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    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
    • Hello all, just got this from my bank today.   ” Update on your payment refund As you know we temporarily refunded the amount(s) of £381.98 to your account pending investigation. We’re pleased to confirm that an additional amount of £359.99 has also been refunded to your account by the retailer on 18th March 2024. What will happen next To correct this situation, arrangements will be made on 6th June 2024 to reverse the original refund supplied from us.  Our file in respect of this matter will now be closed, which we trust is satisfactory.”   Not sure what to do as I was previously told if I hear nothing back after a certain date that would be the case closed now it’s been changed to the 6th of June. and as you see I’m not getting a full refund I don’t know wether to contact them again and try to get the £20, or if I even can at this point? Thanks again.   
    • Is your current mental health causing you to apply negative thinking? If the answer is yes, then you should get some advice. The following website link enables free mental health support. https://atw.maximusuk.co.uk/?utm_campaign=EMP-ATW-B2C-B2B-leadgen &utm_medium=PPC Google Text&utm_source=Paid Seach&utm_term=maximus mental health&
    • So even if they do repair it in time, you still need to get a marquee etc? If they don't repair it in time, you have to find a new venue? I'm confused?
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Stay Lifted - Transfer to City County Court - Wrongly Named Defendant query...


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Hello,

 

The stay that was applied to my claim against Barclaycard for unlawful charges has been lifted by the District Judge thanks to the superb template letter feature on here. However, two things arise:

 

(1) The case has been transferred to the Mayor's and City County Court, Guildhall in London for a scheduled hearing date of 18th December. I am being asked to pay another £75 for the case to be heard, in spite of the £80 court fee already paid. Can I get out of this, or is it a necessary fee? Also, are there any implications of my case being transferred to the Mayor and City County Court? I would be interested to hear if anyone else has been treated likewise.

 

(2) A rather more fundamental problem is that, although the claim is against Barclaycard, the Defendant named on my initial N1 form was Barclays Bank plc. This was a stupid oversight, as I had assumed that they were one and the same, but I am led to believe that for legal purposes they are separate. Is there any way to get this altered or, indeed, is it necessary to do so? The papers were served at the 1 Churchill Place address...Want to sort this out before I do another £75 in cold blood...!

 

Many thanks in anticipation of your help!

 

Michael

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For the sake of completeness, the order says as follows:

 

'An objection from the Claimant was considered by DISTRICT JUDGE BACKHOUSE who allocated the claim to the small claims track.

 

The hearing of the claim will take place at 10:30 on the 18 December 2007 at Mayor's & City County Court, Guildhall Buildings, Basinghall Street, London and should take no longer than one hour. A hearing fee of £75.00 is payable by 07 November by the claimant unless you make an application for a fee concession. Failure to pay the fee wil result in the hearing being removed from the list.

 

The hearing fee will be refunded in full if the court receives notice in writing at least 7 days before the hearing date, that the case is settled or discontinued.'

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The £75 fee forms part of the new court fee schedule that came in on Oct 1st. If this is not paid your case is likely to be struck out

 

As regards point 2, presumably barclays have acknowledged the claim and have submitted a defence. If they were intending to use this (Barclaycard is not Barclays) as a technicality, this should have been mentioned, ie 'It's nothing to do with us, guv. You've got the wrong defendant'

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MB is quite right!

 

Mayors and City is a good court and i don't see why you should have any probs there.

 

You can phone the court and have the name of the defendant varied, but again i don't think that should be a problem as MB says.

 

I have served GE bank before although they had varied name they did not dispute it, although they could of if they wanted to be funny, but generally they take it on the chin.

 

However having the name varied shouldn't cost you anymore, secondly call the court and speak to the "issue" section and ask why you should pay another fee, get them to explain it, if your not satisfied get back here and post the result so that i can see what steps can be taken next.

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Mmm, assuming claim was before 1st, so should be subject previous.

** Credentials **

 

10 Years Finance Fraud Investigator

 

5 Year High Court Sheriffs

 

2 Years Tip Staff Royal Courts

 

Currently : HMCS Enforcement Officer

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Thanks guys, that's very helpful.

 

One side issue, though, since I made my claim, Barclays have continued to apply overlimit/late payment fees to my account. How does one incorporate these additional charges into the original claim?

 

Michael

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