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default.... aktiv kapital


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I paid my FFS to activ after recieving my cca, but now I am starting to think it was not enforceble as it has no t&cs on it.

Can someone take a look at it for me please and advise me how to upload on to forum.

 

Thanks

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If you have a look here it will show you how to upload documents (I think it's towards the bottom of the sticky) http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

If you've made a FFS though the account should be closed.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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They have closed the account but wont remove the default even though I never recieved a default notice and they say they or the OC dont have a default notice.

 

I just thought if there were any problems with the cca I could get them to remove default from my file.

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You can get the default removed on the grounds that you never received a default notice and that they can't prove that they sent one or provide a copy of it.

 

Take a look here http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/111211-defaults-background-removal-methods.html and here Remove Default Notices on a Credit File - We show you how It should give you some ideas.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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