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LYNZFA vs NATWEST **WON**


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I recieved a letter from the natwest today regarding outstanding balances on my accounts (because of charges of course)It says i have 8 days to respond to the letter with payment in full or offer of repayment.the amounts outstanding are £701.60 and £963.25.They also rang me to see if i had an offer and when i said my accounts were in dispute thay said i would still ahve to start making repayments.do i have to do this or not.help and advice would be great

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I recieved a letter from the NatWest today regarding outstanding balances on my accounts (because of charges of course)It says i have 8 days to respond to the letter with payment in full or offer of repayment.the amounts outstanding are £701.60 and £963.25.They also rang me to see if i had an offer and when i said my accounts were in dispute thay said i would still ahve to start making repayments.do i have to do this or not.help and advice would be great

 

The banking code says different - how much are you reclaiming on each accoutn and what stage are you on each?

Consumer Health Forums - where you can discuss any health or relationship matters.

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No how dare they do that, i would write back and tell them you are in financial difficulty and also the accounts are in dispute and to hold it for at least 28 days while you solve this problem and you will look to update them after this time, just tell them you are looking to review your financial situation, i did this as i was in abit of a problem over the last few months and they did hold the accounts for me.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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they said they want a minimum of 10 each acount a month,they said thye wouldnt put a hold on it anymore.i have got the a/q to be handed in by the 12th september so im just waiting to see if they pay up before then.on one account i am claiming 964 and the other is 784.

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well i thought i might of had a nice cheque in the post this morning as the allocation auestionaire is due at the courts tomorrow but there was nothing,so looks like ill be off to the courts in the morning.has anyone else done this and if so what happens after i have took it to the court

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what are you claiming for?

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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Hmmmm im sure i saw before they paid up at this stage before. Im sure they will after you hand it in at court. You never know, in the morning you may have the nice cheque waiting for you. Let us know how it goes.

 

Good Luck

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George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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No i would wait for the post, you never know ;-)

 

Well i waited till midnite, i guess its midnight 2moro i can file default judgement as they have till 12th to acknowledge or defend and its now 12th so i guess its including 12th?

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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hi,well still nothing in the post so i took my a/q and £100 to the courts this afternoon.they said there is a bit of a backlogue on applications so im not sure how long it will be or what is going to happen next,can anyone help.has anyone else been to hand in a/q

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hi,well still nothing in the post so i took my a/q and £100 to the courts this afternoon.they said there is a bit of a backlogue on applications so im not sure how long it will be or what is going to happen next,can anyone help.has anyone else been to hand in a/q

 

Posted mine sunday with a copy to cobbetts - should ahve received it today. Hope to hear something soon. My A/Q day was 17th.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Posted mine sunday with a copy to cobbetts - should ahve received it today. Hope to hear something soon. My A/Q day was 17th.

 

Gizmo, same day for me, at Bristol County as well, Can you link me to your thread please, As we are on exactly the same timescale

If I do give you advice please be aware of the following:

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

03/10/06 - NatWest Claim Settled in Full to the amount of £2344

 

09/10/06 - 2nd Natwest Claim - Pre Lim sent | Halifax CC S.A.R - (Subject Access Request) Sent | Natwest CC S.A.R Sent

 

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Gizmo, same day for me, at Bristol County as well, Can you link me to your thread please, As we are on exactly the same timescale

 

Here you go

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/11431-nat-west-3-claims.html

Consumer Health Forums - where you can discuss any health or relationship matters.

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HI

 

right I handed in my aq 2 days before deadline cobbets sent me copy of there defence and request for more info particualarly cpr part 18 which I ignored as they are not allowed to ask for this

 

cobbets got there aq in on the deadline of which they sent a copy to me

 

I called the court listing department today to find out what was happening and I should be hearing from the court in writing in the next few days but have informed me on the phone that case date is 7 october

 

cobbets once again trying to get me to buckle sent me a letter offering me slightly more than the bank offered which i have written a letter to them refusing as full settlement but as part payment they also want me not to disclose as part of the conditions (no chance) I am part of this forum

and i will disclose everything on my thread and when i win will donate percentage of proceeds to forum as they have been most helpful

 

unfortunately it is a waiting game once you hand in the aq but it is going to be worth the wait

 

regards

Greg

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I have not even had a part offer yet from the bank so god knows whats gonna happen. I thought they were paying out quicker than this.

If I do give you advice please be aware of the following:

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

03/10/06 - NatWest Claim Settled in Full to the amount of £2344

 

09/10/06 - 2nd Natwest Claim - Pre Lim sent | Halifax CC S.A.R - (Subject Access Request) Sent | Natwest CC S.A.R Sent

 

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surprised you didn't even receive an offer in your replies you got from the bank

 

it seems they are dragging there heels as much as they can now that there are somany claims being made my aq was handed in same day as yours and I received letter from cobbets today upping the offer from original 427 to 600 as they feel that there client feels i wont win.

 

it just intimidation

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gizmo have you heard anything back from the solicitors or courts yet.i emailed cobbetts today and told them i have handed in my a/q.but no reply from them

 

I sent a copy of a/q by post on sunday - have not heard a thing

Consumer Health Forums - where you can discuss any health or relationship matters.

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surprised you didn't even receive an offer in your replies you got from the bank

 

it seems they are dragging there heels as much as they can now that there are somany claims being made my aq was handed in same day as yours and I received letter from cobbets today upping the offer from original 427 to 600 as they feel that there client feels i wont win.

 

it just intimidation

 

I had no offer - I think the banks are trying ot drag it out even further than they were as it has now got much more widescale than they anticipated - no matter to me I will be quite happy to meet them in court and they can then disclose th true cost

Consumer Health Forums - where you can discuss any health or relationship matters.

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