so it is now Goldlady LLB.

 

And on the day we paid our GE loan off as well.

 

Should have got two bottles of wine on the way home.

 

Excellent news

 

Very well done

 

mine wasn't as good but hey ho, when i took the exam i was unwell so hey ho

 

onward and upward

Link to post
Share on other sites

No it was not mentioned as I opened my defence with "I am not disputing I owe the money but I am disputing the amount and put the claimant to provide how the balance is made up etc.... therefore the judge never had to look at it - it is a shame that I could not go down that road but they had the agreement and I could not dispute that and really that is what we want a good result from - someone who is saying the agreement is unenforceable. Maybe next time......;)

Link to post
Share on other sites

Ah yes- you did- sorry! (Doh!)

 

"he said i had to pay for the goods I had had on the statement of account but no interest or charges and if the claimant wanted to pursue me for the charges and interest then they would have to take me to the small claims but he did say it was not in there interest to do that given that these days the charges are referred to as "unlawful"."

 

 

Now- an interesting response to this would have been to say that as you have been paying interest on the credit (without there ever having been a executed credit agreement) you have in effect paid more than the amount borrowed already, so the amount owing is actually zero.

 

It would have been interesting to have had the judge's response to that.

 

But hey, a great win and Im sure GE Credit Muppets are less than happy!

 

Well done! :)

Link to post
Share on other sites

Yeah I got what I wanted and am more than happy, I think it all depends on the judge on the day - as it happens he was working for me so it was really quite painless but had he been the other way I would still be in their fighting - i was determined I was going to win no matter what - I really suprised myself at the answers I gave - this site makes you like a sponge you just soak up info and away you go LOL;)

  • Haha 2
Link to post
Share on other sites

Congratulations Linz. You truly are inspirational.:D

 

I was getting really worried that any day now any one of my 11 creditors (esp when 2 didn't reply to my CCA request) will decide to take me to court but having read your case, it does give me peace of mind knowing that the law is on our side too. Just hope when my time comes to go to court somebody out there will help me too..:)

Link to post
Share on other sites

  • 4 weeks later...

read thread with great interest having just received MCOL N1 for a debenhams account which has been passed on without notice (claim states assigned on 2 Jan adn notice given, issue date is 7 jan!)

 

Shall be sending off the template letters provided inthe thread and waiting for a response. LBA'd GE some time ago and had a partial settlement, but not been well and done no more about it since...

 

Steve

Link to post
Share on other sites

  • 2 weeks later...

Not sure what to do now....... I was ordered on the day in court to pay for the goods less interest, court courts and fees by 9th Jan, I worked this out and the balance was £90.07 - I sent a letter to the solicitors with the payment and also sent a copy of that letter to the judge??? I have today received a general form of judgement or order which states:

Before DJ sitting at XX

 

Upon the claimaint informing the court that the defendant agrees to pay £450 in full and final settlement of this claim it is ordered there be a judgement for the claimaint for the sum of £450 payable by 4.00 on 11th Feb.

 

If you object to the order you must make an appliccation to have it set aside varied or stayed within 7 days of receiving it.

 

CANNOT BELIEVE IT - I never agreed to any such thing - any help appreciated :confused:

Link to post
Share on other sites

Oh Geez! Is it worth ringing the court? I hope you can get this sorted.

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...